{"id":17932,"date":"2019-12-06T17:14:01","date_gmt":"2019-12-06T14:14:01","guid":{"rendered":"https:\/\/icap.ro\/events\/credit-risk-management-conference-2\/"},"modified":"2026-04-07T09:14:54","modified_gmt":"2026-04-07T09:14:54","slug":"credit-risk-management-conference","status":"publish","type":"page","link":"https:\/\/www.icapcrif.com\/ro\/en\/credit-risk-management-conference\/","title":{"rendered":"Credit Risk Conference"},"content":{"rendered":"<p>[vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; padding_top=&#8221;25&#8243; background_color=&#8221;#ffffff&#8221; padding_bottom=&#8221;5&#8243; z_index=&#8221;&#8221;][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; background_color=&#8221;#ffffff&#8221; padding_bottom=&#8221;30&#8243;][vc_column][vc_tabs style=&#8221;boxed&#8221; el_class=&#8221;disabled-accordion&#8221;][vc_tab title=&#8221;2026&#8243; tab_id=&#8221;1775479551181-7-0&#8243;][vc_column_text]<strong>17th Credit Risk and Sustainability Conference<\/strong><\/p>\n<p><strong>Sharper data. Stronger decisions. Sustainable growth.<br \/>\n<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>The <strong>Annual Credit Risk Conference returns in 2026 with its 17th edition<\/strong>, bringing together professionals from finance, credit risk management and compliance, against a backdrop of profound economic transformation, geopolitical uncertainty and increasing sustainability requirements.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>The event will take place on <strong>May 19th, 2026<\/strong>, at <strong>The Tent \u2013 Diplomatic Club, Bucharest<\/strong>, starting at <strong>14:30<\/strong>, and will conclude in an elegant and relaxed setting with a <strong>cocktail dinner hosted in the garden of the venue<\/strong>, offering valuable networking opportunities and informal discussions.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><strong>2026 Conference Theme<\/strong><\/p>\n<p><strong>Sharper data. Stronger decisions. Sustainable growth.<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>This year\u2019s edition explores how credit risk management is evolving in a rapidly changing economic environment, where <strong>data quality, advanced technologies and ESG criteria<\/strong> play an increasingly important role in decision\u2011making processes.<\/p>\n<p><strong>Key Topics:<\/strong><\/p>\n<ul>\n<li><strong>Economic transformation in a tense global geopolitical system<\/strong><\/li>\n<li><strong>The new economic environment and its impact on credit risk management<\/strong><\/li>\n<li><strong>Redefining ESG: how evolving standards shape ratings, risk and corporate strategy<\/strong><\/li>\n<li><strong>Beyond digital: how Generative AI accelerates global transformation<\/strong><\/li>\n<\/ul>\n<p>The conference will be moderated by <strong>Lucian M\u00eendru\u021b\u0103<\/strong>, journalist and experienced moderator, who will facilitate meaningful dialogue between speakers, guests and participants, ensuring insightful and engaging discussions anchored in current market realities.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Speakers &amp; Agenda<\/strong><\/p>\n<p>The detailed agenda and the final list of speakers \u2014 <strong>recognized experts in credit risk, regulation, sustainability and advanced analytics<\/strong> \u2014 will be announced shortly.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Why Attend<\/strong><\/p>\n<p>In an economic and regulatory landscape that continues to evolve, ICAP CRIF aims to provide a <strong>relevant platform for dialogue and knowledge exchange<\/strong> for professionals seeking to anticipate change, understand regulatory impact and adapt their credit risk strategies to new market realities.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Participation Fees<\/strong><\/p>\n<p><strong>Early\u2011bird registration \u2013 available until May 4th, 2026:<\/strong><br \/>\n<strong>\u20ac50 + VAT \/ participant<\/strong><\/p>\n<p>After this date, the standard participation fee will be:<br \/>\n<strong>\u20ac100 + VAT \/ participant<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>\ud83d\udc49 Please see the <strong>preliminary agenda below<\/strong> and secure your place today.<br \/>\nFor updates and announcements, follow us on <a href=\"https:\/\/www.linkedin.com\/showcase\/icap-crif-romania\/\"><strong>LinkedIn<\/strong><\/a>.[\/vc_column_text][vc_empty_space]<div class=\"qode-accordion-holder clearfix qode-toggle qode-initial \">\n\t<h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-book \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Agenda    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_column_text]<\/p>\n<h3>17<sup>th<\/sup> Credit Risk Management Conference<\/h3>\n<p><strong>Sharper data. Stronger decisions. Sustainable growth.\u00a0\u00a0\u00a0\u00a0\u00a0<\/strong><\/p>\n<p><strong>19<sup>th<\/sup> May 2026 The Tent, Diplomatic Club<\/strong><\/p>\n<p>&nbsp;<\/p>\n<table border=\"0\" cellspacing=\"1\" cellpadding=\"1\">\n<tbody>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">14.30 \u2013 15:00<\/td>\n<td><\/td>\n<td>Registration &amp; Coffee<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">15:00 \u2013 15:20<\/td>\n<td><\/td>\n<td>Welcome Speech<\/p>\n<p><u>Nikitas Konstantellos<\/u>, President and CEO, <strong>ICAP CRIF<\/strong><\/p>\n<p><u>Theodoros Polydoros,<\/u> Executive Director,\u00a0<strong>ICAP CRIF Romania<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td>15:20 &#8211; 15:40<\/td>\n<td><\/td>\n<td><strong>Economic transformation in a tense geopolitical global system<\/strong><\/p>\n<p>Andrei Radulescu \u2013 Member, <strong>Bretton Woods Committee<\/strong><br \/>\nSenior Researcher, <strong>Institute of World Economy, Romanian Academy<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">15:40 \u2013 16:30<\/td>\n<td><\/td>\n<td><strong>New Economic Environment<\/strong><\/p>\n<p><strong>CRA- SOLICITED<\/strong><br \/>\n<strong>Myrto Kyriakidou<\/strong>, Head of <strong>ICAP CRIF Credit Rating Agency<\/strong><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">16:30-16:50<\/td>\n<td><\/td>\n<td>Networking break<\/td>\n<\/tr>\n<tr>\n<td>17:00 \u2013 17:50<\/td>\n<td><\/td>\n<td><strong><em>Redefining ESG: How Evolving Standards Shape Ratings, Risk, and Corporate Strategy <\/em><\/strong><\/p>\n<p><strong>Marco Macellari, <\/strong>CEO, <strong>CRIF Synesgy Ratings \/ discussion<\/strong><\/p>\n<p><strong>Simone Rampichini, <\/strong>Senior Director of Synesgy<strong>, CRIF<\/strong><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\"><\/td>\n<td><\/td>\n<td valign=\"top\"><\/td>\n<\/tr>\n<tr>\n<td>17:50-18:40<\/td>\n<td><\/td>\n<td><strong>Beyond Digital: How Generative AI Accelerates Global Transformation<\/strong><\/p>\n<p><u>TBD<\/u><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">18:40-21:30<\/td>\n<td><\/td>\n<td><strong>Exceptional Moment \u2013 Prize Giveaway Raffle<\/strong><\/p>\n<p>Networking, dinner and exchange of ideas<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td>21:30<\/td>\n<td><\/td>\n<td>End of Conference &amp; Dinner<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text]    <\/div>\n<\/div><h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t    <span class=\"qode-tab-title-inner\">\n        Speakers    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_tta_section tab_id=&#8221;1775550641738-80b5459d-5418&#8243;][vc_row_inner row_type=&#8221;row&#8221; type=&#8221;grid&#8221; text_align=&#8221;center&#8221; css_animation=&#8221;&#8221;][vc_column_inner width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;40820&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Myrto Kyriakidou<\/strong><br \/>\nExecutive Director<br \/>\nICAP CRIF, Credit Rating Agency<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icapcrif.com\/bg\/en\/crc-kyriakidou-cv\/?_gl=1*1xynss0*_gcl_au*MTI5ODU0MTEzMC4xNzY4Mzk1Njg4\" target=\"_self\"  class=\"qbutton  default\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;30754&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Nikitas Konstantellos<\/strong><br \/>\nPresident &amp; Chief Executive Officer<br \/>\nICAP CRIF Group<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"=https:\/\/icapcrif.com\/en\/15th-sp-konstantellos\/\" target=\"_self\"  class=\"qbutton  default\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;40824&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Marco Macellari<\/strong><br \/>\nCEO,<br \/>\nCRIF Synesgy Ratings<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.linkedin.com\/in\/marco-macellari-b9292788\/\" target=\"_self\"  class=\"qbutton  default\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][\/vc_row_inner][vc_empty_space][vc_row_inner row_type=&#8221;row&#8221; type=&#8221;grid&#8221; text_align=&#8221;center&#8221; css_animation=&#8221;&#8221;][vc_column_inner width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;31281&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Andrei R\u0103dulescu<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nMember, Bretton Woods Committee, Senior Researcher,<br \/>\nInstitute of World Economy, Romanian Academy<\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/en\/16th-sp-radulescu\/\" target=\"_self\"  class=\"qbutton  default\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;27881&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Simone Rampichini<br \/>\n<\/span><\/strong><span lang=\"EN-GB\">ESG Director,<br \/>\nCRIF<\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/en\/14th-sp-rampichini\/\" target=\"_self\"  class=\"qbutton  default\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;40826&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><u><strong>Theodoros Polydoros<\/strong>,<\/u><br \/>\nExecutive Director,<br \/>\nICAP CRIF Romania<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.linkedin.com\/in\/theodore-polydoros-0bb7a5a\/\" target=\"_self\"  class=\"qbutton  default\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][\/vc_row_inner][\/vc_tta_section]    <\/div>\n<\/div><\/div>[\/vc_tab][vc_tab title=&#8221;2025&#8243; tab_id=&#8221;1742980761354-6-4&#8243;][vc_single_image image=&#8221;35379&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; qode_css_animation=&#8221;&#8221;][vc_empty_space]<a  itemprop=\"url\" href=\"https:\/\/survey.alchemer.com\/s3\/8302849\/16th-RO-CRC-evaluation-form\" target=\"_self\"  class=\"qbutton  default\" style=\"\">Evaluation Form<i class=\"qode_icon_font_awesome fa fa-list qode_button_icon_element\" style=\"\" ><\/i><\/a>[vc_empty_space]<div class=\"qode-accordion-holder clearfix qode-toggle qode-initial \">\n\t<h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-address-book \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Presentations    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_column_text]<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/16th-CRC\/Credit Conference Bucharest_Presentation_.pdf\" target=\"_blank\" rel=\"noopener\">Presentation<\/a> by Nikitas Konstantellos, President and CEO, ICAP CRIF<br \/>\n<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/16th-CRC\/Macroeconomic_Climate_May.pdf\" target=\"_blank\" rel=\"noopener\">Presentation<\/a> by Andrei Radulescu, Senior International Macro Economist<br \/>\n<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/16th-CRC\/The_Role_of_Data-Driven_Decision_Making_in_Credit_Risk.pdf\" target=\"_blank\" rel=\"noopener\">Presentation<\/a> by Andrew Perryman, Leader, Product Deployment, Global Product Strategy, Dun &amp; Bradstreet<br \/>\n<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/16th-CRC\/RO_Integrating ESG Factors into Credit Risk Assessments_.pdf\" target=\"_blank\" rel=\"noopener\">Presentation<\/a> by Myrto Kyriakidou, Head of ICAP CRIF Credit Rating Agency<br \/>\n<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/16th-CRC\/From_data_to_decision_leveraging_AI_for_greater_value_creation.pdf\" target=\"_blank\" rel=\"noopener\">Presentation<\/a> by Daniele Vergari, Senior Director, Global Risk &amp; Management Consulting Consulting Lead, CRIF<br \/>\n<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/16th-CRC\/AI-Unleashed-Bucharest.pdf\" target=\"_blank\" rel=\"noopener\">Presentation<\/a> by Natalia Shchelovanova, Global Innovation and Startups Ecosystem Ecosystem Director, InnoVecos and Olivier Kenji Mathurin, EmergingTech in finance | Innovation Leader| AI &amp; Digital Transformation, InnoVecos[\/vc_column_text]    <\/div>\n<\/div><\/div>[vc_empty_space][vc_column_text]<\/p>\n<p style=\"text-align: center;\">16th Annual Credit Risk Management Conference<br \/>\n<strong>Shaping the Future of Credit Risk: Data, Sustainability, and New Challenges<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>This year, we are delighted to welcome you once again to the <strong>16th edition<\/strong> of the <strong>Annual Credit Risk Management Conference<\/strong>. Join us on <strong>May 6th<\/strong>, <strong>2025<\/strong>, <strong>at the JW Marriott Grand Hotel Bucharest <\/strong>(Grand Ballroom, Salon Constan\u021ba)<strong>,<\/strong> <strong>starting at 09:15.<\/strong><\/p>\n<p>The agenda for this dynamic and insightful day is built around the theme\u00a0<strong><em>Shaping the Future of Credit Risk: Data, Sustainability, and New Challenges<\/em>.<\/strong> Our host and moderator, journalist <strong>Lucian M\u00eendru\u021b\u0103<\/strong>, will guide engaging discussions between speakers, guests, and participants, ensuring an in-depth exploration of emerging topics shaping the industry.<\/p>\n<p>While we are still finalizing the list of speakers, rest assured that we are working diligently to bring together a lineup of distinguished experts. The finalized list will be announced soon.<\/p>\n<p>In light of recent developments at both European and national levels, ICAP CRIF is committed to creating a platform where esteemed professionals can share their expertise with you. This conference is designed for those eager to stay ahead of regulatory changes and industry trends that may impact their businesses. The strategies and insights shared during this event will provide valuable tools to support your ongoing success.<\/p>\n<p>Check below the agenda of the event! You have all the reasons to book your seat, right now!<br \/>\nAlso, follow us on\u00a0<a href=\"https:\/\/www.linkedin.com\/showcase\/icap-crif-romania\/\">LinkedIn<\/a>.[\/vc_column_text]<div class=\"qode-accordion-holder clearfix qode-toggle qode-initial \">\n\t<h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-book \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Agenda    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_column_text]<\/p>\n<h3>16<sup>th<\/sup> Credit Risk Management Conference<\/h3>\n<h3><strong>Shaping the Future of Credit Risk: Data, Sustainability and New Challenges<\/strong><\/h3>\n<h3><strong>06<sup>th <\/sup>May, 2025 JW Marriott Grand Hotel Bucharest<\/strong><\/h3>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<table border=\"0\" cellspacing=\"1\" cellpadding=\"1\">\n<tbody>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">09.15 \u2013 09:35<\/td>\n<td><\/td>\n<td>Registration &amp; Coffee<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">09:35 \u2013 10:00<\/td>\n<td><\/td>\n<td>Welcome Address and Opening Remarks<\/p>\n<p><u>Nikitas Konstantellos<\/u>, President and CEO, <strong>ICAP CRIF<\/strong><\/p>\n<p><u>Theodoros Polydoros,<\/u> Executive Director,\u00a0<strong>ICAP CRIF Romania<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td>10:00 &#8211; 10:30<\/td>\n<td><\/td>\n<td><strong>European Economic Overview and Macroeconomic Insights <\/strong><\/p>\n<p><u>Andrei Radulescu <\/u>\u2013 Member, <strong>Bretton Woods Committee<\/strong><\/p>\n<p>Senior Researcher, <strong>Institute of World Economy, Romanian Academy<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">10:30 \u2013 11:00<\/td>\n<td><\/td>\n<td><strong>The Role of Data-Driven Decision Making in Credit Risk<\/strong><\/p>\n<p><u>Andrew Perryman <\/u>\u2013 Leader, Product Deployment, Global Product Strategy, <strong>Dun &amp; Bradstreet<\/strong><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">11:00-11:20<\/td>\n<td><\/td>\n<td>Coffee Break and Networking<\/td>\n<\/tr>\n<tr>\n<td>11:20 \u2013 12:00<\/td>\n<td><\/td>\n<td><strong>Panel: <em>Effective Credit Portfolio Management in Uncertain Times<\/em> <em>\u00a0<\/em><\/strong><\/p>\n<p style=\"text-align: left;\">Participation:<\/p>\n<p><u>Francesca Ralli<\/u>, Senior Director Global BI &amp; Mktg Services, <strong>CRIF SPA<\/strong><\/p>\n<p><u>Stefan Alina Mihaela<\/u>, Treasury Manager Romania, <strong>JTI (Romania) SRL<\/strong><\/p>\n<p><u>Carmen Bulau<\/u>, Finance Manager<strong>, Agir Global Romania<\/strong><\/p>\n<p><u>Anca Lazar<\/u>, Credit Control Manager, <strong>Macromex<\/strong><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\"><\/td>\n<td><\/td>\n<td valign=\"top\"><\/td>\n<\/tr>\n<tr>\n<td>12:00-12:30<\/td>\n<td><\/td>\n<td><strong> Integrating ESG Factors into Credit Risk Assessments\u00a0 \u00a0<\/strong><\/p>\n<p><u>Myrto Kyriakidou, <\/u>Head of ICAP CRIF <strong>Credit Rating Agency <\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">12:30-13:30<\/td>\n<td><\/td>\n<td>LUNCH<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td>13:30 \u2013 14:00<\/td>\n<td><\/td>\n<td><strong>From Data to Decisions: Leveraging AI for greater value creation<\/strong> <strong><em>\u00a0<\/em><\/strong><\/p>\n<p><u>Daniele Vergari<\/u> \u2013 Senior Director, Global Risk &amp; Management Consulting Lead, <strong>CRIF<\/strong><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\"><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td>14:00 \u2013 14:30<\/td>\n<td><\/td>\n<td><strong>The role of AI in banking \u2013 Dialogue<\/strong><\/p>\n<p><u>Daniele Vergari <\/u>&#8211; Senior Director, Global Risk &amp; Management Consulting Lead, <strong>CRIF<\/strong><\/p>\n<p><u>Mihai Rauta<\/u> &#8211; Executive Director Retail Risk Area, <strong>Raiffeisen<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">14:30 \u2013 14:50<\/td>\n<td><\/td>\n<td>Coffee Break and Networking<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td>14:50 &#8211; 15:20<\/td>\n<td><\/td>\n<td><strong>AI Unleashed: Transforming Corporate Growth and Culture with Generative AI\u00a0 <\/strong><\/p>\n<p><u>Natalia Shchelovanova<\/u><strong>,<\/strong> Global Innovation and Startups Ecosystem Director,<strong>\u00a0InnoVecos<\/strong><\/p>\n<p><u>Olivier Kenji Mathurin,<\/u> EmergingTech \u00een finan\u021be | Lider \u00een inova\u021bie | AI \u0219i transformare digital\u0103, <strong>InnoVecos<\/strong><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\"><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td>15:20 \u2013 16:00<\/td>\n<td><\/td>\n<td><u><strong>Panel: Adapting to Change: Doing Business in a Volatile Global Environment<\/strong><\/u><\/p>\n<p><u>Alecsandra Valasuteanu, <\/u>Head of factoring,<strong> Unicredit Bank<\/strong><\/p>\n<p><u>Mihai Chipirliu, <\/u>Credit Director, <strong>Allianz Trade<\/strong><\/p>\n<p><u>Adrian Secolof,<\/u> Head of Finance North Europe at <strong>Nufarm<\/strong><\/p>\n<p><u>Christian Bogaru,<\/u> Founding and Managing Partner,<strong> BCHLAW<\/strong><\/p>\n<p><u>Stefan Ponea<\/u>, CEO &#8211; Director General,<strong> Rom Waste Solutions<\/strong><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\"><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td>16:00 &#8211; 16:15<\/td>\n<td><\/td>\n<td>Exceptional Moment \u2013 Prize Giveaway Raffle<\/td>\n<\/tr>\n<tr>\n<td>16:15<\/td>\n<td><\/td>\n<td>End of the Conference<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text]    <\/div>\n<\/div><h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-shield \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Sponsors    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_column_text]<strong>Main Sponsor:<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/www.hertz.ro\/ro\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-25099\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-300x188.png\" alt=\"\" width=\"183\" height=\"115\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-300x188.png 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-1024x640.png 1024w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-768x480.png 768w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-1536x960.png 1536w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-700x438.png 700w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo.png 1600w\" sizes=\"(max-width: 183px) 100vw, 183px\" \/><\/a><\/p>\n<p><strong>Sponsors:<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-28448\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-logo-web-300x288.jpg\" alt=\"\" width=\"144\" height=\"138\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-logo-web-300x288.jpg 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-logo-web.jpg 624w\" sizes=\"(max-width: 144px) 100vw, 144px\" \/>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 <img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-28431\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-K2-logo-web-293x300.jpg\" alt=\"\" width=\"125\" height=\"128\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-K2-logo-web-293x300.jpg 293w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-K2-logo-web-700x717.jpg 700w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-K2-logo-web.jpg 746w\" sizes=\"(max-width: 125px) 100vw, 125px\" \/> \u00a0\u00a0 <img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-24197\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/09\/logo2022.png\" alt=\"\" width=\"166\" height=\"61\" \/>\u00a0 \u00a0 \u00a0 \u00a0 <img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-35489\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2025\/04\/logo-complet.png\" alt=\"\" width=\"381\" height=\"84\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2025\/04\/logo-complet.png 1387w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2025\/04\/logo-complet-300x66.png 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2025\/04\/logo-complet-1024x226.png 1024w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2025\/04\/logo-complet-768x169.png 768w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2025\/04\/logo-complet-700x154.png 700w\" sizes=\"(max-width: 381px) 100vw, 381px\" \/>\u00a0 <img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-35327\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2025\/04\/chocolissimo.png\" alt=\"\" width=\"186\" height=\"97\" \/><\/p>\n<p>&nbsp;<\/p>\n<p><strong>Supporters:<\/strong><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-35332\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2025\/04\/ir.png\" alt=\"\" width=\"219\" height=\"55\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2025\/04\/ir.png 359w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2025\/04\/ir-300x75.png 300w\" sizes=\"(max-width: 219px) 100vw, 219px\" \/>\u00a0 \u00a0 <img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-35330\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2025\/04\/hellenic.png\" alt=\"\" width=\"222\" height=\"52\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2025\/04\/hellenic.png 307w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2025\/04\/hellenic-300x70.png 300w\" sizes=\"(max-width: 222px) 100vw, 222px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p><strong>Media partners:<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/business-review.eu\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-23956\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-300x107.jpg\" alt=\"\" width=\"188\" height=\"67\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-300x107.jpg 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-1024x366.jpg 1024w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-768x274.jpg 768w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-700x250.jpg 700w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru.jpg 1137w\" sizes=\"(max-width: 188px) 100vw, 188px\" \/><\/a>\u00a0 \u00a0 \u00a0 \u00a0 <img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-31075\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Wall-Street-logo-blue-300x38.png\" alt=\"\" width=\"245\" height=\"31\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Wall-Street-logo-blue-300x38.png 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Wall-Street-logo-blue-1024x131.png 1024w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Wall-Street-logo-blue-768x98.png 768w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Wall-Street-logo-blue-1536x197.png 1536w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Wall-Street-logo-blue-700x90.png 700w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Wall-Street-logo-blue.png 1915w\" sizes=\"(max-width: 245px) 100vw, 245px\" \/><\/p>\n<p><strong>Ready-to-print partner:<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/www.copyprint.ro\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-24194\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/09\/sigla-copy-print-260x55-1.png\" alt=\"\" width=\"260\" height=\"55\" \/><\/a>[\/vc_column_text]    <\/div>\n<\/div><h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t    <span class=\"qode-tab-title-inner\">\n        Speakers    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content \" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_tta_section tab_id=&#8221;1744361703761-ce47ffc1-6d14&#8243;][vc_row_inner row_type=&#8221;row&#8221; type=&#8221;full_width&#8221; text_align=&#8221;left&#8221; css_animation=&#8221;&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;30767&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text][\/vc_column_text][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Daniele Vergari\u00a0<\/strong><br \/>\nSenior Director, Risk management &amp; Consulting<br \/>\nTransformation Services, CRIF<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/en\/crc-sp-vergari\/\" target=\"_self\"  class=\"qbutton  center default\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;30754&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Nikitas Konstantellos\u00a0<\/strong><br \/>\nPresident and CEO, ICAP CRIF<\/p>\n<p>[\/vc_column_text][vc_empty_space]<a  itemprop=\"url\" href=\"\/ro\/en\/crc-sp-konstantellos\/\" target=\"_self\"  class=\"qbutton  center default\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;31281&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Andrei R\u0103dulescu<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nMember, Bretton Woods Committee, Senior Researcher, Institute of World Economy, Romanian Academy<br \/>\n<\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/en\/16th-sp-radulescu\/\" target=\"_self\"  class=\"qbutton  center default\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;35453&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><span lang=\"EN-GB\"><strong>Olivier Kenji Mathurin<\/strong><br \/>\nSenior Research &amp; Innovation Specialist, InnovEcoS at CRIF<\/span><\/p>\n<p>[\/vc_column_text][vc_empty_space]<a  itemprop=\"url\" href=\"\/ro\/16th-sp-olivier\/\" target=\"_self\"  class=\"qbutton  center default\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][vc_tta_section tab_id=&#8221;1744889643166-fd98c93d-be7e&#8221;][vc_row_inner row_type=&#8221;row&#8221; type=&#8221;full_width&#8221; text_align=&#8221;left&#8221; css_animation=&#8221;&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;35523&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text][\/vc_column_text][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Alecsandra Valasuteanu<\/strong><\/p>\n<p style=\"text-align: center;\">Head of Factoring<\/p>\n<p style=\"text-align: center;\">UniCredit Bank<\/p>\n<p>[\/vc_column_text][vc_empty_space]<a  itemprop=\"url\" href=\"\/ro\/en\/14th-sp-alescandra\/\" target=\"_self\"  class=\"qbutton  center default\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;35528&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Carmen Mihaela Bul\u0103u\u00a0<\/strong><\/p>\n<p style=\"text-align: center;\">Chief Financial Officer<\/p>\n<p style=\"text-align: center;\">Agir Global Romania<\/p>\n<p>[\/vc_column_text][vc_empty_space]<a  itemprop=\"url\" href=\"https:\/\/www.icapcrif.com\/ro\/en\/16th-sp-carmen\/\" target=\"_self\"  class=\"qbutton  center default\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;35600&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Anca Ionescu <\/strong><\/p>\n<p style=\"text-align: center;\">Credit Control Manager<\/p>\n<p style=\"text-align: center;\">MACROMEX SRL<\/p>\n<p>[\/vc_column_text][vc_empty_space]<a  itemprop=\"url\" href=\"\/ro\/en\/16th-sp-anca\/\" target=\"_self\"  class=\"qbutton  center default\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;35628&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Andrew W. Perryman<\/strong><\/p>\n<p style=\"text-align: center;\">Leader, Product Deployment<\/p>\n<p style=\"text-align: center;\">International Product \u2013 Worldwide Network<\/p>\n<p>[\/vc_column_text][vc_empty_space]<a  itemprop=\"url\" href=\"\/ro\/en\/16th-sp-anca\/\" target=\"_self\"  class=\"qbutton  center default\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][vc_tta_section tab_id=&#8221;1745478391391-99078347-7307&#8243;][vc_row_inner row_type=&#8221;row&#8221; type=&#8221;full_width&#8221; text_align=&#8221;left&#8221; css_animation=&#8221;&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;35631&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Adrian Secolof<\/strong><br \/>\nHead of Finance North Europe at Nufarm<\/p>\n<p>[\/vc_column_text][vc_empty_space]<a  itemprop=\"url\" href=\"\/ro\/en\/16th-sp-rosa\/\" target=\"_self\"  class=\"qbutton  center default\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;27883&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Christian Bogaru<\/strong><br \/>\nFounding and Managing Partner, BCHLAW<\/p>\n<p>[\/vc_column_text][vc_empty_space]<a  itemprop=\"url\" href=\"\/ro\/en\/14th-sp-bogaru\/\" target=\"_self\"  class=\"qbutton  center default\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;35805&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Mihai Alexandru Chipirliu<\/strong><\/p>\n<p style=\"text-align: center;\">Director Credit<\/p>\n<p style=\"text-align: center;\">Allianz Trade Romania<\/p>\n<p>[\/vc_column_text][vc_empty_space]<a  itemprop=\"url\" href=\"\/ro\/en\/16th-sp-mihai\/\" target=\"_self\"  class=\"qbutton  center default\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;35807&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Alina Stefan<\/strong><\/p>\n<p style=\"text-align: center;\">Treasury Manager<\/p>\n<p style=\"text-align: center;\">JTI Romania, part of JTI Group<\/p>\n<p>[\/vc_column_text][vc_empty_space]<a  itemprop=\"url\" href=\"\/ro\/en\/16th-sp-alina\/\" target=\"_self\"  class=\"qbutton  center default\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][vc_tta_section tab_id=&#8221;1747374792816-cb26d1c3-28f4&#8243;][vc_row_inner row_type=&#8221;row&#8221; type=&#8221;full_width&#8221; text_align=&#8221;left&#8221; css_animation=&#8221;&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;36210&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Stefan Ponea<\/strong><\/p>\n<p style=\"text-align: center;\">CEO &#8211; Director General<\/p>\n<p style=\"text-align: center;\">Romwaste Solutions<\/p>\n<p>[\/vc_column_text][vc_empty_space]<a  itemprop=\"url\" href=\"\/ro\/en\/14th-sp-ponea\/\" target=\"_self\"  class=\"qbutton  center default\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_tta_section]    <\/div>\n<\/div><\/div>[\/vc_tab][vc_tab title=&#8221;2024&#8243; tab_id=&#8221;1710314641077-5-5&#8243;][vc_single_image image=&#8221;30380&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; qode_css_animation=&#8221;&#8221;][vc_empty_space]<a  itemprop=\"url\" href=\"https:\/\/survey.alchemer.com\/s3\/7850473\/15th-RO-CRC-evaluation-form\" target=\"_blank\"  class=\"qbutton  default\" style=\"\">Evaluation Form<i class=\"qode_icon_font_awesome fa fa-list qode_button_icon_element\" style=\"\" ><\/i><\/a>[vc_empty_space height=&#8221;15px&#8221;][vc_column_text css=&#8221;.vc_custom_1717498653495{padding-top: 0px !important;padding-bottom: 15px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\">15th Annual Credit Risk Management Conference<br \/>\n<strong>ESG Impact on Credit Risk: Navigating the Challenges<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>This year too, we look forward to seeing you at the 15th edition of the annual <strong>Credit Risk Management Conference<\/strong>. We invite you to the <strong>JW Marriott Grand Hotel Bucharest<\/strong> (Grand Ballroom, Salon CD), <strong>on May 23, 2024<\/strong>, starting <strong>09:30<\/strong>.<\/p>\n<p>&nbsp;<\/p>\n<p>The agenda of a day full of benefits and information for you was shaped on the topic of <strong>the impact of the use of ESG factors<\/strong> in <strong>credit risk management techniques<\/strong>. The host and moderator of the event is the journalist <strong>Valentin Chisoceanu<\/strong>. He will facilitate the interaction between speakers, guests, and audience participants, for a thorough exploration of current topics that are emerging even as you read these lines.<\/p>\n<p>&nbsp;<\/p>\n<p>Among the confirmed speakers of the event are <strong>Mr. Andrei R\u0103dulescu<\/strong> is the only economist from Romania and Central and Eastern Europe Member of the Bretton Woods Committee, <strong>Mr. Gerasimos Tzeis<\/strong>, Managing Director, Atradius Greece &amp; Romania; <strong>Mr. Valentin Lazea<\/strong>, Chief Economist of the National Bank of Romania and author of the best-seller A moral history of monetary and fiscal policies; <strong>Mr. Daniele Vergari<\/strong>, Global Risk Analytics Director at CRIF; <strong>Mr. George Oikonomou<\/strong>, Head of Analytics at ICAP CRIF Credit Rating Agency; <strong>Mrs. Maria Luisa Cardini<\/strong>, KYC &amp; Compliance Solutions Senior Manager at CRIF; <strong>Mrs. Oana Oprea<\/strong>, Group Data Protection, Risk &amp; Compliance Officer at NEPI Rockcastle; <strong>Mr. Simone Rampichini<\/strong>, ESG Director at CRIF; <strong>Mr. Christian Bogaru<\/strong>, Managing Partner at BCHLAW Law Firm; <strong>Mr. C\u0103lin Rangu<\/strong>, Resolution Director, Policyholders Guarantee Fund of Romania; <strong>Mrs. Andreea Ghiocel<\/strong>, Reporting Division Director, CSR AGENCY, <strong>Ms. Simona Petrescu<\/strong>, ESG Director, UniCredit Bank Romania and <strong>Mr. Robert Uzun\u0103<\/strong>, Vice President, Corporate Affairs Department, Ursus Breweries.<\/p>\n<p>&nbsp;<\/p>\n<p>Taking into account the latest developments at the European level, but also at the national level, ICAP CRIF aims, this year too, to create the right framework for a series of prestigious guests to be able to put their knowledge and expertise to good use in front of you, the ones who are eager to learn ahead of time the concepts and regulations that may affect the evolution of your businesses and the industries in which you operate. The ideas, strategies and tactics that will be circulated on the stage of the <strong>15th edition of the annual Credit Risk Management Conference<\/strong> will certainly help you in your current activity.<\/p>\n<p>&nbsp;<\/p>\n<p>Fill in the participation form on this page by <strong>May 8<\/strong> and benefit from our <strong>early bird offer: 95 E (+VAT) \/ person<\/strong>.<br \/>\nThe regular price is <strong>125\u20ac (+VAT)<\/strong>.<\/p>\n<p>&nbsp;<\/p>\n<p>Check bellow the agenda of the event! You have all the reasons to book your seat, right now!<br \/>\nAlso follow us on <a href=\"https:\/\/www.linkedin.com\/showcase\/icap-crif-romania\/\" target=\"_blank\" rel=\"noopener noreferrer\">LinkedIn<\/a>[\/vc_column_text]<div class=\"qode-accordion-holder clearfix qode-toggle qode-initial \">\n\t<h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-book \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Agenda    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_column_text]CONFERENCE PROGRAM<\/p>\n<p><strong>Moderator of the event: Valentin Chisoceanu, Journalist.<\/strong><\/p>\n<table border=\"0\" cellspacing=\"1\" cellpadding=\"1\">\n<tbody>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">09.15 \u2013 09:45<\/td>\n<td><\/td>\n<td><em>Welcome coffee.<br \/>\nParticipants registration<\/em><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">09:45 \u2013 10:10<\/td>\n<td><\/td>\n<td>Welcome Speech<br \/>\n<strong>Theodoros Polydoros<\/strong>, Executive Director, <strong>ICAP CRIF Romania<\/strong><br \/>\n<strong>Nikitas Konstantellos<\/strong>, President and CEO, <strong>ICAP CRIF<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><strong>Section I: Macroeconomic Trends &amp; Forecasts<\/strong><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">10:10 \u2013 11:20<\/td>\n<td><\/td>\n<td><strong>Macroeconomic Climate \u2013 From the global economy to the national economy<\/strong><br \/>\n<strong>Andrei R\u0103dulescu<\/strong>, Member of the Bretton Woods Committee, Senior Researcher at the Institute of World Economy, <strong>Romanian Academy<\/strong><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\"><\/td>\n<td><\/td>\n<td><strong>The role of Credit Insurance in the era of ESG transition. Challenges and opportunities for the European economy.<br \/>\nGerasimos Tzeis<\/strong>, Managing Director, <strong>Atradius Greece &amp; Romania<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">11:20 \u2013 11:35<\/td>\n<td><\/td>\n<td><em>Coffee break<\/em><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><strong>Section II.1 \u2013 Perspectives on a history of money related risks.<\/strong><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">11:35 \u2013 12:00<\/td>\n<td><\/td>\n<td valign=\"top\">\u201cA moral history of the fiscal and monetary policies\u201d<br \/>\n<strong>Valentin Lazea<\/strong>, Chief Economist, <strong>National Bank of Romania<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><strong>Section II.2 \u2013 Future of CR with AI &amp; Advanced Analytics.<\/strong><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">12:00 \u2013 12:50<\/td>\n<td><\/td>\n<td>Industry (Sectoral) Ratings<br \/>\n<strong>George Oikonomou<\/strong>, Head of Analytics, <strong>ICAP CRIF Credit Rating Agency<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td>Leveraging data and Advanced Analytics to Understand Climate Change Impact on Credit Risk<br \/>\n<strong>Daniele Vergari<\/strong>, Senior Director, Risk management &amp; Consulting Transformation Services, <strong>CRIF<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">12:50 \u2013 13:50<\/td>\n<td><\/td>\n<td><em>Lunch break<\/em><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><strong>Section III \u2013 Compliance. Optimal Risk Screening<\/strong><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">13:50 \u2013 14:40<\/td>\n<td><\/td>\n<td>Know Your Counterparty \u2013 a relevant topic for Credit Risk Management<br \/>\n<strong>Maria Luisa Cardini<\/strong>, KYC &amp; Compliance Solutions Senior Manager, <strong>CRIF<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td>Compliance case study<br \/>\n<strong>Oana Oprea<\/strong>, Group Data Protection, Risk &amp; Compliance Officer, <strong>NEPI Rockcastle<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">14:40 \u2013 14:55<\/td>\n<td><\/td>\n<td><em>Coffee break<\/em><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">14:55 \u2013 16:15<\/td>\n<td><\/td>\n<td><strong>Section IV \u2013 Panel: Supply Chain Management and financing opportunities under Current ESG Regulations<\/strong><\/p>\n<p>Moderator: <strong>Simone Rampichini<\/strong>, ESG Director, <strong>CRIF<br \/>\nChristian Bogaru<\/strong>, Managing Partner, <strong>BCHLAW Law Firm<br \/>\nSimona Petrescu<\/strong>, ESG Director, <strong>UniCredit Bank Romania<br \/>\nRobert Uzun\u0103<\/strong>, Vice-president Corporate Affairs, <strong>URSUS BREWERIES<br \/>\n<\/strong><strong>C\u0103lin Rangu<\/strong>, Resolution Director, <strong>Policyholders Guarantee Fund of Romania<br \/>\nAndreea Ghiocel<\/strong>, Reporting Division Director, <strong>CSR AGENCY<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">16:15<\/td>\n<td><\/td>\n<td>Special moment<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">16:30<\/td>\n<td><\/td>\n<td>Closing of the conference<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text]    <\/div>\n<\/div><h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-address-card \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Presentations    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_column_text]<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/15th-CRC\/Romanian overview, Nikitas Konstantellos, 2024.pdf\">Presentation<\/a> of Nikitas Konstantellos, President and CEO, ICAP CRIF<br \/>\n<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/15th-CRC\/Climatul macroeconomic, A Radulescu.pdf\">Presentation<\/a> of Andrei R\u0103dulescu, Member of the Bretton Woods Committee, Senior Researcher at the Institute of World Economy, Romanian Academy<br \/>\n<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/15th-CRC\/Credit Insurance in the era of ESG, Gerasimos Tzeis.pdf\">Presentation<\/a> of Gerasimos Tzeis, Managing Director, Atradius Greece &amp; Romania<br \/>\n<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/15th-CRC\/O istorie morala, Valentin Lazea.pdf\">Presentation<\/a> of Valentin Lazea, Chief Economist, National Bank of Romania<br \/>\n<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/15th-CRC\/Sectoral ESG risk dynamics, George Oikonomou.pdf\">Presentation<\/a> of George Oikonomou, Head of Analytics, ICAP CRIF Credit Rating Agency<br \/>\n<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/15th-CRC\/Climate change and credit risk, Daniele Vergari.pdf\">Presentation<\/a> of Daniele Vergari, Senior Director, Risk management &amp; Consulting Transformation Services, CRIF<br \/>\n<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/15th-CRC\/KYC, Maria Luisa Cardini.pdf\">Presentation<\/a> of Maria Luisa Cardini, KYC &amp; Compliance Solutions Senior Manager, CRIF<br \/>\n<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/15th-CRC\/Counterparty risk management, Oana Oprea.pdf\">Presentation<\/a> of Oana Oprea, Group Data Protection, Risk &amp; Compliance Officer, NEPI Rockcastle[\/vc_column_text]    <\/div>\n<\/div><h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-headphones \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Speakers    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_tta_section tab_id=&#8221;1710314641972-d28f9bd8-fc99&#8243;][vc_row_inner row_type=&#8221;row&#8221; type=&#8221;full_width&#8221; text_align=&#8221;center&#8221; css_animation=&#8221;&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;30754&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Nikitas Konstantellos\u00a0<\/strong><br \/>\nPresident and CEO, ICAP CRIF<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/en\/crc-sp-konstantellos\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;27879&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Valentin Lazea\u00a0<\/strong><br \/>\nChief Economist, National Bank of Romania<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icapcrif.com\/ro\/en\/14th-sp-lazea\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;30760&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Gerasimos Tzeis\u00a0<\/strong><br \/>\nManaging Director, Atradius Greece &amp; Romania<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/en\/crc-sp-tzeis\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;30579&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Georgios Oikonomou\u00a0<\/strong><br \/>\nHead of Analytics, ICAP CRIF Credit Rating Agency<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/en\/crc-sp-oikonomou\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][\/vc_row_inner][vc_empty_space][vc_row_inner row_type=&#8221;row&#8221; type=&#8221;full_width&#8221; text_align=&#8221;center&#8221; css_animation=&#8221;&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;30767&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Daniele Vergari\u00a0<\/strong><br \/>\nSenior Director, Risk management &amp; Consulting<br \/>\nTransformation Services, CRIF<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/en\/crc-sp-vergari\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;30901&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Maria Luisa Cardini<\/strong><br \/>\nKYC &amp; Compliance Solutions Senior Manager, CRIF<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/en\/crc-sp-cardini\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;27883&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Christian Bogaru\u00a0<\/strong><br \/>\nFounding and Managing Partner, BCHLAW<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/en\/14th-sp-bogaru\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;27881&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Simone Rampichini<br \/>\n<\/span><\/strong><span lang=\"EN-GB\">ESG Director, <strong>CRIF<\/strong><\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/en\/14th-sp-rampichini\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][\/vc_row_inner][vc_empty_space][vc_row_inner row_type=&#8221;row&#8221; type=&#8221;full_width&#8221; text_align=&#8221;center&#8221; css_animation=&#8221;&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;28324&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Oana Oprea<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nGroup Data Protection, Risk &amp; Compliance Officer<br \/>\nNepi Rockcastle<br \/>\n<\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/en\/14th-sp-oprea\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;31053&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>C\u0103lin Rangu<\/strong><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/en\/crc-sp-rangu\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;31221&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Andreea Ghiocel<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nSustainability Consultant &amp; Head of Sustainability Reporting Division<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/en\/crc-sp-ghiocel\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;31281&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Andrei R\u0103dulescu<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nMember, Bretton Woods Committee<br \/>\nSenior Researcher, Institute of World Economy, Romanian Academy<br \/>\n<\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/en\/crc-sp-radulescu\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][\/vc_row_inner][vc_empty_space][vc_row_inner row_type=&#8221;row&#8221; type=&#8221;full_width&#8221; text_align=&#8221;center&#8221; css_animation=&#8221;&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;31300&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Simona Petrescu<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nEnvironmental, Social &amp; Governance Director<br \/>\nUniCredit Bank S.A. Romania<br \/>\n<\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/en\/crc-sp-petrescu\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;31308&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Robert Uzun\u0103<br \/>\n<\/strong>Vicepresident, Corporate Affairs Department<br \/>\nUrsus Breweries<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/en\/crc-sp-uzuna\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][\/vc_row_inner][vc_empty_space][\/vc_tta_section][vc_separator type=&#8221;normal&#8221;]    <\/div>\n<\/div><h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-shield \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Sponsors    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_column_text]<strong>Sponsors:<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/www.hertz.ro\/ro\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-25099\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-300x188.png\" alt=\"\" width=\"183\" height=\"115\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-300x188.png 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-1024x640.png 1024w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-768x480.png 768w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-1536x960.png 1536w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-700x438.png 700w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo.png 1600w\" sizes=\"(max-width: 183px) 100vw, 183px\" \/><\/a>\u00a0 \u00a0 \u00a0 \u00a0\u00a0<a href=\"https:\/\/www.bchlaw.eu\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-24410\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/09\/Logo-BCHLaw-DLT-V4jpg-300x122.jpg\" alt=\"\" width=\"238\" height=\"97\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/09\/Logo-BCHLaw-DLT-V4jpg-300x122.jpg 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/09\/Logo-BCHLaw-DLT-V4jpg.jpg 524w\" sizes=\"(max-width: 238px) 100vw, 238px\" \/><\/a>\u00a0 \u00a0 \u00a0 <img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-31073\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Atradius_logo-web-300x120.jpg\" alt=\"\" width=\"300\" height=\"120\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Atradius_logo-web-300x120.jpg 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Atradius_logo-web-768x306.jpg 768w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Atradius_logo-web-700x279.jpg 700w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Atradius_logo-web.jpg 1000w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-28448\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-logo-web-300x288.jpg\" alt=\"\" width=\"144\" height=\"138\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-logo-web-300x288.jpg 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-logo-web.jpg 624w\" sizes=\"(max-width: 144px) 100vw, 144px\" \/>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 <img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-28431\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-K2-logo-web-293x300.jpg\" alt=\"\" width=\"125\" height=\"128\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-K2-logo-web-293x300.jpg 293w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-K2-logo-web-700x717.jpg 700w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-K2-logo-web.jpg 746w\" sizes=\"(max-width: 125px) 100vw, 125px\" \/>\u00a0 \u00a0 \u00a0 <img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-31262\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/SanoVita-logo-300x169.jpg\" alt=\"\" width=\"186\" height=\"105\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/SanoVita-logo-300x169.jpg 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/SanoVita-logo.jpg 318w\" sizes=\"(max-width: 186px) 100vw, 186px\" \/>\u00a0 \u00a0 \u00a0 <img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-31328\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/After-Eight-logo2-300x124.jpg\" alt=\"\" width=\"204\" height=\"84\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/After-Eight-logo2-300x124.jpg 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/After-Eight-logo2-1024x425.jpg 1024w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/After-Eight-logo2-768x319.jpg 768w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/After-Eight-logo2-700x290.jpg 700w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/After-Eight-logo2.jpg 1133w\" sizes=\"(max-width: 204px) 100vw, 204px\" \/>[\/vc_column_text][vc_empty_space][vc_column_text]<strong>Coffee partner:<\/strong><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-31283\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Davidoff-logo-300x87.png\" alt=\"\" width=\"241\" height=\"70\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Davidoff-logo-300x87.png 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Davidoff-logo.png 638w\" sizes=\"(max-width: 241px) 100vw, 241px\" \/>[\/vc_column_text][vc_empty_space][vc_column_text]<strong>Ready-to-print partner:<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/www.copyprint.ro\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-24194\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/09\/sigla-copy-print-260x55-1.png\" alt=\"\" width=\"260\" height=\"55\" \/><\/a>[\/vc_column_text][vc_empty_space][vc_column_text]<strong>Media partners:<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/business-review.eu\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-23956\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-300x107.jpg\" alt=\"\" width=\"188\" height=\"67\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-300x107.jpg 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-1024x366.jpg 1024w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-768x274.jpg 768w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-700x250.jpg 700w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru.jpg 1137w\" sizes=\"(max-width: 188px) 100vw, 188px\" \/><\/a>\u00a0 \u00a0 \u00a0 \u00a0 <img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-31075\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Wall-Street-logo-blue-300x38.png\" alt=\"\" width=\"245\" height=\"31\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Wall-Street-logo-blue-300x38.png 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Wall-Street-logo-blue-1024x131.png 1024w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Wall-Street-logo-blue-768x98.png 768w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Wall-Street-logo-blue-1536x197.png 1536w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Wall-Street-logo-blue-700x90.png 700w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Wall-Street-logo-blue.png 1915w\" sizes=\"(max-width: 245px) 100vw, 245px\" \/>[\/vc_column_text][vc_empty_space][vc_column_text][\/vc_column_text]    <\/div>\n<\/div><\/div>[\/vc_tab][vc_tab title=&#8221;2023&#8243; tab_id=&#8221;1690282503680-6-5&#8243;][vc_single_image image=&#8221;27575&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; qode_css_animation=&#8221;&#8221;][vc_empty_space]<div class=\"qode-accordion-holder clearfix qode-toggle qode-initial \">\n\t<h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-pencil-square-o \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Participation form    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n            <\/div>\n<\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1697532904057{padding-top: 0px !important;padding-bottom: 15px !important;}&#8221;]We are pleased to announce that the\u00a0<strong>14th edition of the Annual Credit Risk Management Conference<\/strong>\u00a0will be held this year on\u00a0<strong>October 18th, 2023, at JW Marriott Bucharest Grand Hotel, Constanta Ballroom.<\/strong><\/p>\n<p><strong>Hot topics to be covered:<\/strong><\/p>\n<ul>\n<li>Macro Risks in the Age of Social, Sovereign and Geopolitical Instability<\/li>\n<li>Section II &#8211; Climate Change and ESG Risks in Debt and Equity Corporate Finance<\/li>\n<li>AI &amp; Data Analytics in Finance<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>Keynote speakers who will address presentations during the conference:<\/p>\n<ul>\n<li><strong>Nikitas Konstantellos, <\/strong>President and Group CEO, <strong>ICAP CRIF<\/strong><\/li>\n<li><strong>Valentin Lazea<\/strong>, Chief Economist, <strong>National Bank of Romania<\/strong><\/li>\n<li><strong>George Christodoulakis<\/strong>, Executive Member of the BoD, <strong>ICAP CRIF SA<\/strong>, Head of ICAP CRIF Credit Rating Agency<\/li>\n<li><strong>Laura Stancescu<\/strong>, Regional Manager Factoring Coordinator, <strong>Banca Transilvania<\/strong><\/li>\n<li><strong>Amalia Stamate<\/strong>, Senior Economist, Financial Stability Department, <strong>National Bank of Romania<\/strong><\/li>\n<li><strong>Simone Rampichini<\/strong>, Director of the ESG business line, <strong>CRIF<\/strong><\/li>\n<li><strong>Oana Grosanu<\/strong>, Executive Director, <strong>Sustainability Embassy in Romania<\/strong><\/li>\n<li><strong>Magdalena Caramilea<\/strong>, Sustainability Director, <strong>Autonom<\/strong><\/li>\n<li><strong>Adrian Grigoras<\/strong>, Director Technology Consulting, AI, <strong>Cybersecurity Leader EY South Cluster and Consulting Service<\/strong><\/li>\n<li><strong>Albert Olivar<\/strong>, Product owner, <strong>Strands<\/strong><\/li>\n<li><strong>Cerasela Baiculescu<\/strong>, Country Leader, <strong>IBM Romania and Moldova<\/strong><\/li>\n<li><strong>Anthony J. Scriffignano, Ph.D.<\/strong>, Senior Executive Advisor, <strong>DnB<\/strong><\/li>\n<li><strong>Christian Bogaru<\/strong>, Lawyer, <strong>BCHLAW<\/strong><\/li>\n<li><strong>Oana Oprea<\/strong>, Group Data Protection, Risk &amp; Compliance Officer, <strong>Nepi Rockcastle<\/strong><\/li>\n<li><strong>Adrian Secolof<\/strong>, Head of FP&amp;A EuMEA, <strong>Nufarm | Business Coach<\/strong><\/li>\n<li><strong>Mihai Prajea<\/strong>, Director of the Compliance Division, <strong>Garanti BBVA<\/strong><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><strong>The Credit Risk Management Conference organized by ICAP CRIF\u00a0<\/strong>aims to bring to the fore new ideas and strategies, the factors that can affect your business and the evolution of the industries in which you operate.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>The ticket price for the 14th edition of the Conference is \u20ac100.<\/strong><\/p>\n<p><strong>Early Bird offer: \u20ac70 for purchasing and paying for the ticket until September 25th!<\/strong><\/p>\n<p><em>* prices do not include VAT<\/em>[\/vc_column_text]<div class=\"qode-accordion-holder clearfix qode-toggle qode-initial \">\n\t<h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-book \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Agenda    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_column_text]<strong>Event Coordinator: Lucian Mandruta, Journalist<\/strong><\/p>\n<table border=\"0\" cellspacing=\"1\" cellpadding=\"1\">\n<tbody>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">09.30 \u2013 10:00<\/td>\n<td><\/td>\n<td><em>Registration and Welcome coffee<\/em><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">10:00 \u2013 10:15<\/td>\n<td><\/td>\n<td>Welcome<br \/>\n<strong>Nikitas Konstantellos, <\/strong>President and Group CEO, <strong>ICAP CRIF<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><strong>Section I &#8211; Macro Risks in the Age of Social, Sovereign and Geopolitical Instability<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">10:15 \u2013 10:45<\/td>\n<td><\/td>\n<td>\u201cAbout Twin Deficits\u201d<strong><br \/>\nValentin Lazea<\/strong>, Chief Economist, <strong>National Bank of Romania<\/strong><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">10:45 \u2013 11:15<\/td>\n<td><\/td>\n<td>\u201cRisk and Resilience in the Economy of Romania and SE Europe\u201d<strong><br \/>\nGeorge Christodoulakis<\/strong>, Executive Member of the BoD, <strong>ICAP CRIF SA<\/strong>, Head of ICAP CRIF Credit Rating Agency<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">11:15 \u2013 11:30<\/td>\n<td><\/td>\n<td>\u201cUncertainty and Factoring\u201d<strong><br \/>\nLaura Stancescu<\/strong>, Coordinating Regional Manager Factoring, <strong>Transilvania Bank<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><strong>Section II \u2013 Panel Discussion: Climate Change and ESG Risks<\/strong><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">11:30 \u2013 12:30<\/td>\n<td><\/td>\n<td valign=\"top\">Moderator: Lucian Mandruta, Journalist<\/p>\n<p><strong>Amalia Stamate<\/strong>, Senior Economist, Financial Stability Department, <strong>National Bank of Romania<\/strong><br \/>\n<strong>Simone Rampichini<\/strong>, Director of the ESG business line, <strong>CRIF<\/strong><br \/>\n<strong>Oana Grosanu<\/strong>, Executive Director, <strong>Sustainability Embassy in Romania<\/strong><br \/>\n<strong>Magdalena Caramilea<\/strong>, Sustainability Director, <strong>Autonom<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">12:30 \u2013 13:30<\/td>\n<td><\/td>\n<td><em>Lunch Break<\/em><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><strong>Section III: AI &amp; Data Analytics in Finance<\/strong><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">13:30 \u2013 13:50<\/td>\n<td><\/td>\n<td><strong>Adrian Grigoras<\/strong>, Director Technology Consulting, AI, <strong>Cybersecurity Leader EY South Cluster and Consulting Service<\/strong><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">13:50 \u2013 14:10<\/td>\n<td><\/td>\n<td>\u201cAI for digital and physical engagement to SMB\u201d<br \/>\n<strong>Albert Olivar<\/strong>, Product owner, <strong>Strands<\/strong><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">14:10 \u2013 14:30<\/td>\n<td><\/td>\n<td><strong>Cerasela Baiculescu<\/strong>, Country Leader, <strong>IBM Romania and Moldova<\/strong><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">14:30 \u2013 15:00<\/td>\n<td><\/td>\n<td>&#8220;The Datasphere &#8211; How is the climate of data and analytics being shaped by the availability of new data and technology&#8221;<strong><br \/>\nAnthony J. Scriffignano, Ph.D.<\/strong>, Distinguished Fellow, The Stimson Center \/ Senior Executive Advisor, <strong>DnB<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">15:00 \u2013 15:10<\/td>\n<td><\/td>\n<td><em>Coffee Break<\/em><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><strong>Section IV \u2013 Panel Discussion: Compliance &#8211; Optimal Risk Screening<\/strong><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">15:15 \u2013 16:15<\/td>\n<td><\/td>\n<td>Moderator: Lucian Mandruta, Journalist<br \/>\n\u00b7\u00a0<strong>Christian Bogaru<\/strong>, Lawyer, <strong>BCHLAW<\/strong><br \/>\n\u00b7\u00a0<strong>Oana Oprea<\/strong>, Group Data Protection, Risk &amp; Compliance Officer, <strong>Nepi Rockcastle<\/strong><br \/>\n\u00b7\u00a0<strong>Adrian Secolof<\/strong>, Head of FP&amp;A EuMEA, <strong>Nufarm | Business Coach<\/strong><br \/>\n\u00b7\u00a0<strong>Mihai Prajea<\/strong>, Director of the Compliance Division, <strong>Garanti BBVA<\/strong><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">16:15<\/td>\n<td><\/td>\n<td>Special Moment<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">16:30<\/td>\n<td><\/td>\n<td><em>End of Conference<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text]    <\/div>\n<\/div><h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-address-card \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Presentations    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_column_text]<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/14th-CRC\/Prezentare Valentin Lazea BNR.pdf\">Presentation<\/a> of Valentin Lazea, Chief Economist, National Bank of Romania<br \/>\n<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/14th-CRC\/Incertitudine si factoring_BT_ICAP_2023.pdf\">Presentation<\/a> of Laura Stancescu, Regional Manager Factoring Coordinator, Banca Transilvania<br \/>\n<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/14th-CRC\/Prezentare Amalia Stamate BNR.pdf\">Presentation<\/a> of Amalia Stamate, Senior Economist, Financial Stability Department, National Bank of Romania<br \/>\n<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/14th-CRC\/Prezentare Simone Rampichini.pdf\">Presentation<\/a> of Simone Rampichini, Director ESG, CRIF<br \/>\n<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/14th-CRC\/Prezentare Oana Grosanu.pdf\">Presentation<\/a> of Oana Grosanu, Executive Director, Executive Director, Sustainability Embassy in Romania<br \/>\n<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/14th-CRC\/Prezentare Magdalena Caramilea.pdf\">Presentation<\/a> of Magdalena Caramilea, Sustainability Director, Autonom<br \/>\n<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/14th-CRC\/Prezentare Cerasela Baiculescu (IBM).pdf\">Presentation<\/a> of Cerasela Baiculescu, Country Leader, IBM Romania and Moldova<br \/>\n<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/14th-CRC\/Prezentare online Anthony Scriffignano.pdf\">Presentation<\/a> of Anthony J. Scriffignano, Ph.D., Senior Executive Advisor, D&amp;B<br \/>\n<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/14th-CRC\/Prezentare Albert Olivar (Strands).pdf\">Presentation<\/a> of Albert Olivar, Product owner, Strands[\/vc_column_text]    <\/div>\n<\/div><h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-headphones \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Speakers    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_tta_section tab_id=&#8221;1690282504271-ac78d015-1766&#8243;][vc_row_inner row_type=&#8221;row&#8221; type=&#8221;full_width&#8221; text_align=&#8221;center&#8221; css_animation=&#8221;&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;27879&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Valentin Lazea\u00a0<\/strong><br \/>\nChief Economist,<strong> National Bank of Romania<\/strong><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icapcrif.com\/ro\/en\/14th-sp-lazea\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;27881&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Simone Rampichini<br \/>\n<\/span><\/strong><span lang=\"EN-GB\">Director of the Global Business Information in <strong>CRIF<\/strong><\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icapcrif.com\/ro\/en\/14th-sp-rampichini\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;27883&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Christian Bogaru<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nFounding and Managing Partner, <strong>BCHLAW\u00a0<\/strong><\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icapcrif.com\/ro\/en\/14th-sp-bogaru\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;27885&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Dr George Christodoulakis\u00a0<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nExecutive Member of the BoD, <strong>ICAP CRIF SA<\/strong>, Head of ICAP CRIF Credit Rating Agency<\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icapcrif.com\/ro\/en\/14th-sp-christodoulakis\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][\/vc_row_inner][vc_empty_space][vc_row_inner row_type=&#8221;row&#8221; type=&#8221;full_width&#8221; text_align=&#8221;center&#8221; css_animation=&#8221;&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;27887&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Anthony J. Scriffignano, Ph.D.<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nSenior Executive Advisor<b>, <strong>Dun &amp; Bradstreet<\/strong><\/b><\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icapcrif.com\/ro\/en\/14th-sp-scriffignano\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;28068&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Oana Grosanu<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nExecutive Director, Sustainability Embassy in Romania<\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/en\/14th-sp-grosanu\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;28274&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Magdalena Caramilea<br \/>\n<\/span><\/strong><span lang=\"EN-GB\">Sustainability Director<br \/>\nAutonom<\/span><strong><span lang=\"EN-GB\"><br \/>\n<\/span><\/strong><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/en\/14th-sp-caramilea\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;28282&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Adrian Secolof<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nHead of FP&amp;A EuMEA at Nufarm | Business Coach<\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/en\/14th-sp-secolof\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][\/vc_row_inner][vc_empty_space][vc_row_inner row_type=&#8221;row&#8221; type=&#8221;full_width&#8221; text_align=&#8221;center&#8221; css_animation=&#8221;&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;24630&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Laura Stancescu<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nRegional Factoring Coordinator Manager<br \/>\nTransilvania Bank<br \/>\n<\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/en\/13th-sp-stancescu\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;28308&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Albert Olivar<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nProduct owner<br \/>\nStrands<br \/>\n<\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/en\/14th-sp-olivar\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;28324&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Oana Oprea<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nGroup Data Protection, Risk &amp; Compliance Officer<br \/>\nNepi Rockcastle<br \/>\n<\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/en\/14th-sp-oprea\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;28472&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Amalia Stamate<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nSenior Economist, Financial Stability Department<br \/>\nNBR<br \/>\n<\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/en\/14th-sp-stamate\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][\/vc_row_inner][vc_empty_space][vc_row_inner row_type=&#8221;row&#8221; type=&#8221;full_width&#8221; text_align=&#8221;center&#8221; css_animation=&#8221;&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;28510&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Mihai Prajea<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nDirector Compliance Department<br \/>\nGaranti BBVA<br \/>\n<\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/en\/14th-sp-prajea\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;28521&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Cerasela Baiculescu<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nCountry Leader<br \/>\nIBM Romania and Moldova<br \/>\n<\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/en\/14th-sp-baiculescu\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;28635&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Adrian Grigoras<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nDirector Technology Consulting, AI<br \/>\nCybersecurity Leader EY South Cluster and Consulting Service<br \/>\n<\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/en\/14th-sp-grigoras\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][vc_empty_space][vc_separator type=&#8221;normal&#8221;]    <\/div>\n<\/div><h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-shield \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Sponsors    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_column_text]<strong>Gold sponsor:<\/strong><\/p>\n<p><a href=\"https:\/\/www.bancatransilvania.ro\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-23351\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/06\/Translilvania-Bank-300x97.jpg\" alt=\"\" width=\"425\" height=\"137\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/06\/Translilvania-Bank-300x97.jpg 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/06\/Translilvania-Bank.jpg 620w\" sizes=\"(max-width: 425px) 100vw, 425px\" \/><\/a>[\/vc_column_text][vc_empty_space][vc_column_text]<strong>Sponsors:<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/www.hertz.ro\/ro\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-25099\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-300x188.png\" alt=\"\" width=\"148\" height=\"93\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-300x188.png 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-1024x640.png 1024w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-768x480.png 768w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-1536x960.png 1536w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-700x438.png 700w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo.png 1600w\" sizes=\"(max-width: 148px) 100vw, 148px\" \/><\/a>\u00a0 \u00a0 \u00a0 \u00a0\u00a0<a href=\"https:\/\/www.copyprint.ro\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-24194\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/09\/sigla-copy-print-260x55-1.png\" alt=\"\" width=\"260\" height=\"55\" \/><\/a>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0<a href=\"https:\/\/www.bchlaw.eu\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-24410\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/09\/Logo-BCHLaw-DLT-V4jpg-300x122.jpg\" alt=\"\" width=\"204\" height=\"83\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/09\/Logo-BCHLaw-DLT-V4jpg-300x122.jpg 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/09\/Logo-BCHLaw-DLT-V4jpg.jpg 524w\" sizes=\"(max-width: 204px) 100vw, 204px\" \/><\/a>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 <img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-23960\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/alpha-logo-300x64.png\" alt=\"\" width=\"234\" height=\"50\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/alpha-logo-300x64.png 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/alpha-logo-768x164.png 768w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/alpha-logo-1000x218.png 1000w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/alpha-logo-700x149.png 700w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/alpha-logo.png 1024w\" sizes=\"(max-width: 234px) 100vw, 234px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-28448\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-logo-web-300x288.jpg\" alt=\"\" width=\"144\" height=\"138\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-logo-web-300x288.jpg 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-logo-web.jpg 624w\" sizes=\"(max-width: 144px) 100vw, 144px\" \/>\u00a0 \u00a0 \u00a0 <img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-28432\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-K2-logo-web-293x300.jpg\" alt=\"\" width=\"151\" height=\"155\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-K2-logo-web-293x300.jpg 293w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-K2-logo-web-700x717.jpg 700w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-K2-logo-web.jpg 746w\" sizes=\"(max-width: 151px) 100vw, 151px\" \/>[\/vc_column_text][vc_empty_space][vc_column_text]<strong>Supporters:<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/www.accaglobal.com\/gb\/en.html\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-23911\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/ACCA_Primary-Logo-300x300.png\" alt=\"\" width=\"82\" height=\"82\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/ACCA_Primary-Logo-300x300.png 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/ACCA_Primary-Logo-150x150.png 150w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/ACCA_Primary-Logo.png 392w\" sizes=\"(max-width: 82px) 100vw, 82px\" \/><\/a>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0<a href=\"https:\/\/www.hrcc.ro\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-23977\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Logo-HRCC.jpg\" alt=\"\" width=\"202\" height=\"73\" \/><\/a>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0<a href=\"https:\/\/www.cameradicommercio.ro\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-24199\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/09\/Logo_CCIpR_160h-300x75-1.png\" alt=\"\" width=\"252\" height=\"63\" \/><\/a>[\/vc_column_text][vc_empty_space][vc_column_text]<strong>Media partener:<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/business-review.eu\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-23956\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-300x107.jpg\" alt=\"\" width=\"222\" height=\"79\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-300x107.jpg 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-1024x366.jpg 1024w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-768x274.jpg 768w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-700x250.jpg 700w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru.jpg 1137w\" sizes=\"(max-width: 222px) 100vw, 222px\" \/><\/a>[\/vc_column_text][vc_empty_space][vc_column_text][\/vc_column_text]    <\/div>\n<\/div><\/div>[\/vc_tab][vc_tab title=&#8221;2022&#8243; tab_id=&#8221;1654503950998-5-7&#8243;]<div class=\"qode-accordion-holder clearfix qode-toggle qode-initial \">\n\t<h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-pencil-square-o \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Participation form    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n            <\/div>\n<\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1665600461059{padding-top: 30px !important;padding-bottom: 15px !important;}&#8221;]We are pleased to announce that the <strong>13th edition of the Annual Credit Risk Management Conference<\/strong> will be held this year on <strong>October 13th, 2022, at JW Marriott Bucharest Grand Hotel, Constanta Ballroom.<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>Our guests will address topics in the following areas:<\/p>\n<p>\u2022 Macroeconomics \/ Economic Forecasts<br \/>\n\u2022 ESG and sustainability<br \/>\n\u2022 Financial analysis<br \/>\n\u2022 Fintech<\/p>\n<p>&nbsp;<\/p>\n<p>Keynote speakers who will address presentations during the conference:<\/p>\n<p><strong>\u2022 Valentin Lazea<\/strong>, Chief Economist,<strong> National Bank of Romania<\/strong><strong><br \/>\n\u2022 Francesco Diurni<\/strong>, Senior Risk Advisor,<strong> Capital Management in EIB \u00a0HQ<br \/>\n\u2022 Richard Hunter<\/strong>, Chief Credit Officer,<strong> Fitch Ratings<br \/>\n\u2022 Giorgio Costantino<\/strong>, Executive Director,<strong> CRIF Global Transformation Services<br \/>\n\u2022 Dirk Hagener, <\/strong>Director Group Marketing &amp; Communication,<strong> Atradius<br \/>\n\u2022 Claudio Sangiorgi<\/strong>, Business Development Manager EMEA, <strong>CRIF<br \/>\n\u2022 Enrico Gambi, <\/strong>Director\u00a0 Analytics &amp; Advance Analytics Consultancy,<strong> CRIF<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>Speakers who will participate in the panel discussions:<\/p>\n<p><strong>\u2022 Laura St\u0103ncescu<\/strong>, Sales Support Team Coordinator Factoring,<strong> Banca Transilvania<\/strong><strong><br \/>\n\u2022 Christian Bogaru<\/strong>, Founder and Managing Partner,<strong> BCHLAW (Christian Bogaru Law Firm &#8211; Geneva &amp; Bucharest)<\/strong><strong><br \/>\n\u2022 Bogdan Badea, <\/strong>CEO<strong>, eJobs Romania<\/strong><strong><br \/>\n\u2022 Radu Mu\u0219etescu<\/strong>, PhD Professor<strong>, ASE Bucharest<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><strong>The Credit Risk Management Conference organized by ICAP CRIF <\/strong>aims to bring to the fore new ideas and strategies, the factors that can affect your business and the evolution of the industries in which you operate.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>The ticket price for the 13th edition of the Conference is \u20ac130. <\/strong><\/p>\n<p><strong>We extended the Early Bird offer: \u20ac95 for purchasing and paying for the ticket until September 25th!<\/strong><\/p>\n<pre><em>* prices do not include VAT<\/em><\/pre>\n<p>[\/vc_column_text]<div class=\"qode-accordion-holder clearfix qode-toggle qode-initial \">\n\t<h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-book \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Agenda    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_column_text]<\/p>\n<table border=\"0\" cellspacing=\"1\" cellpadding=\"1\">\n<tbody>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">09:30 \u2013 10:00<\/td>\n<td><\/td>\n<td>Registration and welcome coffee<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">10:00 &#8211; 10:10<\/td>\n<td><\/td>\n<td>Introduction<br \/>\nLucian Mindruta, Journalist, Moderator of the Event<br \/>\nAlexandra Mehedintu, Country Manager, ICAP CRIF in Romania<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">10:10 &#8211; 10:30<\/td>\n<td><\/td>\n<td>\u201cOpening Remarks\u201d<br \/>\nNikitas Konstantellos, President and Group CEO, ICAP CRIF<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">10:30 &#8211; 11:00<\/td>\n<td><\/td>\n<td>\u201cFiscal Reforms in Romania \u2013 Comeback to Reality\u201d<br \/>\nValentin Lazea, Chief Economist, National Bank of Romania<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">11:00 &#8211; 11:30<\/td>\n<td><\/td>\n<td>\u201cRomania and the EIB\u201d<br \/>\nFrancesco Diurni, Senior Risk Advisor, Capital Management in EIB HQ<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">11:30 &#8211; 11:45<\/td>\n<td><\/td>\n<td>Coffee Break<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">11:45 &#8211; 12:15<\/td>\n<td><\/td>\n<td>\u201cESG \u2013 When Risk Scales Collide<br \/>\nHow much does ESG affect traditional credit ratings, and what other ratings make sense\u201d<br \/>\nRichard Hunter, Chief Credit Officer, Fitch Ratings<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">12:15 &#8211; 12:45<\/td>\n<td><\/td>\n<td>\u201cESG AND CRIF SUSTAINABILITY FRAMEWORK: evaluation, certification and creditworthiness.<br \/>\nThe role of data and advanced analytics\u201d<br \/>\nGiorgio Costantino, Executive Director, CRIF Global Transformation Services<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">12:45 &#8211; 14:00<\/td>\n<td><\/td>\n<td>Lunch Break<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">14:00 &#8211; 14:30<\/td>\n<td><\/td>\n<td>\u201cESG \u2013 opportunities and challenges for a global credit insurer\u201d<br \/>\nDirk Hagener, Director Group Marketing &amp; Communication, Atradius<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">14:30 &#8211; 15:00<\/td>\n<td><\/td>\n<td>\u201cEarly Warning and Cross Selling: How AI can support you increasing your customer profitability\u201d<br \/>\nClaudio Sangiorgi, Business Development Manager EMEA, CRIF<br \/>\nEnrico Gambi, Director | Analytics &amp; Advance Analytics Consultancy, CRIF<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">15:00 &#8211; 16:30<\/td>\n<td><\/td>\n<td>Panel Discussion: \u201cConsequences of Current Geopolitical Situation on the Romanian Companies and Supply Chain Disruption\u201d<br \/>\nModerator: Lucian Mindruta, Journalist<br \/>\n\u2022 Laura Stancescu, Sales Support Team Coordinator Factoring, Banca Transilvania<br \/>\n\u2022 Christian Bogaru, Founder and Managing Partner, BCHLAW (Christian Bogaru Law Firm &#8211; Geneva &amp; Bucharest)<br \/>\n\u2022 Bogdan Badea, CEO, eJobs Romania<br \/>\n\u2022 Radu Musetescu, PhD Professor, ASE Bucharest<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">16:30<\/td>\n<td><\/td>\n<td>End of Conference<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text]    <\/div>\n<\/div><h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-address-card \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Presentations    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_column_text]<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/RO_CRC 2022_NK presentation.pdf\">Presentation<\/a> of <strong>Nikitas Konstantellos<\/strong>, President and CEO, <strong>ICAP CRIF<\/strong><\/p>\n<p><a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/Prez CRC_13.10_Valentin Lazea.pdf\">Presentation<\/a> of <strong>Valentin Lazea<\/strong>, Economist \u0218ef, <strong>National Bank of Romania<\/strong><\/p>\n<p><a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/Richard Hunter_CRC13_Oct22.pdf\">Presentation<\/a> of <strong>Richard Hunter<\/strong>, Chief Credit Officer, <strong>Fitch Ratings<\/strong><\/p>\n<p><a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/ESG_Credit_Analytics_Giorgio Costantino.pdf\">Presentation<\/a> of <strong>Giorgio Costantino<\/strong>, Executive Director, <strong>CRIF Global Transformation Services<\/strong><\/p>\n<p><a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/CRIF OTTOBRE 2022_Enrico Gambi.pdf\">Presentation<\/a> of <strong>Enrico Gambi,<\/strong> Director | Analytics &amp; Advance Analytics Consultancy, <strong>CRIF<\/strong>[\/vc_column_text]    <\/div>\n<\/div><h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-headphones \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Speakers    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_tta_section tab_id=&#8221;1658227992987-9a8908b0-9122&#8243;][vc_row_inner row_type=&#8221;row&#8221; type=&#8221;full_width&#8221; text_align=&#8221;center&#8221; css_animation=&#8221;&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;23607&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Richard Hunter<br \/>\n<\/strong>Chief Credit Officer<strong>, Fitch Ratings<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icapcrif.com\/ro\/en\/13th-sp-richard-hunter\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;23453&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Francesco Diurni<br \/>\n<\/strong>Senior Risk Advisor, Capital Management in<strong>\u00a0EIB HQ<\/strong><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icapcrif.com\/ro\/en\/13th-sp-diurni\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;23458&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Valentin Lazea<br \/>\n<\/strong>Chief Economist,<strong>\u00a0National Bank of Romania<\/strong><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icapcrif.com\/ro\/en\/13th-sp-lazea\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][\/vc_row_inner][vc_empty_space][vc_row_inner row_type=&#8221;row&#8221; type=&#8221;full_width&#8221; text_align=&#8221;center&#8221; css_animation=&#8221;&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;24455&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Giorgio Costantino<br \/>\n<\/strong>Executive Director, Global Transformation Services<br \/>\n<strong>CRIF Group<\/strong><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icapcrif.com\/ro\/en\/13th-sp-constantino\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;24626&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Dirk Hagener<\/strong><br \/>\nDirector Group Marketing &amp; Communication, <strong>Atradius<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;24462&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Enrico Gambi<\/strong><br \/>\nDirector, Head of Analytics and Advanced Analytics Consultancy, <strong>CRIF Group<\/strong><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icapcrif.com\/ro\/en\/13th-sp-gambi\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;24741&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Claudio Sangiorgi<\/strong><br \/>\nBusiness Development Manager EMEA<strong>, CRIF<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icapcrif.com\/ro\/en\/13th-sp-sangiorgi\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][\/vc_row_inner][vc_empty_space][vc_row_inner row_type=&#8221;row&#8221; type=&#8221;full_width&#8221; text_align=&#8221;center&#8221; css_animation=&#8221;&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;24630&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Laura St\u0103ncescu<br \/>\n<\/strong>Sales Support Team Coordinator Factoring<strong>, Banca Transilvania<\/strong><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;24851&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Christian Bogaru<br \/>\n<\/strong>Founding and Managing Partner,<br \/>\n<strong>BCHALAW\u00a0<\/strong><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icapcrif.com\/ro\/en\/12th-sp-bogaru\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;24648&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Bogdan Badea<br \/>\n<\/strong>CEO, <strong>eJobs Romania<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;24633&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Radu Musetescu<\/strong>, PhD<br \/>\nProfessor,\u00a0 <strong>Academy of Economic Studies, Bucharest<\/strong><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][vc_empty_space][vc_separator type=&#8221;normal&#8221;]    <\/div>\n<\/div><h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-shield \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Sponsors    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_column_text]<strong>Gold Sponsor:<\/strong><\/p>\n<p><a href=\"https:\/\/www.bancatransilvania.ro\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-23350\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/06\/Translilvania-Bank-300x97.jpg\" alt=\"\" width=\"392\" height=\"127\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/06\/Translilvania-Bank-300x97.jpg 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/06\/Translilvania-Bank.jpg 620w\" sizes=\"(max-width: 392px) 100vw, 392px\" \/><\/a>[\/vc_column_text][vc_column_text]<strong>Sponsors:<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/site.greco.services\/ro\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-23958\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/GrECo_Logo_CMYK_Vektor-300x300.jpg\" alt=\"\" width=\"104\" height=\"104\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/GrECo_Logo_CMYK_Vektor-300x300.jpg 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/GrECo_Logo_CMYK_Vektor-150x150.jpg 150w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/GrECo_Logo_CMYK_Vektor-570x570.jpg 570w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/GrECo_Logo_CMYK_Vektor-600x602.jpg 600w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/GrECo_Logo_CMYK_Vektor.jpg 602w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/GrECo_Logo_CMYK_Vektor-500x500.jpg 500w\" sizes=\"(max-width: 104px) 100vw, 104px\" \/><\/a>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 <a href=\"https:\/\/www.alphabank.ro\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-23960\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/alpha-logo-300x64.png\" alt=\"\" width=\"244\" height=\"52\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/alpha-logo-300x64.png 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/alpha-logo-768x164.png 768w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/alpha-logo-1000x218.png 1000w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/alpha-logo-700x149.png 700w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/alpha-logo.png 1024w\" sizes=\"(max-width: 244px) 100vw, 244px\" \/><\/a>\u00a0 \u00a0 <a href=\"https:\/\/www.copyprint.ro\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-24195\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/09\/sigla-copy-print-260x55-1.png\" alt=\"\" width=\"222\" height=\"47\" \/><\/a>\u00a0 \u00a0 <a href=\"https:\/\/www.bchlaw.eu\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-24411\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/09\/Logo-BCHLaw-DLT-V4jpg-300x122.jpg\" alt=\"\" width=\"204\" height=\"83\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/09\/Logo-BCHLaw-DLT-V4jpg-300x122.jpg 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/09\/Logo-BCHLaw-DLT-V4jpg.jpg 524w\" sizes=\"(max-width: 204px) 100vw, 204px\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<p>[\/vc_column_text][vc_empty_space][vc_column_text]<strong>Supporters:<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/www.accaglobal.com\/gb\/en.html\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-23912\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/ACCA_Primary-Logo-300x300.png\" alt=\"\" width=\"96\" height=\"96\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/ACCA_Primary-Logo-300x300.png 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/ACCA_Primary-Logo-150x150.png 150w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/ACCA_Primary-Logo.png 392w\" sizes=\"(max-width: 96px) 100vw, 96px\" \/><\/a>\u00a0 \u00a0 \u00a0 \u00a0\u00a0 \u00a0<a href=\"https:\/\/brcconline.eu\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-23915\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/BRCC_sigla-300x56.jpg\" alt=\"\" width=\"251\" height=\"47\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/BRCC_sigla-300x56.jpg 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/BRCC_sigla-1024x192.jpg 1024w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/BRCC_sigla-768x144.jpg 768w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/BRCC_sigla-1536x288.jpg 1536w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/BRCC_sigla-2048x384.jpg 2048w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/BRCC_sigla-700x131.jpg 700w\" sizes=\"(max-width: 251px) 100vw, 251px\" \/><\/a>\u00a0 \u00a0 <a href=\"https:\/\/www.hrcc.ro\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-23978\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Logo-HRCC.jpg\" alt=\"\" width=\"208\" height=\"75\" \/><\/a>\u00a0 \u00a0 <a href=\"https:\/\/www.cameradicommercio.ro\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-24200\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/09\/Logo_CCIpR_160h-300x75-1.png\" alt=\"\" width=\"220\" height=\"55\" \/><\/a>[\/vc_column_text][vc_empty_space][vc_column_text]<strong>Media partner:<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/business-review.eu\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-23957\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-300x107.jpg\" alt=\"\" width=\"230\" height=\"82\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-300x107.jpg 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-1024x366.jpg 1024w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-768x274.jpg 768w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-700x250.jpg 700w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru.jpg 1137w\" sizes=\"(max-width: 230px) 100vw, 230px\" \/><\/a>[\/vc_column_text][vc_empty_space]    <\/div>\n<\/div><\/div>[\/vc_tab][vc_tab title=&#8221;2021&#8243; tab_id=&#8221;1632118727113-4-7&#8243;]<div class=\"qode-accordion-holder clearfix qode-toggle qode-initial \">\n\t<h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-pencil-square-o \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Participation Form    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div id = Participation form class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n            <\/div>\n<\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1634214936416{padding-top: 30px !important;padding-bottom: 15px !important;}&#8221;]We are pleased to announce that the <strong>12th edition of the Annual Credit Risk Management Conference<\/strong> will be held this year online on <strong>October 26, 2021.<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>The main theme of the conference is \u201c<strong>Credit risk in the age of major changes and evolution<\/strong>\u201c, and our guests will address topics in the following areas:<\/p>\n<p>&nbsp;<\/p>\n<p>\u2022 Macroeconomics \/ Economic Forecasts<br \/>\n\u2022 ESG and sustainability<br \/>\n\u2022 Financial analysis<br \/>\n\u2022 Fintech<\/p>\n<p>&nbsp;<\/p>\n<p>Speakers who have already confirmed their participation in the conference are:<\/p>\n<p>\u2022 <strong>Valentin Lazea<\/strong>, Chief Economist, <strong>National Bank of Romania<\/strong><br \/>\n\u2022 <strong>Anthony Scriffignano<\/strong>, SVP, Chief Data Scientist, <strong>Dun &amp; Bradstreet<\/strong><br \/>\n\u2022 <strong>Dr<\/strong> <strong>George Christodoulakis<\/strong>, Member of the <strong>ICAP<\/strong> Board of Directors, Head of the Credit Rating Agency<\/p>\n<p>&nbsp;<\/p>\n<p>During the conference, we will also have a session for exchanging ideas regarding \u201c<strong>Work from home: Risks and Opportunities. How do we manage our teams?<\/strong>\u201d.<br \/>\n<strong>The Credit Risk Management Conference organized by ICAP Romania<\/strong>, aims to bring to the fore new ideas and strategies, the factors that can affect your business and the evolution of the industries in which you operate.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>The ticket price for the 12th edition of the Conference is \u20ac100. Benefit from a 30% discount when purchasing and paying for the ticket until October 15.<\/strong><br \/>\n<strong>* the prices do not include VAT<\/strong>[\/vc_column_text]<div class=\"qode-accordion-holder clearfix qode-toggle qode-initial \">\n\t<h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-book \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Agenda    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_column_text]<\/p>\n<table border=\"0\" cellspacing=\"1\" cellpadding=\"1\">\n<tbody>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\"><strong>10:00 &#8211; 10:15<\/strong><\/td>\n<td><strong>\u00a0\u00a0 <\/strong><\/td>\n<td>Welcome,<strong> Lucian Mindruta, Event Moderator \/ Journalist &amp;<br \/>\nAlexandra Mehedintu, <\/strong>Country Manager,<strong> ICAP Romania<br \/>\n<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><strong>10:15 &#8211; 10:45<\/strong><\/td>\n<td><\/td>\n<td>Economic Overview and Strategies in the Romanian Economy\u201d<br \/>\n<strong>Valentin Lazea,<\/strong> Chief Economist, <strong>National Bank of Romania<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><strong>10:45 &#8211; 11:15<\/strong><\/td>\n<td><\/td>\n<td>\u201cThe Credit to Cash Journey\u201d<br \/>\n<strong>Tim Vine,<\/strong> Head of International Finance &amp; Risk Solutions, <strong>Dun &amp; Bradstreet<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><strong>11:15 &#8211; 11:45<\/strong><\/td>\n<td><\/td>\n<td>\u201cESG &amp; Green Economy &#8211; Innovations and Strategies for Sustainable Development\u201d<br \/>\n<strong>Dr George Christodoulakis<\/strong>, Member of the <strong>ICAP<\/strong> Board of Directors, Head of the Credit Rating Agency<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><strong>11:45 &#8211; 12:00<\/strong><\/td>\n<td><\/td>\n<td>Coffee Break<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><strong>12:00 &#8211; 12:30<\/strong><\/td>\n<td><\/td>\n<td>\u201cTBD\u201d<br \/>\n<strong>Miquel Llado<\/strong>, IESE Business School<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><strong>12:30 &#8211; 13:30<\/strong><\/td>\n<td><\/td>\n<td><strong>Panel Discussion<\/strong><br \/>\n\u2022 Lucian Mindruta, Moderator<br \/>\n\u2022 Christian Bogaru, Lawyer, BCHLAW<br \/>\n\u2022 Tolga Banyocu, General Manager, Garanti BBVA Consumer Finance<br \/>\n\u2022 Cornel Costea, Trainer<br \/>\n\u2022 Vasile Godinca, Managing Partner CITR \/ Head of Business Development<br \/>\n\u2022 Florin Tataru, Group HR Manager, Farmexim<br \/>\n\u2022 Florin Godean, Country Manager, Adecco Romania<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><strong>13:30 &#8211; 14:30<\/strong><\/td>\n<td><\/td>\n<td>Lunch<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><strong>14:30 &#8211; 15:00<\/strong><\/td>\n<td><\/td>\n<td>\u201cTBD\u201d<br \/>\n<strong>Cosmin Curticapean<\/strong>, President of the <strong>Romanian Fintech Association<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><strong>15:00 &#8211; 15:30<\/strong><\/td>\n<td><\/td>\n<td>Reflecting on the impact of global disruption in the context of business decision-making\u201d<br \/>\n<strong>Anthony Scriffignano<\/strong>, SVP, Chief Data Scientist, <strong>Dun &amp; Bradstreet<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><strong>15:30 &#8211; 16:00<\/strong><\/td>\n<td><\/td>\n<td><strong>\u201cDigitalization and Credit Risk Management\u201d<br \/>\nSimone Rampichini, <\/strong>Director, Global Business Information, <strong>CRIF<br \/>\n<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><strong>16:00<\/strong><\/td>\n<td><\/td>\n<td>End of Conference<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text]    <\/div>\n<\/div><h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-headphones \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Speakers    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_tta_section tab_id=&#8221;1633932629692-05a307a6-e156&#8243;][vc_row_inner row_type=&#8221;row&#8221; type=&#8221;full_width&#8221; text_align=&#8221;center&#8221; css_animation=&#8221;&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;20171&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Anthony J. Scriffignano<\/strong><br \/>\nSVP, Chief Data Scientist, Dun &amp; Bradstreet<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icap.ro\/en\/12th-sp-scriffignano\/\" target=\"_blank\" data-hover-background-color=#e46302 data-hover-color=#ffffff class=\"qbutton  small center default  qode-button-shadow\" style=\"color: #e46302; background-color: #ffffff;\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;20169&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Valentin Lazea<\/strong><br \/>\nChief Economist, National Bank of Romania<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icap.ro\/en\/12th-sp-lazea\/\" target=\"_blank\" data-hover-background-color=#e46302 data-hover-color=#ffffff class=\"qbutton  small center default  qode-button-shadow\" style=\"color: #e46302; background-color: #ffffff;\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;20303&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Simone Rampichini<\/strong><br \/>\nDirector of the Global Business Information business line, CRIF<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icap.ro\/en\/12th-sp-rampichini\/\" target=\"_blank\" data-hover-background-color=#e46302 data-hover-color=#ffffff class=\"qbutton  small center default  qode-button-shadow\" style=\"color: #e46302; background-color: #ffffff;\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;20309&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Tim Vine<\/strong><br \/>\nHead of International Finance &amp; Risk Solutions, Dun &amp; Bradstreet<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icap.ro\/en\/12th-sp-vine\/\" target=\"_blank\" data-hover-background-color=#e46302 data-hover-color=#ffffff class=\"qbutton  small center default  qode-button-shadow\" style=\"color: #e46302; background-color: #ffffff;\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][\/vc_row_inner][vc_empty_space][vc_row_inner row_type=&#8221;row&#8221; type=&#8221;full_width&#8221; text_align=&#8221;center&#8221; css_animation=&#8221;&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;20313&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Dr George Christodoulakis<\/strong><br \/>\nMember of the ICAP Board of Directors, Head of the Credit Rating Agency<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icap.ro\/en\/12th-sp-christodoulakis\/\" target=\"_blank\" data-hover-background-color=#e46302 data-hover-color=#ffffff class=\"qbutton  small center default  qode-button-shadow\" style=\"color: #e46302; background-color: #ffffff;\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;20468&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Christian Bogaru<\/strong><br \/>\nLawyer, BCHLAW<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icap.ro\/en\/12th-sp-bogaru\/\" target=\"_blank\" data-hover-background-color=#e46302 data-hover-color=#ffffff class=\"qbutton  small center default  qode-button-shadow\" style=\"color: #e46302; background-color: #ffffff;\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;20470&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Miquel Llad\u00f3<\/strong><br \/>\nIESE Business School<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icap.ro\/en\/12th-sp-llado\/\" target=\"_blank\" data-hover-background-color=#e46302 data-hover-color=#ffffff class=\"qbutton  small center default  qode-button-shadow\" style=\"color: #e46302; background-color: #ffffff;\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;20504&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Florin Tataru<\/strong><br \/>\nDirector, Human Resources, PHOENIX GmbH &amp; Co KG Group<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icap.ro\/en\/12th-sp-tataru\/\" target=\"_blank\" data-hover-background-color=#e46302 data-hover-color=#ffffff class=\"qbutton  small center default  qode-button-shadow\" style=\"color: #e46302; background-color: #ffffff;\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][\/vc_row_inner][\/vc_tta_section]    <\/div>\n<\/div><h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-shield \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Sponsors    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_column_text]Sponsors:[\/vc_column_text][vc_empty_space height=&#8221;16px&#8221;][vc_column_text]<a href=\"https:\/\/www.alphabank.ro\/imm\/profesii-liberale-si-pfa\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-20395\" src=\"https:\/\/www.icap.ro\/wp-content\/uploads\/2021\/10\/logo-landscape-AlphaBank-300x63.png\" alt=\"\" width=\"262\" height=\"55\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2021\/10\/logo-landscape-AlphaBank-300x63.png 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2021\/10\/logo-landscape-AlphaBank-1024x216.png 1024w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2021\/10\/logo-landscape-AlphaBank-768x162.png 768w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2021\/10\/logo-landscape-AlphaBank-700x148.png 700w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2021\/10\/logo-landscape-AlphaBank-600x127.png 600w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2021\/10\/logo-landscape-AlphaBank.png 1296w\" sizes=\"(max-width: 262px) 100vw, 262px\" \/><\/a>\u00a0 \u00a0<a href=\"http:\/\/www.bchlaw.eu\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-20290\" src=\"https:\/\/www.icap.ro\/wp-content\/uploads\/2021\/10\/Logo-BBNA-300x98.jpg\" alt=\"\" width=\"226\" height=\"74\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2021\/10\/Logo-BBNA-300x98.jpg 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2021\/10\/Logo-BBNA.jpg 463w\" sizes=\"(max-width: 226px) 100vw, 226px\" \/>\u00a0<\/a><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-20140\" src=\"https:\/\/www.icap.ro\/wp-content\/uploads\/2021\/09\/Greco.png\" alt=\"\" width=\"84\" height=\"83\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2021\/09\/Greco.png 153w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2021\/09\/Greco-150x150.png 150w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2021\/09\/Greco-100x100.png 100w\" sizes=\"(max-width: 84px) 100vw, 84px\" \/>\u00a0 \u00a0 <a href=\"http:\/\/www.tgs-romania.com\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-20460\" src=\"https:\/\/www.icap.ro\/wp-content\/uploads\/2021\/10\/TGS-ROMANIA-300x97.png\" alt=\"\" width=\"185\" height=\"60\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2021\/10\/TGS-ROMANIA-300x97.png 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2021\/10\/TGS-ROMANIA-768x248.png 768w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2021\/10\/TGS-ROMANIA-1000x325.png 1000w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2021\/10\/TGS-ROMANIA-700x226.png 700w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2021\/10\/TGS-ROMANIA-600x194.png 600w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2021\/10\/TGS-ROMANIA.png 1005w\" sizes=\"(max-width: 185px) 100vw, 185px\" \/><\/a>[\/vc_column_text][vc_separator type=&#8221;normal&#8221;][vc_column_text css=&#8221;.vc_custom_1632401288050{margin-top: 30px !important;}&#8221;]With the support of:[\/vc_column_text][vc_empty_space height=&#8221;16px&#8221;][vc_column_text]<a href=\"https:\/\/business-review.eu\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-20087 size-full\" src=\"https:\/\/www.icap.ro\/wp-content\/uploads\/2021\/09\/TL2019_RO_BR.jpg\" alt=\"\" width=\"125\" height=\"44\" \/><\/a>\u00a0 \u00a0 <a href=\"https:\/\/www.accaglobal.com\/gb\/en.html\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-20085\" src=\"https:\/\/www.icap.ro\/wp-content\/uploads\/2021\/09\/ACCA_Primary-Logo_RGB_Pos-300x132-1.jpg\" alt=\"\" width=\"139\" height=\"61\" \/><\/a>\u00a0 \u00a0<a href=\"https:\/\/www.nrcc.ro\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-20083\" src=\"https:\/\/www.icap.ro\/wp-content\/uploads\/2021\/09\/10th_crc_NRCC.jpg\" alt=\"\" width=\"130\" height=\"47\" \/><\/a> \u00a0<a href=\"https:\/\/brcconline.eu\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-20079\" src=\"https:\/\/www.icap.ro\/wp-content\/uploads\/2021\/09\/10th_crc_BRCC.jpg\" alt=\"\" width=\"205\" height=\"38\" \/><\/a>\u00a0 \u00a0 \u00a0 <a href=\"https:\/\/www.hrcc.ro\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-20081\" src=\"https:\/\/www.icap.ro\/wp-content\/uploads\/2021\/09\/10th_crc_HR_commerce.jpg\" alt=\"\" width=\"175\" height=\"35\" \/><\/a>[\/vc_column_text][vc_separator type=&#8221;normal&#8221;]    <\/div>\n<\/div><\/div>[\/vc_tab][vc_tab title=&#8221;2020&#8243; tab_id=&#8221;1600676619146-3-9d3c1-8f03&#8243;]<div class=\"qode-accordion-holder clearfix qode-toggle qode-initial \">\n\t<h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-pencil-square-o \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Participation Form    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div id = Participation form class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        \n<div class=\"wpcf7 no-js\" id=\"wpcf7-f15685-o1\" lang=\"el\" dir=\"ltr\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/ro\/en\/wp-json\/wp\/v2\/pages\/17932\/#wpcf7-f15685-o1\" method=\"post\" class=\"wpcf7-form init cf7_custom_style_2\" aria-label=\"\u03a6\u03cc\u03c1\u03bc\u03b1 \u03b5\u03c0\u03b9\u03ba\u03bf\u03b9\u03bd\u03c9\u03bd\u03af\u03b1\u03c2\" novalidate=\"novalidate\" data-status=\"init\">\n<div style=\"display: none;\">\n<input type=\"hidden\" name=\"_wpcf7\" value=\"15685\" \/>\n<input type=\"hidden\" name=\"_wpcf7_version\" value=\"5.9.8\" \/>\n<input type=\"hidden\" name=\"_wpcf7_locale\" value=\"el\" \/>\n<input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f15685-o1\" \/>\n<input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/>\n<input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<\/div>\n<p><label> Nume Companie*<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"companyname\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"companyname\" \/><\/span> <\/label>\n<\/p>\n<p><label> Cod fiscal*<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"VAT\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"VAT\" \/><\/span> <\/label>\n<\/p>\n<p><label> Nume*<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"ContactPerson\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"ContactPerson\" \/><\/span> <\/label>\n<\/p>\n<p><label> Functie*<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"Position\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"Position\" \/><\/span> <\/label>\n<\/p>\n<p><label> Telefon*<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"Phone\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"tel\" name=\"Phone\" \/><\/span> <\/label>\n<\/p>\n<p><label> Email*<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span> <\/label>\n<\/p>\n<p><label> Cod<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-cod\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"your-cod\" \/><\/span> <\/label>\n<\/p>\n<p><strong>Procedura de inregistrare<\/strong><br \/>\nVa rugam sa completati Formularul de inregistrare de mai sus si noi va vom contacta in cel mai scurt timp.\n<\/p>\n<p>Participarea dvs va fi rezervata. In cazul in care nu puteti participa la conferinta, un alt coleg va putea participa din partea dvs, fara costuri suplimentare.\n<\/p>\n<div class=\"contact-form-terms\">\n\t<p>Termeni si conditii:<br \/>\n* Prin completarea acestui formular va exprimati intentia de a participa la cea de-a 16-a editie a Conferintei de Management al Riscului de Creditare.<br \/>\n* Participarea include: accesul la eveniment, materiale si prezentarile speakerilor.\n\t<\/p>\n<\/div>\n<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"INREGISTRARE\" \/>\n<\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n    <\/div>\n<\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1602679064089{padding-top: 30px !important;padding-bottom: 15px !important;}&#8221;]<strong>ICAP Romania<\/strong>, member of the ICAP group of companies, the largest Business Information and Consulting group in South-eastern Europe, is organizing the\u00a0<strong>11<sup>th<\/sup> Annual Credit Risk Management Conference,<\/strong>\u00a0on <strong>the 3<sup>rd<\/sup> of November<\/strong>, online.<\/p>\n<p>&nbsp;<\/p>\n<p>This year, the conference will address some of the most discussed topics of the moment:<\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li>Digitalization in Credit Risk Management and Fiscality &#8211; new Business solutions in current situation with COVID-19;<\/li>\n<li>Benefits of Data Analytics and Big Data;<\/li>\n<li>Growth Models and the Role of the State in the Crisis.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>For the eleventh consecutive year we are bringing together some of the best-known visionaries &amp; leading figures in the field of credit risk management, on a local and international level.<\/p>\n<p>&nbsp;<\/p>\n<p>In 2020, we are honoured to have received the confirmation of:<\/p>\n<ul>\n<li><strong>Valentin Lazea<\/strong>, Chief Economist, <strong>National Bank of Romania<\/strong><\/li>\n<li><strong>Cristian Paun<\/strong>, Conferentiar universitar, <strong>Economics Studies Academy Bucharest<\/strong><\/li>\n<li><strong>Richard Hunter,\u00a0<\/strong>Global Group Head &#8211; Corporate Ratings<strong>, Fitch Ratings<\/strong><\/li>\n<li><strong>Markus Kuger,<\/strong> Chief Economist, <strong>Dun &amp; Bradstreet Country Insight Services<\/strong><\/li>\n<li><strong>Dumitru Nancu<\/strong>, Director General, <strong>FNGCIMM<\/strong><\/li>\n<li><strong>Alecsandra Valasuteanu,\u00a0<\/strong>Head of Factoring,\u00a0<strong>UniCredit Bank SA<\/strong><\/li>\n<li><strong>Daniel Anghel<\/strong>, Tax and Legal Services Leader, <strong>PwC Romania<\/strong><\/li>\n<li><strong>Christian Bogaru<\/strong>, Legal Advisor and Lawyer, <strong>BCHLAW<\/strong><\/li>\n<\/ul>\n<p><strong>\u00a0<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><strong>The Credit Risk Management Conference<\/strong>, organized by <strong>ICAP Romania<\/strong> is the place to be in order to explore new ideas and strategies, understand business disruptors and chart future developments in the industry.[\/vc_column_text]<div class=\"qode-accordion-holder clearfix qode-toggle qode-initial \">\n\t<h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-book \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Agenda    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_column_text]<\/p>\n<table border=\"0\" cellspacing=\"1\" cellpadding=\"1\">\n<tbody>\n<tr>\n<td nowrap=\"nowrap\"><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">10:00- 10:10<\/span><\/td>\n<td><\/td>\n<td>\u201cWelcome and how to use the conference platform\u201d<\/p>\n<p><strong>Claudiu Popa, <\/strong>Coordinator<strong>, Journalist <\/strong><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">10:10- 10:20<\/span><\/td>\n<td><\/td>\n<td>\u201cRisk Professionals: news from ICAP\u201d<\/p>\n<p><strong>Alexandra Mehedintu, <\/strong>Country Manager<strong> ICAP Romania<\/strong><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td>\n<h4><strong>Financial and Economic Outlook<\/strong><\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">10:20- 10:40<\/span><\/td>\n<td><\/td>\n<td>\u201cLack of innovation in the context of the financial package &#8220;EU Next Generation&#8221; of the European Commission, in Romanian companies\u201d<\/p>\n<p><strong>Valentin Lazea<\/strong>, Chief Economist, National Bank of Romania<\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">10:40- 11:00<\/span><\/td>\n<td><\/td>\n<td>\u201cGrowth Models and the Role of the State in the Crisis\u201d<\/p>\n<p><strong>Cristian Paun<\/strong>, Profesor universitar, <strong>Economics Studies Academy Bucharest<\/strong><\/p>\n<p><strong>Prodecan,\u00a0<\/strong>REI<strong>\u00a0\u2013 Presedinte al C.A,\u00a0FNGCIMM<\/strong><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">11:00- 11:30<\/span><\/td>\n<td><\/td>\n<td>\u201cThe Pandemic and Corporate Credit\u201d<\/p>\n<p><strong>Richard Hunter, <\/strong>Global Group Head \u2013 Corporate Ratings, <strong>Fitch Ratings<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">11:30- 12:00<\/span><\/td>\n<td><\/td>\n<td>\u201cCountry Risk and COVID \u2013 What\u2019s in Store for the Global Economy in 2021?\u201d<\/p>\n<p><strong>Markus Kuger,<\/strong> Chief Economist, <strong>Dun &amp; Bradstreet Country Insight Services<\/strong><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">12:00- 12:30<\/span><\/td>\n<td><\/td>\n<td><b>Networking break<\/b><\/p>\n<p>&nbsp;<\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td>\n<h4><strong>Credit Risk Models and Best Practices <\/strong><\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">12:30- 12:50<\/span><\/td>\n<td><\/td>\n<td>\u201cCredit Reports. What data were included, why you should care and what every credit risk analyst must know\u201d<\/p>\n<p><strong>Myrto Kyriakidou<\/strong>, Executive Director, Credit Risk Services, <strong>ICAP Group<\/strong><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #000000; font-family: Times New Roman;\"><span style=\"font-size: small;\"><span style=\"color: #6f6f6f; font-family: Verdana;\">12:50-13:10<\/span><\/span><\/span><\/td>\n<td><\/td>\n<td>\u201cIMM Invest Program and Advantages for Romanian Entrepreneurs\u201d<\/p>\n<p><strong>Dumitru Nancu<\/strong>, Director General, <strong>FNGCIMM<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #000000; font-family: Times New Roman;\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">13:10 &#8211; 13:30<\/span><\/span><\/td>\n<td><\/td>\n<td>\u201cBest Practices in Portfolio Management\u201d<\/p>\n<p><strong>Apostolos Tsoubris<\/strong>, Executive Director, Management Consultants Private Sector, <strong>ICAP Group<\/strong><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000000; font-family: Times New Roman; font-size: medium;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td>\n<h4><strong>Panel discussion<\/strong>:<strong> Digitalization in Credit Risk Management &amp; Fiscality &#8211; New Business Solutions <\/strong><\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #000000; font-family: Times New Roman;\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">13:30 &#8211; 14:00<\/span><\/span><\/td>\n<td><\/td>\n<td>\n<ul>\n<li><strong>Daniel Anghel<\/strong>, Tax and Legal Services Leader, <strong>PwC Romania<\/strong><\/li>\n<li><strong>Christian Bogaru<\/strong>, Legal Advisor and Lawyer, <strong>BCHLAW<\/strong><\/li>\n<li><strong>Alecsandra Valasuteanu<\/strong>, Head of Factoring, <strong>Unicredit<\/strong><\/li>\n<\/ul>\n<p>&nbsp;<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text]    <\/div>\n<\/div><h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-headphones \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Speakers    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        <div class='q_team info_description_below_image qode_team_disabled_hover'><div class='q_team_inner'><div class='q_team_image'><div class='q_team_image_holder'><img itemprop='image' src='https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2020\/09\/Hunter-Richard-2.jpg' alt='Hunter-Richard-2' \/><\/div><div class='q_team_text' ><div class='q_team_text_inner'><div class='q_team_title_holder'><h3 class='q_team_name' style = ''>Richard Hunter<\/h3><span style = ''>Global Group Head Corporate Ratings, Fitch Ratings<\/span><\/div><div class='separator small center' style = ''><\/div><div class='q_team_description_below_image_wrapper'><div class='q_team_description'><div class='q_team_description_inner'><p>Head of global corporate ratings group, covering non-financial corporates. Fitch\u2019s corporate rating work is carried out by more than 350 dedicated corporate analysts, based in 22 cities around the world, and also covers all aspects of the rating and surveillance of upwards of 2,000 non-financial corporations across the globe, rating over $10 trillion of debt. Beyond ratings, the group also publishes timely commentary on different sector trends, scenario analyses for industries and individual companies, issuer forecasts, commodity price decks and loan and bond performance across regions.<\/p><\/div><\/div><\/div><\/div><\/div><div class='q_team_social_holder'><\/div><\/div><\/div><\/div><div class='q_team info_description_below_image qode_team_disabled_hover'><div class='q_team_inner'><div class='q_team_image'><div class='q_team_image_holder'><img itemprop='image' src='' alt='' \/><\/div><div class='q_team_text' ><div class='q_team_text_inner'><div class='q_team_title_holder'><h3 class='q_team_name' style = ''>Markus Kuger<\/h3><span style = ''>Chief Economist, Dun&amp;Bradstreet<\/span><\/div><div class='separator small center' style = ''><\/div><div class='q_team_description_below_image_wrapper'><div class='q_team_description'><div class='q_team_description_inner'><p>Markus is the Chief Economist of Dun &amp; Bradstreet and is based in the company\u2019s London office. He holds a Diploma in Economics with a specialisation in labour markets, monetary policy and European economics.In 2009, he obtained a Robert Schuman Scholarship in the European Parliament where he worked for the Committee for Economic and Monetary Affairs, as well as assisting in the Monetary Dialogue between the Parliament and the European Central Bank.After a stint as academic research assistant at the University of W\u00fcrzburg, he joined Dun &amp; Bradstreet\u2019s Country Insight Services in the UK as a Country Risk Analyst in 2010. In this role, he is covering the UK, France and his home country Germany, combining the company\u2019s vast micro-economic data with his macroeconomic and political expertise. Since 2016 he has been one of Dun &amp; Bradstreet\u2019s media spokespersons. In this role, he has featured in newspapers and magazines many times and has also participated in interviews on national television. In addition, he regularly speaks in front of domestic and international audiences.<\/p><\/div><\/div><\/div><\/div><\/div><div class='q_team_social_holder'><\/div><\/div><\/div><\/div><div class='q_team info_description_below_image qode_team_disabled_hover'><div class='q_team_inner'><div class='q_team_image'><div class='q_team_image_holder'><img itemprop='image' src='' alt='' \/><\/div><div class='q_team_text' ><div class='q_team_text_inner'><div class='q_team_title_holder'><h3 class='q_team_name' style = ''>Valentin Lazea<\/h3><span style = ''>Chief Economist, National Bank of Romania<\/span><\/div><div class='separator small center' style = ''><\/div><div class='q_team_description_below_image_wrapper'><div class='q_team_description'><div class='q_team_description_inner'><p>Valentin LAZEA is Chief Economist of the National Bank of Romania, as well as President of the Board of TranFonD SA. He attended advanced courses at renowned institutions, such as: IMF Institute, Washington DC, USA, Sussex University, Brighton, Great Britain, Istituto Giordano dell'Amore, Milan, Italy.<\/p>\n<p>He is a founding member and President of the Steering Committee of the Romanian Center for Economic Policies (CEROPE).<\/p>\n<p>He has published numerous studies and specialized books as an author or co-author, such as: ``Conditionalities in the financial-banking field for Romania's admission to the EU``, CEROPE, 1999; ``Estimating the Balassa-Samuelson effect in Romania``, CEROPE, 2003; ``Rural development and agricultural reform in Romania``, CEROPE, 2004; ``Ways of measuring the quasi-fiscal deficit in Romania``, CEROPE, 2005; \u201eEnvironmental taxes in Romania\u2019, CEROPE, 2006; ``Structural changes in the Romanian economy after integration``, CEROPE, 2007; ``Prioritizing EU policies in the process of reviewing the Community budget``, CEROPE, 2012; co-author of ``The EU and Romania: Accession and Beyond``, The Federal Trust, London, 2006; co-editor and co-author of the volume \u201cStructural changes and economic performance in Romania\u201d, IRLI Publishing House, Bucharest, 2003; editor of the volume \u201cEconomic growth and convergence\u201d, Ed. Mustang, Bucharest, 2008. He also participated in three technical assistance programs for the National Forecast Commission, the Ministry of Finance and the Prime Minister's Office, financed by PHARE funds (2001-2007 ).<\/p><\/div><\/div><\/div><\/div><\/div><div class='q_team_social_holder'><\/div><\/div><\/div><\/div><div class='q_team info_description_below_image qode_team_disabled_hover'><div class='q_team_inner'><div class='q_team_image'><div class='q_team_image_holder'><img itemprop='image' src='https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2020\/10\/Alexandra-Valasuteanu.jpg' alt='Alexandra Valasuteanu' \/><\/div><div class='q_team_text' ><div class='q_team_text_inner'><div class='q_team_title_holder'><h3 class='q_team_name' style = ''>Alecsandra Valasuteanu<\/h3><span style = ''>Head of Factoring, Unicredit<\/span><\/div><div class='separator small center' style = ''><\/div><div class='q_team_description_below_image_wrapper'><div class='q_team_description'><div class='q_team_description_inner'><p>UniCredit Bank Romania is a member of UniCredit, a leading European bank, and one of the traditional providers of factoring, forfeiting and supply chain financing solutions. With close to 20 years of experience in the financial sector, Alecsandra started in UniCredit Leasing Romania as Senior Relationship Manager. In 2007, she joined the Bank\u2019s team, specializing in receivables management and financing. She has been representing UniCredit Bank S.A. in the Romanian Factoring Association Board of Directors since its establishment.<\/p><\/div><\/div><\/div><\/div><\/div><div class='q_team_social_holder'><\/div><\/div><\/div><\/div><div class='q_team info_description_below_image qode_team_disabled_hover'><div class='q_team_inner'><div class='q_team_image'><div class='q_team_image_holder'><img itemprop='image' src='https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2020\/09\/Tsoubris.jpg' alt='Tsoubris' \/><\/div><div class='q_team_text' ><div class='q_team_text_inner'><div class='q_team_title_holder'><h3 class='q_team_name' style = ''>Apostolos Tsoubris<\/h3><span style = ''>Executive Director, ICAP Management Consultants, Private Sector<\/span><\/div><div class='separator small center' style = ''><\/div><div class='q_team_description_below_image_wrapper'><div class='q_team_description'><div class='q_team_description_inner'><p>Apostolos Tsoubris is the Executive Director and global head of the Management Consulting Practice of ICAP Group. ICAP Management Consultants provide solutions and services globally with specialization in Customer Strategy, Risk Management &amp; Finance, Operational Excellence and Sales &amp; Marketing. A strong team of business consultants and technology experts combine business consulting and innovative technologies resulting to a unique value proposition. Apostolos previously worked for many International solution provider companies &amp; their partners like Sungard, Fiserv, FUNDTech, Unisys, IBM etc.<br \/>\nDuring his 28 year career he has delivered consulting services and complex technology projects to most Banks and Firms like Alpha Bank, Eurobank, Piraeus Bank, Praxia Bank, Optima Bank, Emporiki Bank, Credit Agricole, National Bank of Greece, First Data Hellas (Sia) to name a few.<br \/>\nApostolos is specialized in Credit Risk Management, Customer Loyalty and Analytics, Digital Transformation and Big Data &amp; Analytics. He leads teams specialized in Strategy &amp; Business Consulting, Business Process Management, Corporate Performance Management and Compliance. He is the CEO of Comply.Data, a 100% ICAP Company specialized in Compliance. Apostolos has an excellent domain knowledge in Banking, Telco and Retail business. He holds a Bachelor degree with highest distinction in Computer Engineering, and Masters in Artificial Intelligence, Polytechnic School of Engineering, University of Patras. During his professional career, Apostolos has been trained in different phases of the Adizes program for organizational transformation (Worldwide Leading methodology for accelerating organizational change).<\/p><\/div><\/div><\/div><\/div><\/div><div class='q_team_social_holder'><\/div><\/div><\/div><\/div><div class='q_team info_description_below_image qode_team_disabled_hover'><div class='q_team_inner'><div class='q_team_image'><div class='q_team_image_holder'><img itemprop='image' src='https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2020\/09\/Kyriakidou.jpg' alt='Kyriakidou' \/><\/div><div class='q_team_text' ><div class='q_team_text_inner'><div class='q_team_title_holder'><h3 class='q_team_name' style = ''>Myrto Kyriakidou<\/h3><span style = ''>Executive Director, ICAP Credit Risk Services<\/span><\/div><div class='separator small center' style = ''><\/div><div class='q_team_description_below_image_wrapper'><div class='q_team_description'><div class='q_team_description_inner'><p>Myrto Kyriakidou is Executive Director of the Credit Risk Services at ICAP and responsible for the function of ICAP as a Credit Rating Agency.<br \/>\nPrior to ICAP, she was Director of the Portfolio Analytics Department of Qualco, leading a team of experts who evaluated and designed credit &amp; collections strategies, based on data mining findings and risk modelling. She has held a Risk Analytics consultancy position at National Bank of Greece (NPL Division), contributing to the improvement of Credit and Collections processes. As Head of Statistical Decisions Hellas, she analyzed and evaluated credit portfolios for leading Retail Banks. Her first position was actuary at Interamerican Property &amp; Casualty Insurance Company S.A.<\/p><\/div><\/div><\/div><\/div><\/div><div class='q_team_social_holder'><\/div><\/div><\/div><\/div>    <\/div>\n<\/div><h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-shield \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Sponsors    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_separator type=&#8221;normal&#8221;][vc_column_text]<\/p>\n<h4>Sponsors<\/h4>\n<p>[\/vc_column_text][vc_gallery type=&#8221;image_grid&#8221; images=&#8221;17777,17976,17892,17970&#8243; img_size=&#8221;medium&#8221; onclick=&#8221;&#8221; css_animation=&#8221;bounceInDown&#8221; column_number=&#8221;5&#8243; grayscale=&#8221;no&#8221; images_space=&#8221;gallery_with_space&#8221;][vc_separator type=&#8221;normal&#8221;][vc_column_text css=&#8221;.vc_custom_1592900716599{margin-top: 30px !important;}&#8221;]<\/p>\n<h4>With the support of:<\/h4>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;16px&#8221;][vc_gallery type=&#8221;image_grid&#8221; images=&#8221;17407,17866,17943,17405,17430,17411&#8243; img_size=&#8221;medium&#8221; onclick=&#8221;&#8221; css_animation=&#8221;bounceInDown&#8221; column_number=&#8221;5&#8243; grayscale=&#8221;no&#8221; images_space=&#8221;gallery_with_space&#8221;][vc_separator type=&#8221;normal&#8221;]    <\/div>\n<\/div><\/div>[\/vc_tab][vc_tab title=&#8221;2019&#8243; tab_id=&#8221;a88b2cc2-0be5-5d3c1-8f03&#8243;][vc_column_text css=&#8221;.vc_custom_1592895347370{padding-top: 30px !important;padding-bottom: 15px !important;}&#8221;]<\/p>\n<p align=\"justify\"><strong>ICAP Romania<\/strong>\u00a0, together with CYCLE European, members of the ICAP group of companies, the largest group providing Business and Consulting information in South-Eastern Europe, organizes, in Romania, the\u00a0<strong>10th edition of the Credit Risk Management Conference<\/strong>\u00a0.<\/p>\n<p align=\"justify\">The event will take place on Wednesday,\u00a0<strong>May 22<\/strong>\u00a0, at the\u00a0<strong>JW Marriott Grand Hotel, Bucharest<\/strong>\u00a0.<\/p>\n<p align=\"justify\">This year we are talking about a\u00a0<strong>decade marked by challenges<\/strong>\u00a0, the economic crisis, rising inflation, currency fluctuations and uncertainty.<\/p>\n<p align=\"justify\">How Romanian companies have managed the risks associated with lending in the last ten years and what is the current economic situation in the context of automation and digitization of products and services are just some of the topics covered at the 10th edition of the Credit Risk Management Conference .<\/p>\n<p align=\"justify\"><strong>Prestigious speakers from Romania and abroad<\/strong>\u00a0will provide valuable information, provoking debates and reflections on Commercial Risk management.<\/p>\n<p align=\"justify\">This exchange of ideas, together with the dialogue within the conference on concrete practices for minimizing Credit Risk, are the beginning of future action plans.<\/p>\n<p>[\/vc_column_text]<div class=\"qode-accordion-holder clearfix qode-toggle qode-initial \">\n\t<h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-book \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Agenda    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_column_text]<\/p>\n<table border=\"0\" cellspacing=\"1\" cellpadding=\"1\">\n<tbody>\n<tr>\n<td nowrap=\"nowrap\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">08:30 &#8211; 09:00<\/span><\/td>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">\u00a0\u00a0<\/span><\/td>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">Registration \/ Coffee<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000000; font-family: Times New Roman; font-size: medium;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">09:00 &#8211; 09:10<\/span><\/td>\n<td><\/td>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">Introduction<br \/>\n<strong>Emma Zeicescu<\/strong>\u00a0, Event Coordinator,\u00a0<strong>Journalist<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">09:10 &#8211; 09:30<\/span><\/td>\n<td><\/td>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">Opening address<br \/>\n<strong>Nikitas Konstantellos<\/strong>\u00a0, President &amp; CEO,\u00a0<strong>ICAP Group of Companies<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">09:30 &#8211; 10:00<\/span><\/td>\n<td><\/td>\n<td><span style=\"color: #6f6f6f; font-family: Verdana;\"><span style=\"font-size: small;\">&#8220;An X-ray of the Romanian economy in the first half of 2019&#8221;<br \/>\n<strong>Adrian Vasilescu<\/strong>\u00a0, Adviser to the Governor of\u00a0<strong>the National Bank of Romania<\/strong><\/span><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">10:00 &#8211; 10:30<\/span><\/td>\n<td><\/td>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">&#8220;Romanian Banks: A Strong Macro-Economy Supports Banking Performance&#8221;<br \/>\n<strong>Melina Skouridou<\/strong>, Assistant Vice President of Financial Institutions, EMEA,\u00a0<strong>Moody&#8217;s Investors Service Cyprus<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\"><br \/>\n10:30 &#8211; 11:00<\/span><\/td>\n<td><\/td>\n<td><span style=\"color: #6f6f6f; font-family: Verdana;\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">\u00a0&#8220;Latest Global Trends in Credit Risk Management&#8221;<br \/>\n<strong>Christian Berger<\/strong>\u00a0, Senior VP, Practice Leader, Trade Credit, Guarantees and Policy Risks, Central and Southeast Europe,\u00a0<strong>Marsh<\/strong><\/span><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">11:00 &#8211; 11:15<\/span><\/td>\n<td><\/td>\n<td><span style=\"color: #6f6f6f; font-family: Verdana;\"><span style=\"font-size: small;\">Coffee break<\/span><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000000; font-family: Times New Roman; font-size: medium;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">11:15 &#8211; 12:00<\/span><\/td>\n<td><\/td>\n<td><span style=\"color: #6f6f6f; font-family: Verdana;\"><span style=\"font-size: small;\">&#8220;Structured Financial Rating: Old Sins and New Challenges&#8221;<br \/>\n<strong>George Christodoulakis<\/strong>\u00a0, Associate Professor, Professor of Finance,\u00a0<strong>Manchester Business School<\/strong><\/span><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">12:00 &#8211; 12:30<\/span><\/td>\n<td><\/td>\n<td><span style=\"color: #6f6f6f; font-family: Verdana;\"><span style=\"font-size: small;\">&#8220;Corporate risk profile: the quantitative method&#8221;<br \/>\n<strong>Myrto Kyriakidou<\/strong>\u00a0, Executive Director, Credit Risk Services,\u00a0<strong>ICAP SA<\/strong><\/span><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">12:30 &#8211; 13:00<\/span><\/td>\n<td><\/td>\n<td><span style=\"color: #6f6f6f; font-family: Verdana;\"><span style=\"font-size: small;\">\u201cRethinking Businesses, Ecosystems and Economies with Blockchains\u201d<br \/>\n<strong>Haris Linardakis<\/strong>\u00a0, IBM Cloud Leader,\u00a0\u00a0<strong>Greece and Cyprus<\/strong><\/span><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">13:00 &#8211; 14:15<\/span><\/td>\n<td><\/td>\n<td><span style=\"color: #6f6f6f; font-family: Verdana;\"><span style=\"font-size: small;\">Lunch break<\/span><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000000; font-family: Times New Roman; font-size: medium;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #000000; font-family: Times New Roman;\"><span style=\"font-size: small;\"><span style=\"color: #6f6f6f; font-family: Verdana;\">14:15 &#8211; 14:45<\/span><\/span><\/span><\/td>\n<td><\/td>\n<td><span style=\"color: #6f6f6f; font-family: Verdana;\"><span style=\"font-size: small;\">\u201cOrganic Growth by Optimizing Efficiency: The Industry&#8217;s 4.0 Digital Transformation Journey\u201d<strong><br \/>\nMarcella Antolini\u00a0, EMEA New Business Development Director,\u00a0\u00a0CRIF<\/strong><\/span><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000000; font-family: Times New Roman; font-size: medium;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #000000; font-family: Times New Roman;\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">14:45 &#8211; 15:15<\/span><\/span><\/td>\n<td><\/td>\n<td><span style=\"color: #6f6f6f; font-family: Verdana;\"><span style=\"font-size: small;\">&#8220;<span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\"><strong>Reinventing\u00a0<\/strong><\/span>debt management&#8221;<br \/>\n<span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\"><strong>George Sotiropoulos<\/strong>\u00a0, CEO, Cycle Credit,\u00a0<strong>ICAP group of companies<\/strong><\/span><\/span><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000000; font-family: Times New Roman; font-size: medium;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000000; font-family: Times New Roman;\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">15:15- 15:30<\/span><\/span><\/td>\n<td><\/td>\n<td><span style=\"color: #6f6f6f; font-family: Verdana;\"><span style=\"font-size: small;\">Coffee break<\/span><\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table style=\"height: 5px;\" border=\"0\" width=\"957\" cellspacing=\"1\" cellpadding=\"1\">\n<tbody>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table border=\"0\" cellspacing=\"1\" cellpadding=\"1\">\n<tbody>\n<tr>\n<td><span style=\"color: #000000; font-family: Times New Roman;\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">15:30 &#8211; 16:30\u00a0<\/span><\/span><\/td>\n<td><\/td>\n<td><span style=\"color: #6f6f6f; font-family: Verdana;\"><span style=\"font-size: small;\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">Panel: &#8220;Automation in Credit Risk Management&#8221;<br \/>\nParticipants:<br \/>\n\u2022\u00a0<strong>Stefan Ponea<\/strong>\u00a0, CEO,\u00a0<strong>Industrial Access<\/strong><br \/>\n\u2022\u00a0<strong>Alexandru Ososchi<\/strong>\u00a0, Lawyer,\u00a0<strong>Bogaru &amp; Associates<\/strong><br \/>\n\u2022\u00a0<strong>Alina Platica<\/strong>\u00a0, Head of Retail Credit Management,\u00a0<strong>Garanti Bank<\/strong><br \/>\n\u2022\u00a0<strong>Lucia Gheorghe<\/strong>\u00a0, Credit Manager,\u00a0<strong>Etex Group<\/strong><br \/>\n\u2022\u00a0<strong>Claudia Stan<\/strong>\u00a0, Senior Manager People Services,\u00a0<strong>KPMG<\/strong><\/span><\/span><\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table style=\"height: 39px;\" border=\"0\" width=\"504\" cellspacing=\"1\" cellpadding=\"1\">\n<tbody>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">16:30<\/span><\/td>\n<td><\/td>\n<td><span style=\"color: #6f6f6f; font-family: Verdana;\"><span style=\"font-size: small;\">\u00a0The end of the conference<\/span><\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text]    <\/div>\n<\/div><h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-headphones \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Speakers    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_column_text][\/vc_column_text]<div class='q_team info_description_below_image qode_team_disabled_hover'><div class='q_team_inner'><div class='q_team_image'><div class='q_team_image_holder'><img itemprop='image' src='https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2020\/06\/10th_crc_SkouridouMelina.jpg' alt='10th_crc_SkouridouMelina' \/><\/div><div class='q_team_text' ><div class='q_team_text_inner'><div class='q_team_title_holder'><h3 class='q_team_name' style = ''>Melina Skouridou<\/h3><span style = ''>CFA Assistant Vice President \u2013 Analyst Financial Institutions Group Moody's Investors Service<\/span><\/div><div class='separator small center' style = ''><\/div><div class='q_team_description_below_image_wrapper'><div class='q_team_description'><div class='q_team_description_inner'><p>Melina Skouridou is an Assistant Vice President and lead analyst for EMEA financial institutions, with a focus in Central and South Eastern Europe. In this role, she currently provides ratings analysis for a portfolio of banks in Hungary, Romania and Slovenia. Prior to that she covered Norwegian and Cypriot banks, as well as financial institutions in Egypt, Israel and Bulgaria. This included large private, public, and state affiliated banks; small and mid-sized commercial lenders, and government-related institutions.<\/p>\n<p>Melina joined Moody\u2019s Limassol office in 2006, and started her Moody\u2019s tenure covering financial institutions operating in the Gulf Cooperation Council. Prior to joining Moody\u2019s, she worked as analyst for a local investment management firm conducting analysis for various securities and participating in the investment decision process.<\/p>\n<p>Melina has an MSc Financial Mathematics from King\u2019s College, University of London and a BSc Mathematics from the same school. She earned her CFA designation in 2009.<\/p><\/div><\/div><\/div><\/div><\/div><div class='q_team_social_holder'><\/div><\/div><\/div><\/div><div class='q_team info_description_below_image qode_team_disabled_hover'><div class='q_team_inner'><div class='q_team_image'><div class='q_team_image_holder'><img itemprop='image' src='https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2020\/06\/10th_crc_ChristianBerger.jpg' alt='10th_crc_ChristianBerger' \/><\/div><div class='q_team_text' ><div class='q_team_text_inner'><div class='q_team_title_holder'><h3 class='q_team_name' style = ''>Christian Berger<\/h3><span style = ''>Practice Leader, Trade Credit Marsh Central and South Eastern Europe<\/span><\/div><div class='separator small center' style = ''><\/div><div class='q_team_description_below_image_wrapper'><div class='q_team_description'><div class='q_team_description_inner'><p>Christian Berger is Practice Leader for Trade Credit in Marsh\u2019s Central and South Eastern European region, encompassing activities in 17 diverse markets from the Baltics to Israel. Christian is based in Vienna and manages, among other things, the links of the regional trade credit teams with the wider Continental European and Global Marsh Trade Credit Practice.<\/p>\n<p>Before joining Marsh in 2016, Christian spent 17 years as a manager at Coface, where he was responsible for the establishment of the trade credit network in Central Europe. During his career at Coface he held numerous CEE regional as well as national management positions, including the country manager of Austria and the Czech Republic.<\/p><\/div><\/div><\/div><\/div><\/div><div class='q_team_social_holder'><\/div><\/div><\/div><\/div><div class='q_team info_description_below_image qode_team_disabled_hover'><div class='q_team_inner'><div class='q_team_image'><div class='q_team_image_holder'><img itemprop='image' src='https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2020\/06\/10th_crc_Linardakis_Haris.jpg' alt='10th_crc_Linardakis_Haris' \/><\/div><div class='q_team_text' ><div class='q_team_text_inner'><div class='q_team_title_holder'><h3 class='q_team_name' style = ''>Haris Linardakis<\/h3><span style = ''>Cloud leader IBM Greece and Cyprus<\/span><\/div><div class='separator small center' style = ''><\/div><div class='q_team_description_below_image_wrapper'><div class='q_team_description'><div class='q_team_description_inner'><p>Haris Linardakis is the IBM cloud leader, Greece and Cyprus since 2015. Within his role, he is helping enterprises of all sizes in Greece and Cyprus to assess cloud readiness, develop cloud adoption strategies and power their digital transformation.<\/p>\n<p>Throughout his career in IBM, he held business development positions in global technology services and enterprise business unit. As a professional, he is committed to deliver business value through technological advancement and innovative thinking. His main interests include cloud platforms and services, business analytics, internet of things, cognitive applications and agile application development.<\/p>\n<p>Haris\u2019 academic background includes electrical and computer engineering degree and a PhD degree in telecommunications, both from the National Technical University of Athens. He has published and participated in research programmes in the area of medium access control protocols in Optical Networks.<\/p><\/div><\/div><\/div><\/div><\/div><div class='q_team_social_holder'><\/div><\/div><\/div><\/div><div class='q_team info_description_below_image qode_team_disabled_hover'><div class='q_team_inner'><div class='q_team_image'><div class='q_team_image_holder'><img itemprop='image' src='https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2020\/06\/10th_crc_AdrianVasilescu.jpg' alt='10th_crc_AdrianVasilescu' \/><\/div><div class='q_team_text' ><div class='q_team_text_inner'><div class='q_team_title_holder'><h3 class='q_team_name' style = ''>Adrian Vasilescu<\/h3><span style = ''>Counselor to the Governor of the National Bank of Romania<\/span><\/div><div class='separator small center' style = ''><\/div><div class='q_team_description_below_image_wrapper'><div class='q_team_description'><div class='q_team_description_inner'><p>Adrian Vasilescu started as a journalist and has more than 57 years of uninterrupted journalistic career for newspapers, magazines, radio and television. Until 1996 he was associate professor at the Academy of Economic Studies, Bucharest University and the Higher School of Journalism, followed by occupying several key positions in the National Bank of Romania: coordinator of the communication strategy, part of the team of counselors to the governor of NBR and currently NBR Strategy Counselor. In 2000 he was a member of the government, in the team of advisers of the Prime Minister, at that time Mugur Isarescu.<\/p>\n<p>Mr. Adrian Vasilescu has weekly financial headings in Romanian newspapers, interviews and reviews in numerous other publications and has been awarded numerous awards for his activity.<\/p><\/div><\/div><\/div><\/div><\/div><div class='q_team_social_holder'><\/div><\/div><\/div><\/div><div class='q_team info_description_below_image qode_team_disabled_hover'><div class='q_team_inner'><div class='q_team_image'><div class='q_team_image_holder'><img itemprop='image' src='https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2019\/05\/Christodoulakis_2019-1.jpg' alt='Christodoulakis_2019' \/><\/div><div class='q_team_text' ><div class='q_team_text_inner'><div class='q_team_title_holder'><h3 class='q_team_name' style = ''>George Christodoulakis<\/h3><span style = ''>Associate Professor of Finance, Manchester Business School<\/span><\/div><div class='separator small center' style = ''><\/div><div class='q_team_description_below_image_wrapper'><div class='q_team_description'><div class='q_team_description_inner'><p>Dr George Christodoulakis is a member of the ICAP Board of Directors, an academic at Alliance Manchester Business School, University of Manchester, a financial advisor and entrepreneur. He has served as the State Secretary for Asset Restructuring and Privatizations of Greece, Advisor to the Governor of the Bank of Greece, member of the Hellenic Corporate Governance Council, as well as an academic at Cass Business School of City, University of London. His expertise concentrates on credit and market risk, financial forecasting and regulation, he has published widely in research journals and books and has edited the book Managing Risks in the European Periphery Debt Crisis, Palgrave Macmillan 2015 and co-edited The Analytics of Risk Model Validation, Elsevier 2008 and the Journal of Risk Model Validation, Risk Journals 2006.<\/p><\/div><\/div><\/div><\/div><\/div><div class='q_team_social_holder'><\/div><\/div><\/div><\/div><div class='q_team info_description_below_image qode_team_disabled_hover'><div class='q_team_inner'><div class='q_team_image'><div class='q_team_image_holder'><img itemprop='image' src='https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2020\/06\/10th_crc_MarcellaAntolini.jpg' alt='10th_crc_MarcellaAntolini' \/><\/div><div class='q_team_text' ><div class='q_team_text_inner'><div class='q_team_title_holder'><h3 class='q_team_name' style = ''>Marcella Antolini<\/h3><span style = ''>EMEA New Business Development Director CRIF<\/span><\/div><div class='separator small center' style = ''><\/div><div class='q_team_description_below_image_wrapper'><div class='q_team_description'><div class='q_team_description_inner'><p>Marcella Antolini\u2019s prime focus during her career has been in retail banking, primarily involved in credit risk, fraud prevention and process optimization, focusing on improving the performance of credit and risk functions for International, Strategic Clients.<\/p><\/div><\/div><\/div><\/div><\/div><div class='q_team_social_holder'><\/div><\/div><\/div><\/div>    <\/div>\n<\/div><h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-shield \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Sponsors    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_separator type=&#8221;normal&#8221;][vc_column_text]<\/p>\n<h4>Sponsors<\/h4>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;16px&#8221;][vc_gallery type=&#8221;image_grid&#8221; images=&#8221;16875,17391,17393,17395,17397&#8243; img_size=&#8221;medium&#8221; onclick=&#8221;&#8221; css_animation=&#8221;bounceInDown&#8221; column_number=&#8221;5&#8243; grayscale=&#8221;no&#8221; images_space=&#8221;gallery_with_space&#8221;][vc_gallery type=&#8221;image_grid&#8221; images=&#8221;17399,17401&#8243; img_size=&#8221;medium&#8221; onclick=&#8221;&#8221; css_animation=&#8221;bounceInDown&#8221; column_number=&#8221;5&#8243; grayscale=&#8221;no&#8221; images_space=&#8221;gallery_with_space&#8221;][vc_separator type=&#8221;normal&#8221;][vc_column_text css=&#8221;.vc_custom_1592900716599{margin-top: 30px !important;}&#8221;]<\/p>\n<h4>With the support of:<\/h4>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;16px&#8221;][vc_gallery type=&#8221;image_grid&#8221; images=&#8221;17403,17405,17407,17409&#8243; img_size=&#8221;medium&#8221; onclick=&#8221;&#8221; css_animation=&#8221;bounceInDown&#8221; column_number=&#8221;5&#8243; grayscale=&#8221;no&#8221; images_space=&#8221;gallery_with_space&#8221;][vc_gallery type=&#8221;image_grid&#8221; images=&#8221;17411,17413&#8243; img_size=&#8221;medium&#8221; onclick=&#8221;&#8221; css_animation=&#8221;bounceInDown&#8221; column_number=&#8221;5&#8243; grayscale=&#8221;no&#8221; images_space=&#8221;gallery_with_space&#8221;][vc_separator type=&#8221;normal&#8221;][vc_column_text css=&#8221;.vc_custom_1592900838941{margin-top: 30px !important;}&#8221;]<\/p>\n<h4>Print Sponsor:<\/h4>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;16px&#8221;][vc_gallery type=&#8221;image_grid&#8221; images=&#8221;17415&#8243; img_size=&#8221;medium&#8221; onclick=&#8221;&#8221; css_animation=&#8221;bounceInDown&#8221; column_number=&#8221;5&#8243; grayscale=&#8221;no&#8221; images_space=&#8221;gallery_with_space&#8221;][vc_separator type=&#8221;normal&#8221;]    <\/div>\n<\/div><\/div>[\/vc_tab][\/vc_tabs][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; padding_top=&#8221;25&#8243; background_color=&#8221;#ffffff&#8221; padding_bottom=&#8221;5&#8243; z_index=&#8221;&#8221;][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; background_color=&#8221;#ffffff&#8221; padding_bottom=&#8221;30&#8243;][vc_column][vc_tabs style=&#8221;boxed&#8221; el_class=&#8221;disabled-accordion&#8221;][vc_tab title=&#8221;2026&#8243; tab_id=&#8221;1775479551181-7-0&#8243;][vc_column_text]17th Credit Risk and Sustainability Conference Sharper data. Stronger decisions. 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