{"id":41320,"date":"2026-04-24T09:03:08","date_gmt":"2026-04-24T09:03:08","guid":{"rendered":"https:\/\/www.icapcrif.com\/ro\/?page_id=41320"},"modified":"2026-04-24T09:16:48","modified_gmt":"2026-04-24T09:16:48","slug":"17th-sp-banyosu","status":"publish","type":"page","link":"https:\/\/www.icapcrif.com\/ro\/en\/17th-sp-banyosu\/","title":{"rendered":"17th-sp-Banyosu"},"content":{"rendered":"<p><strong><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-41317\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2026\/04\/Tolga-Banyocu_Garanti-BBVA.jpg\" alt=\"\" width=\"369\" height=\"555\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2026\/04\/Tolga-Banyocu_Garanti-BBVA.jpg 532w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2026\/04\/Tolga-Banyocu_Garanti-BBVA-200x300.jpg 200w\" sizes=\"(max-width: 369px) 100vw, 369px\" \/><\/strong><\/p>\n<p><strong>Tolga Banyocu,<\/strong><\/p>\n<p><strong>Deputy General Manager,<br \/>\nClient Solutions Area,<br \/>\nGaranti BBVA Romania<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>Tolga Banyocu is an accomplished banking professional with 25 years of experience, primarily focused on leveraging digital solutions to enhance customer experience and operational efficiency. As Deputy General Manager at Garanti BBVA Romania, he has been responsible for leading client solutions, with a key focus on digital landscape, in particular digital implementations in finance since June 2023.<\/p>\n<p>Prior to this role, Tolga served as General Manager of Garanti BBVA Consumer Finance, where he successfully managed the development and implementation of lending solutions for over two years. With a solid track record at Garanti BBVA Romania, Tolga has held various leadership positions, including Strategic Planning Director and Retail Credit Director, playing pivotal roles in shaping the bank\u2019s strategic direction and credit management.<\/p>\n<p>His career began at Garanti BBVA in T\u00fcrkiye as an auditor and risk analyst, where he gained valuable insights into risk management and payment systems.<\/p>\n<p>Tolga&#8217;s extensive experience spans multiple areas of retail banking, from consumer finance and loans to credit and strategic planning.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Tolga Banyocu, Deputy General Manager, Client Solutions Area, Garanti BBVA Romania &nbsp; Tolga Banyocu is an accomplished banking professional with 25 years of experience, primarily focused on leveraging digital solutions to enhance customer experience and operational efficiency. As Deputy General Manager at Garanti BBVA Romania,&#8230;<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-41320","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>17th-sp-Banyosu - ICAP CRIF RO<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.icapcrif.com\/ro\/en\/17th-sp-banyosu\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"17th-sp-Banyosu - ICAP CRIF RO\" \/>\n<meta property=\"og:description\" content=\"Tolga Banyocu, Deputy General Manager, Client Solutions Area, Garanti BBVA Romania &nbsp; Tolga Banyocu is an accomplished banking professional with 25 years of experience, primarily focused on leveraging digital solutions to enhance customer experience and operational efficiency. As Deputy General Manager at Garanti BBVA Romania,...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.icapcrif.com\/ro\/en\/17th-sp-banyosu\/\" \/>\n<meta property=\"og:site_name\" content=\"ICAP CRIF RO\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/ICAPCRIF\/\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-24T09:16:48+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2026\/04\/Tolga-Banyocu_Garanti-BBVA.jpg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.icapcrif.com\/ro\/?lang=el\/#organization\",\"name\":\"ICAP CRIF S.R.L.\",\"url\":\"https:\/\/www.icapcrif.com\/ro\/?lang=el\/\",\"sameAs\":[\"https:\/\/www.linkedin.com\/company\/icap-crif\/\",\"https:\/\/www.facebook.com\/ICAPCRIF\/\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.icapcrif.com\/ro\/?lang=el\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/04\/ICAPCRIF-logo.png\",\"contentUrl\":\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/04\/ICAPCRIF-logo.png\",\"width\":1773,\"height\":781,\"caption\":\"ICAP CRIF S.R.L.\"},\"image\":{\"@id\":\"https:\/\/www.icapcrif.com\/ro\/?lang=el\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.icapcrif.com\/ro\/?lang=el\/#website\",\"url\":\"https:\/\/www.icapcrif.com\/ro\/?lang=el\/\",\"name\":\"ICAP CRIF RO\",\"description\":\"Business Information Services | ICAP CRIF in Romania\",\"publisher\":{\"@id\":\"https:\/\/www.icapcrif.com\/ro\/?lang=el\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.icapcrif.com\/ro\/?lang=el\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.icapcrif.com\/ro\/en\/17th-sp-banyosu\/#primaryimage\",\"url\":\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2026\/04\/Tolga-Banyocu_Garanti-BBVA.jpg\",\"contentUrl\":\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2026\/04\/Tolga-Banyocu_Garanti-BBVA.jpg\",\"width\":532,\"height\":800},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.icapcrif.com\/ro\/en\/17th-sp-banyosu\/\",\"url\":\"https:\/\/www.icapcrif.com\/ro\/en\/17th-sp-banyosu\/\",\"name\":\"17th-sp-Banyosu - ICAP CRIF RO\",\"isPartOf\":{\"@id\":\"https:\/\/www.icapcrif.com\/ro\/?lang=el\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.icapcrif.com\/ro\/en\/17th-sp-banyosu\/#primaryimage\"},\"datePublished\":\"2026-04-24T09:03:08+00:00\",\"dateModified\":\"2026-04-24T09:16:48+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.icapcrif.com\/ro\/en\/17th-sp-banyosu\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.icapcrif.com\/ro\/en\/17th-sp-banyosu\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.icapcrif.com\/ro\/en\/17th-sp-banyosu\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.icapcrif.com\/ro\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"17th-sp-Banyosu\"}]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"17th-sp-Banyosu - ICAP CRIF RO","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.icapcrif.com\/ro\/en\/17th-sp-banyosu\/","og_locale":"en_US","og_type":"article","og_title":"17th-sp-Banyosu - ICAP CRIF RO","og_description":"Tolga Banyocu, Deputy General Manager, Client Solutions Area, Garanti BBVA Romania &nbsp; Tolga Banyocu is an accomplished banking professional with 25 years of experience, primarily focused on leveraging digital solutions to enhance customer experience and operational efficiency. 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