{"id":17061,"date":"2019-12-06T17:14:01","date_gmt":"2019-12-06T14:14:01","guid":{"rendered":"https:\/\/icap.ro\/credit-risk-management-conference\/"},"modified":"2026-04-21T09:55:26","modified_gmt":"2026-04-21T09:55:26","slug":"credit-risk-management-conference","status":"publish","type":"page","link":"https:\/\/www.icapcrif.com\/ro\/credit-risk-management-conference\/","title":{"rendered":"Conferinta de Management al Riscului de Creditare"},"content":{"rendered":"<p>[vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; padding_top=&#8221;25&#8243; background_color=&#8221;#ffffff&#8221; padding_bottom=&#8221;5&#8243; z_index=&#8221;&#8221;][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; background_color=&#8221;#ffffff&#8221; padding_bottom=&#8221;30&#8243; z_index=&#8221;&#8221; padding_top=&#8221;30&#8243;][vc_column][vc_tabs style=&#8221;boxed&#8221; el_class=&#8221;disabled-accordion&#8221;][vc_tab title=&#8221;2026&#8243; tab_id=&#8221;1775479863444-7-7&#8243;][vc_single_image image=&#8221;41049&#8243; img_size=&#8221;full&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<strong>A 17\u2011a Conferin\u021b\u0103 de Credit Risk \u0219i Sustenabilitate<br \/>\nDate mai precise. Decizii mai puternice. Cre\u0219tere sustenabil\u0103.<\/strong><\/p>\n<p><strong>\u00a0<\/strong><\/p>\n<p><strong>Conferin\u021ba anual\u0103 de Credit Risk revine \u00een 2026 cu cea de\u2011a 17\u2011a edi\u021bie<\/strong>, reunind profesioni\u0219ti din domeniul financiar, al managementului riscului \u0219i al conformit\u0103\u021bii, \u00eentr-un context marcat de transform\u0103ri economice profunde, incertitudine geopolitic\u0103 \u0219i cerin\u021be tot mai clare privind sustenabilitatea.<\/p>\n<p>Evenimentul va avea loc pe <strong>19 mai 2026<\/strong>, la <strong>The Tent \u2013 Diplomatic Club, Bucure\u0219ti<\/strong>, cu \u00eencepere de la <strong>ora 14:30<\/strong>, \u0219i va continua \u00eentr-un cadru elegant \u0219i relaxat, cu <strong>cocktail dinner organizat \u00een gr\u0103dina loca\u021biei<\/strong>, oferind oportunit\u0103\u021bi valoroase de networking \u0219i dialog informal.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Tema edi\u021biei 2026<\/strong><\/p>\n<p><strong>Date mai precise. Decizii mai puternice. Cre\u0219tere sustenabil\u0103.<\/strong><br \/>\n(<em>Sharper data. Stronger decisions. Sustainable growth.<\/em>)<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>Edi\u021bia din acest an abordeaz\u0103 evolu\u021bia riscului de credit \u00eentr-un mediu economic \u0219i financiar aflat \u00een continu\u0103 schimbare, \u00een care <strong>calitatea datelor, noile tehnologii \u0219i criteriile ESG<\/strong> joac\u0103 un rol tot mai important \u00een procesul decizional.<\/p>\n<p><strong>Subiecte principale \u00een agend\u0103:<\/strong><\/p>\n<ul>\n<li><strong>Transformarea economic\u0103 \u00eentr-un sistem geopolitic global tensionat<\/strong><\/li>\n<li><strong>Noul context economic \u0219i impactul asupra managementului riscului de credit<\/strong><\/li>\n<li><strong>Redefinirea ESG: cum influen\u021beaz\u0103 standardele \u00een evolu\u021bie ratingurile, riscul \u0219i strategia corporativ\u0103<\/strong><\/li>\n<li><strong>Dincolo de digitalizare: cum accelereaz\u0103 inteligen\u021ba artificial\u0103 generativ\u0103 transformarea global\u0103<\/strong><\/li>\n<\/ul>\n<p>Evenimentul va fi moderat de <strong>Lucian M\u00eendru\u021b\u0103<\/strong>, jurnalist \u0219i speaker cu experien\u021b\u0103, care va facilita dialogul dintre speakeri, invita\u021bi \u0219i participan\u021bi, asigur\u00e2nd discu\u021bii dinamice, relevante \u0219i ancorate \u00een realitatea actual\u0103 a pie\u021bei.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Speakeri \u0219i agend\u0103<\/strong><\/p>\n<p>Agenda detaliat\u0103 \u0219i lista complet\u0103 a speakerilor \u2014 <strong>exper\u021bi recunoscu\u021bi din domeniul financiar, al riscului de credit, reglement\u0103rii \u0219i sustenabilit\u0103\u021bii<\/strong> \u2014 vor fi anun\u021bate \u00een cur\u00e2nd.<\/p>\n<p><strong>De ce s\u0103 participa\u021bi<\/strong><\/p>\n<p>\u00centr-un climat economic \u0219i legislativ aflat \u00een continu\u0103 transformare, ICAP CRIF \u00ee\u0219i propune s\u0103 ofere o <strong>platform\u0103 relevant\u0103 de dialog \u0219i schimb de expertiz\u0103<\/strong> pentru profesioni\u0219tii care doresc s\u0103 anticipeze schimb\u0103rile, s\u0103 \u00een\u021beleag\u0103 impactul noilor reglement\u0103ri \u0219i s\u0103 \u00ee\u0219i adapteze strategiile de credit risk la noile realit\u0103\u021bi ale pie\u021bei.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Taxe de participare<\/strong><\/p>\n<p><strong>Early\u2011bird \u2013 disponibil p\u00e2n\u0103 pe 4 mai 2026:<\/strong><br \/>\n<strong>50 \u20ac + TVA \/ participant<\/strong><\/p>\n<p>Dup\u0103 aceast\u0103 dat\u0103, taxa standard de participare va fi:<br \/>\n<strong>100 \u20ac + TVA \/ participant<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>\ud83d\udc49 Consulta\u021bi mai jos <strong>agenda preliminar\u0103 a evenimentului<\/strong> \u0219i rezerva\u021bi\u2011v\u0103 locul chiar acum.<br \/>\nPentru nout\u0103\u021bi \u0219i actualiz\u0103ri, urm\u0103ri\u021bi\u2011ne \u0219i pe <a href=\"https:\/\/www.linkedin.com\/showcase\/icap-crif-romania\/\"><strong>LinkedIn<\/strong><\/a>.[\/vc_column_text][vc_empty_space]<div class=\"qode-accordion-holder clearfix qode-toggle qode-initial \">\n\t<h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-book \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Agenda    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_column_text]<\/p>\n<h3>17<sup>th<\/sup> Credit Risk Management Conference<\/h3>\n<p><strong>Sharper data. Stronger decisions. Sustainable growth.\u00a0\u00a0\u00a0\u00a0\u00a0<\/strong><\/p>\n<p><strong>19<sup>th<\/sup> May 2026 The Tent, Diplomatic Club<\/strong><\/p>\n<p>&nbsp;<\/p>\n<table border=\"0\" cellspacing=\"1\" cellpadding=\"1\">\n<tbody>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">14.30 \u2013 15:00<\/td>\n<td><\/td>\n<td>Registration &amp; Coffee<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">15:00 \u2013 15:20<\/td>\n<td><\/td>\n<td>Welcome Speech<\/p>\n<p><u>Nikitas Konstantellos<\/u>, President and CEO, <strong>ICAP CRIF<\/strong><\/p>\n<p><u>Theodoros Polydoros,<\/u> Executive Director,\u00a0<strong>ICAP CRIF Romania<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td>15:20 &#8211; 15:40<\/td>\n<td><\/td>\n<td><strong>Economic transformation in a tense geopolitical global system<\/strong><\/p>\n<p>Andrei Radulescu \u2013 Member, <strong>Bretton Woods Committee<\/strong><br \/>\nSenior Researcher, <strong>Institute of World Economy, Romanian Academy<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">15:40 \u2013 16:30<\/td>\n<td><\/td>\n<td><strong>New Economic Environment<\/strong><\/p>\n<p><strong>CRA- SOLICITED<\/strong><br \/>\n<strong>Myrto Kyriakidou<\/strong>, Head of <strong>ICAP CRIF Credit Rating Agency<\/strong><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">16:30-16:50<\/td>\n<td><\/td>\n<td>Networking break<\/td>\n<\/tr>\n<tr>\n<td>17:00 \u2013 17:50<\/td>\n<td><\/td>\n<td><strong><em>Redefining ESG: How Evolving Standards Shape Ratings, Risk, and Corporate Strategy <\/em><\/strong><\/p>\n<p><strong>Marco Macellari, <\/strong>CEO, <strong>CRIF Synesgy Ratings \/ discussion<\/strong><\/p>\n<p><strong>Simone Rampichini, <\/strong>Senior Director of Synesgy<strong>, CRIF<\/strong><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\"><\/td>\n<td><\/td>\n<td valign=\"top\"><\/td>\n<\/tr>\n<tr>\n<td>17:50-18:40<\/td>\n<td><\/td>\n<td><strong>Beyond Digital: How Generative AI Accelerates Global Transformation<\/strong><\/p>\n<p><u>TBD<\/u><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">18:40-21:30<\/td>\n<td><\/td>\n<td><strong>Exceptional Moment \u2013 Prize Giveaway Raffle<\/strong><\/p>\n<p>Networking, dinner and exchange of ideas<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td>21:30<\/td>\n<td><\/td>\n<td>End of Conference &amp; Dinner<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text]    <\/div>\n<\/div><h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-shield \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Sponsors    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_column_text]<strong>Main Sponsor:<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/www.hertz.ro\/ro\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-25099\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-300x188.png\" alt=\"\" width=\"183\" height=\"115\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-300x188.png 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-1024x640.png 1024w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-768x480.png 768w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-1536x960.png 1536w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-700x438.png 700w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo.png 1600w\" sizes=\"(max-width: 183px) 100vw, 183px\" \/><\/a><\/p>\n<p><strong>Sponsors:<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-28448\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-logo-web-300x288.jpg\" alt=\"\" width=\"144\" height=\"138\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-logo-web-300x288.jpg 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-logo-web.jpg 624w\" sizes=\"(max-width: 144px) 100vw, 144px\" \/>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 <img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-28431\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-K2-logo-web-293x300.jpg\" alt=\"\" width=\"125\" height=\"128\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-K2-logo-web-293x300.jpg 293w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-K2-logo-web-700x717.jpg 700w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-K2-logo-web.jpg 746w\" sizes=\"(max-width: 125px) 100vw, 125px\" \/>\u00a0 \u00a0 \u00a0<img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-24196\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/09\/logo2022.png\" alt=\"\" width=\"166\" height=\"61\" \/>\u00a0 \u00a0 \u00a0<img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-35490\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2025\/04\/logo-complet.png\" alt=\"\" width=\"416\" height=\"92\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2025\/04\/logo-complet.png 1387w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2025\/04\/logo-complet-300x66.png 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2025\/04\/logo-complet-1024x226.png 1024w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2025\/04\/logo-complet-768x169.png 768w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2025\/04\/logo-complet-700x154.png 700w\" sizes=\"(max-width: 416px) 100vw, 416px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p><strong>Supporters:<\/strong><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-35330\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2025\/04\/hellenic.png\" alt=\"\" width=\"222\" height=\"52\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2025\/04\/hellenic.png 307w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2025\/04\/hellenic-300x70.png 300w\" sizes=\"(max-width: 222px) 100vw, 222px\" \/>\u00a0 \u00a0 \u00a0 \u00a0<img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-41179 size-full\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2026\/04\/logo-Brcc-e1776765058758.png\" alt=\"\" width=\"217\" height=\"88\" \/>\u00a0 \u00a0 \u00a0 <img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-41181\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2026\/04\/2.jpg\" alt=\"\" width=\"191\" height=\"135\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2026\/04\/2.jpg 1748w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2026\/04\/2-300x213.jpg 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2026\/04\/2-1024x726.jpg 1024w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2026\/04\/2-768x545.jpg 768w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2026\/04\/2-1536x1090.jpg 1536w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2026\/04\/2-700x497.jpg 700w\" sizes=\"(max-width: 191px) 100vw, 191px\" \/>\u00a0 \u00a0 \u00a0 <img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-41183 \" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2026\/04\/H.R.C.C.-COMBINATION-MARK-ON-WHITE-BACKGROUND-e1776765241427.png\" alt=\"\" width=\"237\" height=\"100\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2026\/04\/H.R.C.C.-COMBINATION-MARK-ON-WHITE-BACKGROUND-e1776765241427.png 3168w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2026\/04\/H.R.C.C.-COMBINATION-MARK-ON-WHITE-BACKGROUND-e1776765241427-300x127.png 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2026\/04\/H.R.C.C.-COMBINATION-MARK-ON-WHITE-BACKGROUND-e1776765241427-1024x432.png 1024w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2026\/04\/H.R.C.C.-COMBINATION-MARK-ON-WHITE-BACKGROUND-e1776765241427-768x324.png 768w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2026\/04\/H.R.C.C.-COMBINATION-MARK-ON-WHITE-BACKGROUND-e1776765241427-1536x648.png 1536w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2026\/04\/H.R.C.C.-COMBINATION-MARK-ON-WHITE-BACKGROUND-e1776765241427-2048x864.png 2048w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2026\/04\/H.R.C.C.-COMBINATION-MARK-ON-WHITE-BACKGROUND-e1776765241427-700x295.png 700w\" sizes=\"(max-width: 237px) 100vw, 237px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Media partners:<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/business-review.eu\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-23956\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-300x107.jpg\" alt=\"\" width=\"188\" height=\"67\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-300x107.jpg 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-1024x366.jpg 1024w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-768x274.jpg 768w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-700x250.jpg 700w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru.jpg 1137w\" sizes=\"(max-width: 188px) 100vw, 188px\" \/><\/a>\u00a0 \u00a0 \u00a0 \u00a0 <img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-31075\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Wall-Street-logo-blue-300x38.png\" alt=\"\" width=\"245\" height=\"31\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Wall-Street-logo-blue-300x38.png 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Wall-Street-logo-blue-1024x131.png 1024w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Wall-Street-logo-blue-768x98.png 768w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Wall-Street-logo-blue-1536x197.png 1536w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Wall-Street-logo-blue-700x90.png 700w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Wall-Street-logo-blue.png 1915w\" sizes=\"(max-width: 245px) 100vw, 245px\" \/><\/p>\n<p><strong>Ready-to-print partner:<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/www.copyprint.ro\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-24194\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/09\/sigla-copy-print-260x55-1.png\" alt=\"\" width=\"260\" height=\"55\" \/><\/a>[\/vc_column_text]    <\/div>\n<\/div><h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-suitcase \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Speakers    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_tta_section tab_id=&#8221;1775552486973-9096e348-de04&#8243;][vc_row_inner row_type=&#8221;row&#8221; type=&#8221;grid&#8221; text_align=&#8221;center&#8221; css_animation=&#8221;&#8221;][vc_column_inner width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;40821&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Myrto Kyriakidou<\/strong><br \/>\nExecutive Director<br \/>\nICAP CRIF, Credit Rating Agency<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icapcrif.com\/bg\/en\/crc-kyriakidou-cv\/?_gl=1*1xynss0*_gcl_au*MTI5ODU0MTEzMC4xNzY4Mzk1Njg4\" target=\"_self\"  class=\"qbutton  default\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;30755&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Nikitas Konstantellos<\/strong><br \/>\nPresident &amp; Chief Executive Officer<br \/>\nICAP CRIF Group<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/icapcrif.com\/en\/15th-sp-konstantellos\/\" target=\"_self\"  class=\"qbutton  default\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;40825&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Marco Macellari<\/strong><br \/>\nCEO,<br \/>\nCRIF Synesgy Ratings<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.linkedin.com\/in\/marco-macellari-b9292788\/\" target=\"_self\"  class=\"qbutton  default\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][\/vc_row_inner][vc_empty_space][vc_row_inner row_type=&#8221;row&#8221; type=&#8221;grid&#8221; text_align=&#8221;center&#8221; css_animation=&#8221;&#8221;][vc_column_inner width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;31282&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Andrei R\u0103dulescu<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nMember, Bretton Woods Committee, Senior Researcher,<br \/>\nInstitute of World Economy, Romanian Academy<\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/en\/16th-sp-radulescu\/\" target=\"_self\"  class=\"qbutton  default\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;27880&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Simone Rampichini<br \/>\n<\/span><\/strong><span lang=\"EN-GB\">ESG Director,<br \/>\nCRIF<\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/en\/14th-sp-rampichini\/\" target=\"_self\"  class=\"qbutton  default\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;40827&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><u><strong>Theodoros Polydoros<\/strong>,<\/u><br \/>\nExecutive Director,<br \/>\nICAP CRIF Romania<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.linkedin.com\/in\/theodore-polydoros-0bb7a5a\/\" target=\"_self\"  class=\"qbutton  default\" style=\"\">Read the CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][\/vc_row_inner][\/vc_tta_section]    <\/div>\n<\/div><\/div>[\/vc_tab][vc_tab title=&#8221;2025&#8243; tab_id=&#8221;1742977813019-6-8&#8243;][vc_single_image image=&#8221;35378&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; qode_css_animation=&#8221;&#8221;][vc_empty_space]<a  itemprop=\"url\" href=\"https:\/\/survey.alchemer.com\/s3\/8302849\/16th-RO-CRC-evaluation-form\" target=\"_self\"  class=\"qbutton  default\" style=\"\">Evaluation Form<i class=\"qode_icon_font_awesome fa fa-list qode_button_icon_element\" style=\"\" ><\/i><\/a>[vc_empty_space]<div class=\"qode-accordion-holder clearfix qode-toggle qode-initial \">\n\t<h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-address-book \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Presentations    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_column_text]<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/16th-CRC\/Credit Conference Bucharest_Presentation_.pdf\" target=\"_blank\" rel=\"noopener\">Prezentarea<\/a>\u00a0lui Nikitas Konstantellos, Presedinte si CEO, ICAP CRIF<\/p>\n<p><a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/16th-CRC\/Macroeconomic_Climate_May.pdf\" target=\"_blank\" rel=\"noopener\">Prezentarea<\/a> lui Andrei Radulescu, Senior Macro economist International<\/p>\n<p><a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/16th-CRC\/The_Role_of_Data-Driven_Decision_Making_in_Credit_Risk.pdf\" target=\"_blank\" rel=\"noopener\">Prezentarea<\/a> lui Andrew Perryman, Leader, Product Deployment, Global Product Strategy, Dun &amp; Bradstreet<\/p>\n<p><a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/16th-CRC\/RO_Integrating ESG Factors into Credit Risk Assessments_.pdf\" target=\"_blank\" rel=\"noopener\">Prezentarea<\/a> lui Myrto Kyriakidou, Head of ICAP CRIF Credit Rating Agency<\/p>\n<p><a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/16th-CRC\/From_data_to_decision_leveraging_AI_for_greater_value_creation.pdf\" target=\"_blank\" rel=\"noopener\">Prezentarea<\/a> lui Daniele Vergari, Senior Director, Global Risk &amp; Management Consulting Lead, CRIF<\/p>\n<p><a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/16th-CRC\/AI-Unleashed-Bucharest.pdf\" target=\"_blank\" rel=\"noopener\">Prezentarea<\/a> lui Natalia Shchelovanova<strong>, <\/strong>Global Innovation and Startups Ecosystem Director,<strong>\u00a0<\/strong>InnoVecos si Olivier Kenji Mathurin, EmergingTech in finance | Innovation Leader| AI &amp; Digital Transformation, InnoVecos[\/vc_column_text]    <\/div>\n<\/div><\/div>[vc_empty_space][vc_column_text]<\/p>\n<p style=\"text-align: center;\">16th Annual Credit Risk Management Conference<\/p>\n<p style=\"text-align: center;\"><strong>Shaping the Future of Credit Risk: Data, Sustainability, and New Challenges<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>Anul acesta, suntem \u00eenc\u00e2nta\u021bi s\u0103 v\u0103 ur\u0103m din nou bun venit la cea de-a <strong>16-a edi\u021bie a Conferin\u021bei anuale de management al riscului de credit<\/strong>. Vino al\u0103turi de noi pe<strong> 6 mai 2025<\/strong>, la <strong>JW Marriott Grand Hotel Bucure\u0219ti<\/strong> (Grand Ballroom, Salon Constan\u021ba), <strong>\u00eencep\u00e2nd cu ora 09:15<\/strong>. Agenda acestei zile dinamice \u0219i perspicace este construit\u0103 \u00een jurul temei: <strong>Modelarea viitorului riscului de credit: date, sustenabilitate \u0219i noi provoc\u0103ri.<\/strong> Gazda \u0219i moderatorul nostru, jurnalistul <strong>Lucian M\u00eendru\u021b\u0103<\/strong>, va ghida discu\u021biile captivante \u00eentre speakeri, invita\u021bi \u0219i participan\u021bi, asigur\u00e2nd o explorare aprofundat\u0103 a subiectelor emergente care modeleaz\u0103 industria.<\/p>\n<p>\u00cen timp ce \u00eenc\u0103 finaliz\u0103m lista speaker-ilor, fi\u021bi siguri c\u0103 lucr\u0103m cu s\u00e2rguin\u021b\u0103 pentru a reuni o serie de exper\u021bi distin\u0219i. Lista final\u0103 va fi anun\u021bat\u0103 \u00een cur\u00e2nd.<\/p>\n<p>\u00cen lumina evolu\u021biilor recente at\u00e2t la nivel european, c\u00e2t \u0219i la nivel na\u021bional, ICAP CRIF se angajeaz\u0103 s\u0103 creeze o platform\u0103 \u00een care profesioni\u0219ti aprecia\u021bi \u00ee\u0219i pot \u00eemp\u0103rt\u0103\u0219i expertiza cu dvs. Aceast\u0103 conferin\u021b\u0103 este conceput\u0103 pentru cei dornici s\u0103 r\u0103m\u00e2n\u0103 cu un pas \u00eenaintea schimb\u0103rilor de reglementare \u0219i a tendin\u021belor din industrie care le pot afecta afacerile. Strategiile \u0219i perspectivele \u00eemp\u0103rt\u0103\u0219ite \u00een timpul acestui eveniment vor oferi instrumente valoroase pentru a v\u0103 sprijini succesul continuu.<\/p>\n<p>Verifica\u021bi mai jos agenda evenimentului!<\/p>\n<p>Ave\u021bi toate motivele pentru a v\u0103 rezerva locul, chiar acum! De asemenea, urm\u0103ri\u021bi-ne pe <a href=\"https:\/\/www.linkedin.com\/showcase\/icap-crif-romania\/\">LinkedIn<\/a>.<\/p>\n<p>[\/vc_column_text][vc_empty_space]<div class=\"qode-accordion-holder clearfix qode-toggle qode-initial \">\n\t<h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-book \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Agenda    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_column_text]<\/p>\n<h3><strong>A 16-a Conferin\u021b\u0103 a managementul riscului de credit<\/strong><\/h3>\n<h3><strong>Modelarea viitorului riscului de credit: date, sustenabilitate \u0219i noi provoc\u0103ri<\/strong><\/h3>\n<h3><strong>06 Mai, 2025 JW Marriott Grand Hotel Bucure\u0219ti<\/strong><\/h3>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<table border=\"0\" cellspacing=\"1\" cellpadding=\"1\">\n<tbody>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\"><strong>09.15 &#8211; 09:35<\/strong><\/td>\n<td><\/td>\n<td>\u00cenregistrare &amp; Networking<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\"><strong>09:35 &#8211; 10:00<\/strong><\/td>\n<td><\/td>\n<td><strong>\u201cMesaj de bun venit\u201d<\/strong><\/p>\n<p><strong>Theodoros Polydoros<\/strong>, Director Executiv, <strong>ICAP CRIF Rom\u00e2nia<\/strong><br \/>\n<strong>Nikitas Konstantellos<\/strong>, Presedinte si CEO, <strong>ICAP CRIF <\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\"><strong>10:00 &#8211; 10:30<\/strong><\/td>\n<td><\/td>\n<td><strong>Prezentare economic\u0103 european\u0103 \u0219i perspective macroeconomice <\/strong><\/p>\n<p><u>Andrei Radulescu <\/u>\u2013 \u00a0membru al Comitetului <strong>Bretton Woods<\/strong>, cercet\u0103tor principal la Institutul de Economie Mondial\u0103, <strong>Academia Rom\u00e2n\u0103<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\"><strong>10:30 &#8211; 11:00<\/strong><\/td>\n<td><\/td>\n<td><strong>Rolul procesului decizional bazat pe date \u00een riscul de credit<em>\u00a0<\/em><\/strong><\/p>\n<p><u>Andrew Perryman <\/u>\u2013 Leader, Product Deployment, Global Product Strategy, <strong>Dun &amp; Bradstreet<\/strong><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\"><\/td>\n<td><\/td>\n<td><strong>\u00a0<\/strong><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\"><strong>11:00 &#8211; 11:20\u00a0 \u00a0<\/strong><\/td>\n<td><\/td>\n<td>Pauz\u0103 de cafea \u0219i networking<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\"><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\"><strong>11:20 &#8211; 12:00<\/strong><\/td>\n<td><\/td>\n<td><strong>PANEL: Managementul eficient al portofoliului de credite \u00een vremuri incerte<em>\u00a0 <\/em><\/strong><\/p>\n<p>Participare:<\/p>\n<p><u>Francesca Ralli<\/u>, Senior Director Global BI &amp; Mktg Services, <strong>CRIF SPA<\/strong><\/p>\n<p><u>Stefan Alina Mihaela<\/u>, Treasury Manager Romania, <strong>JTI (Romania) SRL<\/strong><\/p>\n<p><u>Carmen Bulau<\/u>, Manager Financiar<strong>, Agir Global Romania<\/strong><\/p>\n<p><u>Anca Lazar,<\/u> Credit Control Manager, <strong>Macromex<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\"><strong>12:00 &#8211; 12:30<\/strong><\/td>\n<td><\/td>\n<td valign=\"top\"><strong>Integrarea factorilor ESG \u00een evalu\u0103rile riscului de credit<\/strong><\/p>\n<p><u>Myrto Kyriakidou, <\/u>Head of ICAP CRIF <strong>Credit Rating Agency<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\"><strong>12:30 &#8211; 13:30<\/strong><\/td>\n<td><\/td>\n<td>PR\u00c2NZ<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\"><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\"><strong>13:30 &#8211; 14:00<\/strong><\/td>\n<td><\/td>\n<td><strong>De la date la decizii: Utilizarea AI pentru o mai mare creare de valoare\u00a0<\/strong><\/p>\n<p><u>Daniele Vergari<\/u> &#8211; Senior Director, Global Risk &amp; Management Consulting Lead, <strong>CRIF<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\"><strong>14:00 &#8211; 14:30<\/strong><\/td>\n<td><\/td>\n<td><strong>Rolul AI \u00een domeniul bancar \u2013 Dialog<\/strong><\/p>\n<p><u>Daniele Vergari <\/u>&#8211; Senior Director, Global Risk &amp; Management Consulting Lead, <strong>CRIF<\/strong><\/p>\n<p><u>Mihai Rauta<\/u> &#8211; Executive Director Retail Risk Area, <strong>Raiffeisen<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\"><strong>14:30 &#8211; 14:50<\/strong><\/td>\n<td><\/td>\n<td>Pauz\u0103 de cafea \u0219i networking<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\"><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\"><strong>14:50 &#8211; 15:20<\/strong><\/td>\n<td><\/td>\n<td><strong>AI Dezl\u0103n\u021buit\u0103: Transformarea cre\u0219terii \u0219i culturii corporative cu AI generativ<\/strong><\/p>\n<p><u>Natalia Shchelovanova<\/u><strong>,<\/strong> Director Global Innovation and Startups Ecosystem,<strong>InnoVecos<\/strong><\/p>\n<p><u>Olivier Kenji Mathurin,<\/u> EmergingTech \u00een finan\u021be | Lider \u00een inova\u021bie | AI \u0219i transformare digital\u0103, <strong>InnoVecos<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\"><strong>15:20 &#8211; 16:00<\/strong><\/td>\n<td><\/td>\n<td><strong>Panel: Adaptarea la schimbare: Desf\u0103\u0219urarea afacerilor \u00eentr-un mediu global volatil. <\/strong><\/p>\n<p><u>Alecsandra Valasuteanu, <\/u>Head of factoring,<strong> Unicredit Bank<\/strong><\/p>\n<p><u>Mihai Chipirliu, <\/u>Credit Director, <strong>Allianz Trade<\/strong><\/p>\n<p><u>Adrian Secolof,<\/u> Head of Finance North Europe at <strong>Nufarm<\/strong><\/p>\n<p><u>Christian Bogaru,<\/u> Founding and Managing Partner,<strong> BCHLAW<\/strong><\/p>\n<p><u>Stefan Ponea<\/u>, CEO &#8211; Director General,<strong> Rom Waste Solutions<\/strong><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\"><strong>16:00 &#8211; 16:15<\/strong><\/td>\n<td><\/td>\n<td>Moment exceptional \u2013 Tombol\u0103 cu premii<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\"><strong>16:15<\/strong><\/td>\n<td><\/td>\n<td>Sf\u00e2r\u0219itul conferin\u021bei<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text]    <\/div>\n<\/div><h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-shield \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Sponsors    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_column_text]<strong>Main Sponsor:<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/www.hertz.ro\/ro\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-25099\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-300x188.png\" alt=\"\" width=\"183\" height=\"115\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-300x188.png 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-1024x640.png 1024w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-768x480.png 768w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-1536x960.png 1536w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-700x438.png 700w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo.png 1600w\" sizes=\"(max-width: 183px) 100vw, 183px\" \/><\/a><\/p>\n<p><strong>Sponsors:<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-28448\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-logo-web-300x288.jpg\" alt=\"\" width=\"144\" height=\"138\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-logo-web-300x288.jpg 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-logo-web.jpg 624w\" sizes=\"(max-width: 144px) 100vw, 144px\" \/>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 <img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-28431\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-K2-logo-web-293x300.jpg\" alt=\"\" width=\"125\" height=\"128\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-K2-logo-web-293x300.jpg 293w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-K2-logo-web-700x717.jpg 700w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-K2-logo-web.jpg 746w\" sizes=\"(max-width: 125px) 100vw, 125px\" \/>\u00a0 \u00a0 \u00a0<img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-24196\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/09\/logo2022.png\" alt=\"\" width=\"166\" height=\"61\" \/>\u00a0 \u00a0 \u00a0<img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-35490\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2025\/04\/logo-complet.png\" alt=\"\" width=\"416\" height=\"92\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2025\/04\/logo-complet.png 1387w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2025\/04\/logo-complet-300x66.png 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2025\/04\/logo-complet-1024x226.png 1024w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2025\/04\/logo-complet-768x169.png 768w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2025\/04\/logo-complet-700x154.png 700w\" sizes=\"(max-width: 416px) 100vw, 416px\" \/>\u00a0 \u00a0<img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-35326\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2025\/04\/chocolissimo.png\" alt=\"\" width=\"200\" height=\"104\" \/><\/p>\n<p>&nbsp;<\/p>\n<p><strong>Supporters:<\/strong><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-35332\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2025\/04\/ir.png\" alt=\"\" width=\"219\" height=\"55\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2025\/04\/ir.png 359w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2025\/04\/ir-300x75.png 300w\" sizes=\"(max-width: 219px) 100vw, 219px\" \/>\u00a0 \u00a0 <img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-35330\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2025\/04\/hellenic.png\" alt=\"\" width=\"222\" height=\"52\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2025\/04\/hellenic.png 307w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2025\/04\/hellenic-300x70.png 300w\" sizes=\"(max-width: 222px) 100vw, 222px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Media partners:<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/business-review.eu\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-23956\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-300x107.jpg\" alt=\"\" width=\"188\" height=\"67\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-300x107.jpg 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-1024x366.jpg 1024w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-768x274.jpg 768w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-700x250.jpg 700w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru.jpg 1137w\" sizes=\"(max-width: 188px) 100vw, 188px\" \/><\/a>\u00a0 \u00a0 \u00a0 \u00a0 <img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-31075\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Wall-Street-logo-blue-300x38.png\" alt=\"\" width=\"245\" height=\"31\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Wall-Street-logo-blue-300x38.png 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Wall-Street-logo-blue-1024x131.png 1024w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Wall-Street-logo-blue-768x98.png 768w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Wall-Street-logo-blue-1536x197.png 1536w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Wall-Street-logo-blue-700x90.png 700w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Wall-Street-logo-blue.png 1915w\" sizes=\"(max-width: 245px) 100vw, 245px\" \/><\/p>\n<p><strong>Ready-to-print partner:<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/www.copyprint.ro\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-24194\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/09\/sigla-copy-print-260x55-1.png\" alt=\"\" width=\"260\" height=\"55\" \/><\/a>[\/vc_column_text]    <\/div>\n<\/div><h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-headphones \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Speakeri    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_tta_section tab_id=&#8221;1744359492517-9ae55f35-b317&#8243;][vc_row_inner row_type=&#8221;row&#8221; type=&#8221;full_width&#8221; text_align=&#8221;center&#8221; css_animation=&#8221;&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;30768&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Daniele Vergari<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nSenior Director, Risk management &amp; Consulting<br \/>\nTransformation Services, CRIF<\/span><\/p>\n<p>[\/vc_column_text][vc_empty_space]<a  itemprop=\"url\" href=\"\/ro\/en\/crc-sp-vergari\/\" target=\"_self\"  class=\"qbutton  center default\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;30755&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Nikitas Konstantellos<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nPresident and CEO, ICAP CRIF<\/span><\/p>\n<p>[\/vc_column_text][vc_empty_space][vc_empty_space]<a  itemprop=\"url\" href=\"\/ro\/en\/crc-sp-konstantellos\/\" target=\"_self\"  class=\"qbutton  center default\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;31282&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Andrei R\u0103dulescu<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nMembru, Comitetul Bretton Woods, Cercet\u0103tor Senior, Institutul de Economie Mondial\u0103 al Academiei Rom\u00e2ne<br \/>\n<\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/16th-sp-radulescu\/\" target=\"_self\"  class=\"qbutton  center default\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;35452&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Olivier-Kenji Mathurin<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nSenior Research &amp; Innovation Specialist, InnovEcoS, CRIF<br \/>\n<\/span><\/p>\n<p>[\/vc_column_text][vc_empty_space]<a  itemprop=\"url\" href=\"\/ro\/16th-sp-olivier\/ \u200e\" target=\"_self\"  class=\"qbutton  center default\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][vc_tta_section tab_id=&#8221;1744888489386-8bb23019-5f51&#8243;][vc_empty_space][vc_row_inner row_type=&#8221;row&#8221; type=&#8221;full_width&#8221; text_align=&#8221;center&#8221; css_animation=&#8221;&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;35522&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Alecsandra Valasuteanu<\/strong><\/p>\n<p style=\"text-align: center;\">Sef Departament Factoring<\/p>\n<p style=\"text-align: center;\">UniCredit Bank<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/14th-sp-alescandra\/\" target=\"_self\"  class=\"qbutton  center default\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;35527&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Carmen Mihaela Bul\u0103u\u00a0<\/strong><\/p>\n<p style=\"text-align: center;\">Director Financiar, Agir Global Romania<\/p>\n<p>[\/vc_column_text][vc_empty_space]<a  itemprop=\"url\" href=\"\/ro\/16th-sp-carmen\/\" target=\"_self\"  class=\"qbutton  center default\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;35599&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Anca Ionescu <\/strong><\/p>\n<p style=\"text-align: center;\">Credit Control Manager at MACROMEX SRL<\/p>\n<p>[\/vc_column_text][vc_empty_space]<a  itemprop=\"url\" href=\"\/ro\/16th-sp-anca\/ \u200e\" target=\"_self\"  class=\"qbutton  center default\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;35629&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Andrew W. Perryman<\/strong><\/p>\n<p style=\"text-align: center;\">Leader, Product Deployment<\/p>\n<p style=\"text-align: center;\">International Product \u2013 Worldwide Network<\/p>\n<p>[\/vc_column_text][vc_empty_space]<a  itemprop=\"url\" href=\"\/ro\/16th-sp-andrew\/\" target=\"_self\"  class=\"qbutton  center default\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][vc_tta_section tab_id=&#8221;1745479355096-b5ee3c54-bf84&#8243;][vc_empty_space][vc_row_inner row_type=&#8221;row&#8221; type=&#8221;full_width&#8221; text_align=&#8221;center&#8221; css_animation=&#8221;&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;35632&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Adrian Secolof<\/strong><br \/>\nHead of Finance North Europe at Nufarm<\/p>\n<p>[\/vc_column_text][vc_empty_space]<a  itemprop=\"url\" href=\"\/ro\/16th-sp-rosa\/\" target=\"_self\"  class=\"qbutton  center default\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;27882&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Christian Bogaru<\/strong><br \/>\nFounding and Managing Partner, BCHLAW<\/p>\n<p>[\/vc_column_text][vc_empty_space]<a  itemprop=\"url\" href=\"\/ro\/14th-sp-bogaru\/\" target=\"_self\"  class=\"qbutton  center default\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;35804&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Mihai Alexandru Chipirliu<\/strong><\/p>\n<p style=\"text-align: center;\">Director Credit<\/p>\n<p style=\"text-align: center;\">Allianz Trade Romania<\/p>\n<p>[\/vc_column_text][vc_empty_space]<a  itemprop=\"url\" href=\"\/ro\/16th-sp-mihai\/\" target=\"_self\"  class=\"qbutton  center default\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;35806&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Alina Stefan<\/strong><\/p>\n<p style=\"text-align: center;\">Treasury Manager<\/p>\n<p style=\"text-align: center;\">JTI Romania, part of JTI Group<\/p>\n<p>[\/vc_column_text][vc_empty_space]<a  itemprop=\"url\" href=\"\/ro\/16th-sp-alina\/\" target=\"_self\"  class=\"qbutton  center default\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][vc_tta_section tab_id=&#8221;1747375108453-5cbc876f-893d&#8221;][vc_empty_space][vc_row_inner row_type=&#8221;row&#8221; type=&#8221;full_width&#8221; text_align=&#8221;center&#8221; css_animation=&#8221;&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;36211&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Stefan Ponea<\/strong><\/p>\n<p style=\"text-align: center;\">CEO &#8211; Director General<\/p>\n<p style=\"text-align: center;\">Romwaste Solutions<\/p>\n<p>[\/vc_column_text][vc_empty_space]<a  itemprop=\"url\" href=\"\/ro\/en\/14th-sp-ponea\/\" target=\"_self\"  class=\"qbutton  center default\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_tta_section]    <\/div>\n<\/div><\/div>[\/vc_tab][vc_tab title=&#8221;2024&#8243; tab_id=&#8221;1710313844500-5-7&#8243;][vc_single_image image=&#8221;30379&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; qode_css_animation=&#8221;&#8221;][vc_empty_space]<a  itemprop=\"url\" href=\"https:\/\/survey.alchemer.com\/s3\/7850473\/15th-RO-CRC-evaluation-form\" target=\"_blank\"  class=\"qbutton  default\" style=\"\">Evaluation Form<i class=\"qode_icon_font_awesome fa fa-list qode_button_icon_element\" style=\"\" ><\/i><\/a>[vc_empty_space][vc_column_text css=&#8221;.vc_custom_1717498765564{padding-top: 0px !important;padding-bottom: 15px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\">A 15-a edi\u021bie a Conferin\u021bei anuale de Management al Riscului de Creditare<br \/>\n<strong>ESG Impact on Credit Risk: Navigating the Challenges<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>\u0218i \u00een acest an v\u0103 a\u0219tept\u0103m la cea de-<strong>a 15-a edi\u021bie<\/strong> a <strong>Conferin\u021bei anuale de Management al Riscului de Creditare<\/strong>. V\u0103 invit\u0103m la <strong>JW Marriott Grand Hotel Bucharest<\/strong> (Grand Ballroom, Salon CD), pe <strong>23 Mai 2024<\/strong>, \u00eencep\u00e2nd cu <strong>ora 09:30<\/strong>.<\/p>\n<p>&nbsp;<\/p>\n<p>Agenda unei zile pline de beneficii \u0219i de informa\u021bii pentru dumneavoastr\u0103 s-a conturat pe <strong>tema impactului utiliz\u0103rii factorilor ESG<\/strong> \u00een tehnicile de <strong>management al riscului de creditare<\/strong>. Gazda \u0219i moderatorul evenimentului este, jurnalistul <strong>Valentin Chisoceanu<\/strong>.\u00a0Acesta va facilita interac\u021biunea dintre vorbitori, invita\u021bi \u0219i participan\u021bii din audien\u021b\u0103, pentru o explorare temeinic\u0103 a subiectelor de actualitate ce se contureaz\u0103 chiar \u0219i \u00een momentul \u00een care citi\u021bi aceste r\u00e2nduri.<\/p>\n<p>&nbsp;<\/p>\n<p>Printre vorbitorii confirma\u021bi ai evenimentului se num\u0103r\u0103 <strong>dl. Andrei R\u0103dulescu<\/strong>, singurul economist din Rom\u00e2nia \u0219i Europa Central\u0103 \u0219i de Est Membru al Comitetului Bretton Woods, <strong>Dl. Gerasimos Tzeis<\/strong>, Managing Director Atradius Greece &amp; Romania, <strong>Dl. Valentin Lazea<\/strong>, Economist \u0218ef al B\u0103ncii Na\u021bionale a Rom\u00e2niei \u0219i autor al best-seller-ului O istorie moral\u0103 a politicilor monetare \u0219i fiscale, dl. <strong>Daniele Vergari<\/strong>, Director Risk Analytics Global, CRIF, <strong>Dl. George Oikonomou<\/strong>, Head of Analytics \u00een cadrul ICAP CRIF Credit Rating Agency, d-na <strong>Maria Luisa Cardini<\/strong>, KYC &amp; Compliance Solutions Senior Manager, CRIF, d-na <strong>Oana Oprea<\/strong>, Group Data Protection, Risk &amp; Compliance Officer, NEPI Rockcastle, dl. <strong>Simone Rampichini<\/strong>, Director ESG, CRIF, dl. <strong>Christian Bogaru<\/strong>, Managing Partner, BCHLAW Law Firm, dl. <strong>C\u0103lin Rangu<\/strong>, Director Rezolu\u021bie, Fondul de Garantare al Asigura\u021bilor din Rom\u00e2nia, d-na <strong>Andreea Ghiocel<\/strong>, Reporting Division Director, CSR AGENCY, d-na <strong>Simona Petrescu<\/strong>, ESG Director, UniCredit Bank Romania \u0219i <strong>dl. Robert Uzun\u0103<\/strong>, Vicepre\u0219edinte, Departamentul Corporate Affairs, Ursus Breweries.<\/p>\n<p>&nbsp;<\/p>\n<p>\u021ain\u00e2nd cont de ultimele evolu\u021bii la nivel european, dar \u0219i na\u021bional, ICAP CRIF \u00ee\u0219i propune, \u0219i \u00een acest an, s\u0103 creeze cadrul propice pentru ca o serie de invita\u021bi de prestigiu s\u0103 poat\u0103 s\u0103 \u00ee\u0219i pun\u0103 \u00een valoare cuno\u0219tin\u021bele \u0219i expertiza \u00een fa\u021ba dumneavoastr\u0103, cei care sunte\u021bi dornici s\u0103 afla\u021bi din timp conceptele \u0219i reglement\u0103rile care pot afecta evolu\u021bia afacerilor dumneavoastr\u0103 \u0219i a industriilor \u00een care activa\u021bi. Ideile, strategiile \u0219i tacticile ce vor fi vehiculate pe scena celei de-<strong>a 15-a edi\u021bii a Conferin\u021bei anuale de Management al Riscului de Creditare<\/strong>, v\u0103 vor ajuta, cu siguran\u021b\u0103, \u00een activitatea dumneavoastr\u0103 curent\u0103.<\/p>\n<p>&nbsp;<\/p>\n<p>Completa\u021bi formularul de participare de pe aceast\u0103 pagin\u0103 <strong>p\u00e2n\u0103 pe 8 mai<\/strong> \u0219i beneficia\u021bi de oferta noastr\u0103 <strong>early bird: 95\u20ac (+TVA) \/ persoan\u0103<\/strong>.<br \/>\n<strong>Dup\u0103 aceast\u0103 dat\u0103, pre\u021bul accesului este de 125\u20ac (+TVA).<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>Verifica\u021bi mai jos agenda evenimentului! Ave\u021bi toate motivele s\u0103 completa\u021bi formularul de participare! V\u0103 a\u0219tept\u0103m pe 23 Mai, la prima or\u0103!<br \/>\nUrm\u0103ri\u021bi-ne \u0219i pe <a href=\"https:\/\/www.linkedin.com\/showcase\/icap-crif-romania\/\" target=\"_blank\" rel=\"noopener noreferrer\">LinkedIn<\/a>[\/vc_column_text]<div class=\"qode-accordion-holder clearfix qode-toggle qode-initial \">\n\t<h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-book \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Agenda    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_column_text]PROGRAMUL CONFERIN\u021aEI<\/p>\n<p><strong>Prezentator al evenimentului: Valentin Chisoceanu, jurnalist<\/strong><\/p>\n<table border=\"0\" cellspacing=\"1\" cellpadding=\"1\">\n<tbody>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">09.15 \u2013 09:45<\/td>\n<td><\/td>\n<td><em>Welcome coffee; \u00cenregistrarea participan\u021bilor<\/em><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">09:45 \u2013 10:10<\/td>\n<td><\/td>\n<td>\u201cMesaj de bun venit\u201d<br \/>\n<strong>Theodoros Polydoros<\/strong>, Director Executiv, <strong>ICAP CRIF Romania<\/strong><br \/>\n<strong>Nikitas Konstantellos<\/strong>, Presedinte si CEO, <strong>ICAP CRIF<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><strong>Sec\u021biunea I: Tendin\u021be \u0219i Previziuni Macroeconomice<\/strong><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">10:10 \u2013 11:20<\/td>\n<td><\/td>\n<td><strong>Climatul Macroeconomic \u2013 De la economia global\u0103 la economia na\u021bional\u0103<\/strong><br \/>\n<strong>Andrei R\u0103dulescu<\/strong>, Membru al Comitetului Bretton Woods, Cercet\u0103tor Senior la Institutul de Economie Mondial\u0103, <strong>Academia Rom\u00e2n\u0103<\/strong><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\"><\/td>\n<td><\/td>\n<td><strong>Rolul asigur\u0103rilor de credit \u00een era tranzi\u021biei ESG. Provoc\u0103ri \u0219i oportunit\u0103\u021bi pentru economia european\u0103.<br \/>\nGerasimos Tzeis<\/strong>, Managing Director, <strong>Atradius Greece &amp; Romania<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">11:20 \u2013 11:35<\/td>\n<td><\/td>\n<td><em>Pauz\u0103 de cafea<\/em><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><strong>Sec\u021biunea II.1. \u2013 Perspective asupra unei istorii a riscurilor legate de bani.<\/strong><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">11:35 \u2013 12:00<\/td>\n<td><\/td>\n<td valign=\"top\">\u201cO istorie moral\u0103 a politicilor monetare \u0219i fiscale\u201d<br \/>\n<strong>Valentin Lazea<\/strong>, Economist \u0218ef, <strong>Banca Na\u021bional\u0103 a Rom\u00e2niei<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><strong>Secc\u021biunea II.2 \u2013 Viitorul CR cu AI \u0219i Advanced Analytics.<\/strong><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">12:00 \u2013 12:50<\/td>\n<td><\/td>\n<td>Rating-uri ale industriilor (sectoriale)<br \/>\n<strong>George Oikonomou<\/strong>, Head of Analytics, <strong>ICAP CRIF Credit Rating Agency<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td>Folosirea datelor \u0219i a Advanced Analytics pentru a \u00een\u021belege impactul schimb\u0103rilor climatice asupra riscului de credit<br \/>\n<strong>Daniele Vergari<\/strong>, Senior Director, Risk management &amp; Consulting, Transformation Services, <strong>CRIF<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">12:50 \u2013 13:50<\/td>\n<td><\/td>\n<td><em>Pauza de pr\u00e2nz<\/em><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><strong>Sec\u021biunea III \u2013 Conformitate. Screeningul Riscului Optimal<\/strong><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">13:50 \u2013 14:40<\/td>\n<td><\/td>\n<td>Relevan\u021ba cunoa\u0219terii partenerului \u00een Managementului Riscului de Credit &#8211; K(now) Y(our) C(ounterparty)<br \/>\n<strong>Maria Luisa Cardini<\/strong>, KYC &amp; Compliance Solutions Senior Manager, <strong>CRIF<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td>Conformitatea. Studiu de caz.<br \/>\n<strong>Oana Oprea<\/strong>, Group Data Protection, Risk &amp; Compliance Officer, <strong>NEPI Rockcastle<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">14:40 \u2013 14:55<\/td>\n<td><\/td>\n<td><em>Pauz\u0103 de cafea<\/em><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">14:55 \u2013 16:15<\/td>\n<td><\/td>\n<td><strong>Sec\u021biunea IV \u2013 Panel: Influen\u021bele reglement\u0103rilor ESG asupra managementului lan\u021bului de aprovizionare \u0219i a oportunit\u0103\u021bilor de finan\u021bare<\/strong><\/p>\n<p>Moderator: <strong>Simone Rampichini<\/strong>, Director ESG, <strong>CRIF<br \/>\nChristian Bogaru<\/strong>, Managing Partner, <strong>BCHLAW Law Firm<br \/>\nSimona Petrescu<\/strong>, Director ESG, <strong>UniCredit Bank Romania<br \/>\nRobert Uzun\u0103<\/strong>, Vicepre\u0219edinte Corporate Affairs, <strong>URSUS BREWERIES<br \/>\n<\/strong><strong>C\u0103lin Rangu<\/strong>, Director Rezolu\u021bie, <strong>Fondul de Garantare a Asigura\u021bilor din Rom\u00e2nia<br \/>\nAndreea Ghiocel<\/strong>, Reporting Division Director, <strong>CSR AGENCY<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">16:15<\/td>\n<td><\/td>\n<td>Moment special<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">16:30<\/td>\n<td><\/td>\n<td>\u00cencheierea conferin\u021bei<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text]    <\/div>\n<\/div><h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-address-card \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Prezent\u0103ri    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_column_text]<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/15th-CRC\/Romanian overview, Nikitas Konstantellos, 2024.pdf\">Prezentarea<\/a> lui Nikitas Konstantellos, Presedinte si CEO, ICAP CRIF<br \/>\n<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/15th-CRC\/Climatul macroeconomic, A Radulescu.pdf\">Prezentarea<\/a> lui Andrei R\u0103dulescu, Membru al Comitetului Bretton Woods, Cercet\u0103tor Senior la Institutul de Economie Mondial\u0103, Academia Rom\u00e2n\u0103<br \/>\n<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/15th-CRC\/Credit Insurance in the era of ESG, Gerasimos Tzeis.pdf\">Prezentarea<\/a> lui Gerasimos Tzeis, Managing Director, Atradius Greece &amp; Romania<br \/>\n<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/15th-CRC\/O istorie morala, Valentin Lazea.pdf\">Prezentarea<\/a> lui Valentin Lazea, Economist \u0218ef, Banca Na\u021bional\u0103 a Rom\u00e2niei<br \/>\n<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/15th-CRC\/Sectoral ESG risk dynamics, George Oikonomou.pdf\">Prezentarea<\/a> lui George Oikonomou, Head of Analytics, ICAP CRIF Credit Rating Agency<br \/>\n<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/15th-CRC\/Climate change and credit risk, Daniele Vergari.pdf\">Prezentarea<\/a> lui Daniele Vergari, Senior Director, Risk management &amp; Consulting, Transformation Services, CRIF<br \/>\n<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/15th-CRC\/KYC, Maria Luisa Cardini.pdf\">Prezentarea<\/a> lui Maria Luisa Cardini, KYC &amp; Compliance Solutions Senior Manager, CRIF<br \/>\n<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/15th-CRC\/Counterparty risk management, Oana Oprea.pdf\">Prezentarea<\/a> lui Oana Oprea, Group Data Protection, Risk &amp; Compliance Officer, NEPI Rockcastle[\/vc_column_text]    <\/div>\n<\/div><h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-headphones \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Speakeri    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_tta_section tab_id=&#8221;1710313845439-4278bece-4b71&#8243;][vc_row_inner row_type=&#8221;row&#8221; type=&#8221;full_width&#8221; text_align=&#8221;center&#8221; css_animation=&#8221;&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;30755&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Nikitas Konstantellos<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nPresident and CEO, ICAP CRIF<\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/en\/crc-sp-konstantellos\/\" target=\"_blank\"  class=\"qbutton  small default\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;27878&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Valentin Lazea<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nEconomistul-sef al Bancii Nationale a Romaniei<\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icapcrif.com\/ro\/14th-sp-lazea\/\" target=\"_blank\"  class=\"qbutton  small default\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;30761&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Gerasimos Tzeis<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nManaging Director, Atradius Greece &amp; Romania<\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/crc-sp-tzeis\/\" target=\"_blank\"  class=\"qbutton  small default\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;30580&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Georgios Oikonomou<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nHead of Analytics, ICAP CRIF Credit Rating Agency<\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/en\/crc-sp-oikonomou\/\" target=\"_blank\"  class=\"qbutton  small default\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][\/vc_row_inner][vc_empty_space][vc_row_inner row_type=&#8221;row&#8221; type=&#8221;full_width&#8221; text_align=&#8221;center&#8221; css_animation=&#8221;&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;30768&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Daniele Vergari<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nSenior Director, Risk management &amp; Consulting<br \/>\nTransformation Services, CRIF<\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/en\/crc-sp-vergari\/\" target=\"_blank\"  class=\"qbutton  small default\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;30900&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Maria Luisa Cardini<br \/>\n<\/span><\/strong><span lang=\"EN-GB\">KYC &amp; Compliance Solutions Senior Manager, CRIF<\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/crc-sp-cardini\/\" target=\"_blank\"  class=\"qbutton  small default\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;27882&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Christian Bogaru<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nFounding and Managing Partner, BCHLAW<\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/14th-sp-bogaru\/\" target=\"_blank\"  class=\"qbutton  small default\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;27880&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Simone Rampichini<br \/>\n<\/span><\/strong><span lang=\"EN-GB\">Director ESG, <strong>CRIF<\/strong><\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/14th-sp-rampichini\/\" target=\"_blank\"  class=\"qbutton  small default\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][\/vc_row_inner][vc_empty_space][vc_row_inner row_type=&#8221;row&#8221; type=&#8221;full_width&#8221; text_align=&#8221;center&#8221; css_animation=&#8221;&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;28323&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Oana Oprea<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nOfi\u021ber de grup protec\u021bia datelor, risc \u0219i conformitate<br \/>\nNepi Rockcastle<br \/>\n<\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/14th-sp-oprea\/\" target=\"_blank\"  class=\"qbutton  small default\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;31052&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">C\u0103lin Rangu<br \/>\n<\/span><\/strong><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/crc-sp-rangu\/\" target=\"_blank\"  class=\"qbutton  small default\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;31220&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Andreea Ghiocel<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nSustainability Consultant &amp; Head of Sustainability Reporting Division<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/crc-sp-ghiocel\/\" target=\"_blank\"  class=\"qbutton  small default\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;31282&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Andrei R\u0103dulescu<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nMembru, Comitetul Bretton Woods<br \/>\nCercet\u0103tor Senior, Institutul de Economie Mondial\u0103 al Academiei Rom\u00e2ne<br \/>\n<\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/crc-sp-radulescu\/\" target=\"_blank\"  class=\"qbutton  small default\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][\/vc_row_inner][vc_empty_space][vc_row_inner row_type=&#8221;row&#8221; type=&#8221;full_width&#8221; text_align=&#8221;center&#8221; css_animation=&#8221;&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;31299&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Simona Petrescu<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nEnvironmental, Social &amp; Governance Director<br \/>\nUniCredit Bank S.A. Romania<br \/>\n<\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/crc-sp-petrescu\/\" target=\"_blank\"  class=\"qbutton  small default\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;31307&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Robert Uzun\u0103<br \/>\n<\/span><\/strong><span lang=\"EN-GB\">Vicepre\u0219edinte, Departamentul Corporate Affairs<\/span><span lang=\"EN-GB\"><br \/>\n<\/span><span lang=\"EN-GB\">Ursus Breweries<\/span><strong><span lang=\"EN-GB\"><br \/>\n<\/span><\/strong><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/crc-sp-uzuna\/\" target=\"_blank\"  class=\"qbutton  small default\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][\/vc_row_inner][vc_empty_space][\/vc_tta_section]    <\/div>\n<\/div><h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-shield \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Sponsori    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_column_text]<strong>Sponsori:<\/strong><\/p>\n<p><a href=\"https:\/\/www.hertz.ro\/ro\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-25099\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-300x188.png\" alt=\"\" width=\"178\" height=\"112\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-300x188.png 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-1024x640.png 1024w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-768x480.png 768w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-1536x960.png 1536w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-700x438.png 700w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo.png 1600w\" sizes=\"(max-width: 178px) 100vw, 178px\" \/><\/a>\u00a0 \u00a0 \u00a0 \u00a0\u00a0<a href=\"https:\/\/www.bchlaw.eu\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-24410\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/09\/Logo-BCHLaw-DLT-V4jpg-300x122.jpg\" alt=\"\" width=\"221\" height=\"90\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/09\/Logo-BCHLaw-DLT-V4jpg-300x122.jpg 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/09\/Logo-BCHLaw-DLT-V4jpg.jpg 524w\" sizes=\"(max-width: 221px) 100vw, 221px\" \/><\/a>\u00a0 <img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-31072\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Atradius_logo-web-300x120.jpg\" alt=\"\" width=\"300\" height=\"120\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Atradius_logo-web-300x120.jpg 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Atradius_logo-web-768x306.jpg 768w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Atradius_logo-web-700x279.jpg 700w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Atradius_logo-web.jpg 1000w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-28447\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-logo-web-300x288.jpg\" alt=\"\" width=\"129\" height=\"124\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-logo-web-300x288.jpg 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-logo-web.jpg 624w\" sizes=\"(max-width: 129px) 100vw, 129px\" \/>\u00a0 \u00a0 \u00a0 \u00a0<img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-28431\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-K2-logo-web-293x300.jpg\" alt=\"\" width=\"124\" height=\"127\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-K2-logo-web-293x300.jpg 293w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-K2-logo-web-700x717.jpg 700w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-K2-logo-web.jpg 746w\" sizes=\"(max-width: 124px) 100vw, 124px\" \/>\u00a0 \u00a0 \u00a0\u00a0<img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-31263\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/SanoVita-logo-300x169.jpg\" alt=\"\" width=\"188\" height=\"106\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/SanoVita-logo-300x169.jpg 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/SanoVita-logo.jpg 318w\" sizes=\"(max-width: 188px) 100vw, 188px\" \/>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0<img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-31329\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/After-Eight-logo2-300x124.jpg\" alt=\"\" width=\"206\" height=\"85\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/After-Eight-logo2-300x124.jpg 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/After-Eight-logo2-1024x425.jpg 1024w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/After-Eight-logo2-768x319.jpg 768w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/After-Eight-logo2-700x290.jpg 700w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/After-Eight-logo2.jpg 1133w\" sizes=\"(max-width: 206px) 100vw, 206px\" \/>[\/vc_column_text][vc_empty_space][vc_column_text]<strong>Coffee partner:<\/strong><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-31284\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Davidoff-logo-300x87.png\" alt=\"\" width=\"248\" height=\"72\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Davidoff-logo-300x87.png 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Davidoff-logo.png 638w\" sizes=\"(max-width: 248px) 100vw, 248px\" \/><\/p>\n<p>[\/vc_column_text][vc_empty_space][vc_column_text]<strong>Ready-to-print partner:<\/strong><\/p>\n<p><a href=\"https:\/\/www.copyprint.ro\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-24194\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/09\/sigla-copy-print-260x55-1.png\" alt=\"\" width=\"260\" height=\"55\" \/><\/a>[\/vc_column_text][vc_empty_space][vc_column_text]<strong>Media partners:<\/strong><\/p>\n<p><a href=\"https:\/\/business-review.eu\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-23956\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-300x107.jpg\" alt=\"\" width=\"177\" height=\"63\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-300x107.jpg 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-1024x366.jpg 1024w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-768x274.jpg 768w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-700x250.jpg 700w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru.jpg 1137w\" sizes=\"(max-width: 177px) 100vw, 177px\" \/><\/a>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0<img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-31074\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Wall-Street-logo-blue-300x38.png\" alt=\"\" width=\"236\" height=\"30\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Wall-Street-logo-blue-300x38.png 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Wall-Street-logo-blue-1024x131.png 1024w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Wall-Street-logo-blue-768x98.png 768w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Wall-Street-logo-blue-1536x197.png 1536w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Wall-Street-logo-blue-700x90.png 700w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2024\/05\/Wall-Street-logo-blue.png 1915w\" sizes=\"(max-width: 236px) 100vw, 236px\" \/>[\/vc_column_text][vc_empty_space][vc_column_text][\/vc_column_text]    <\/div>\n<\/div><\/div>[\/vc_tab][vc_tab title=&#8221;2023&#8243; tab_id=&#8221;1690281820834-6-3&#8243;][vc_single_image image=&#8221;27576&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; qode_css_animation=&#8221;&#8221;][vc_empty_space]<div class=\"qode-accordion-holder clearfix qode-toggle qode-initial \">\n\t<h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-pencil-square-o \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Formular de participare    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n            <\/div>\n<\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1697532416181{padding-top: 0px !important;padding-bottom: 15px !important;}&#8221;]Suntem \u00eenc\u00e2nta\u021bi s\u0103 v\u0103 anun\u021b\u0103m c\u0103 cea\u00a0<strong>de-a XIV-a edi\u021bie a Conferin\u021bei anuale de Management al Riscului de Creditare<\/strong>\u00a0se va desf\u0103\u0219ura pe<strong>\u00a018 octombrie 2023 la JW Marriott Grand Hotel Bucharest, Constanta Ballroom.<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><strong>Subiecte fierbin\u021bi ce vor fi abordate:<\/strong><\/p>\n<ul>\n<li>Riscurile macro \u00een epoca instabilit\u0103\u021bii sociale, suverane \u0219i geopolitice<\/li>\n<li>Schimb\u0103rile climatice \u0219i riscurile ESG \u00een finan\u021barea corporativ\u0103 a datoriilor \u0219i a capitalurilor proprii<\/li>\n<li>AI \u0219i analiza datelor \u00een finan\u021be<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><strong>Speakeri ce vor \u021bine prezent\u0103ri \u00een cadrul conferin\u021bei:<\/strong><\/p>\n<ul>\n<li><strong>Nikitas Konstantellos, <\/strong>Presedinte si CEO Grup, <strong>ICAP CRIF<\/strong><\/li>\n<li><strong>Valentin Lazea<\/strong>, Economist Sef, <strong>Banca Nationala a Romaniei<\/strong><\/li>\n<li><strong>George Christodoulakis<\/strong>, Membru executiv al CA, <strong>ICAP CRIF SA<\/strong> \u0219i Sef al Agen\u021biei de Credit Rating<\/li>\n<li><strong>Laura Stancescu<\/strong>, Manager Regional Coordonator Factoring, <strong>Banca Transilvania<\/strong><\/li>\n<li><strong>Amalia Stamate<\/strong>, Senior Economist, Departamentul Stabilitate Financiara, <strong>Banca Nationala a Romaniei<\/strong><\/li>\n<li><strong>Simone Rampichini<\/strong>, Director ESG, <strong>CRIF<\/strong><\/li>\n<li><strong>Oana Grosanu<\/strong>, Director Executiv, <strong>Ambasada Sustenabilitatii in Romania<\/strong><\/li>\n<li><strong>Magdalena Caramilea<\/strong>, Director Sustenabilitate, <strong>Autonom<\/strong><\/li>\n<li><strong>Adrian Grigoras<\/strong>, Director Consultan\u021b\u0103 Tehnologic\u0103, AI, <strong>Cybersecurity Leader EY South Cluster and Consulting Service<\/strong><\/li>\n<li><strong>Albert Olivar<\/strong>, Manager de produs, <strong>Strands<\/strong><\/li>\n<li><strong>Cerasela Baiculescu<\/strong>, Country Leader, <strong>IBM Romania and Moldova<\/strong><\/li>\n<li><strong>Anthony J. Scriffignano, Ph.D.<\/strong>, Consilier executiv senior, <strong>DnB<\/strong><\/li>\n<li><strong>Christian Bogaru<\/strong>, Avocat, <strong>BCHLAW<\/strong><\/li>\n<li><strong>Oana Oprea<\/strong>, Ofi\u021ber de grup protec\u021bia datelor, risc \u0219i conformitate, <strong>Nepi Rockcastle<\/strong><\/li>\n<li><strong>Adrian Secolof<\/strong>, Head of FP&amp;A EuMEA, <strong>Nufarm | Business Coach<\/strong><\/li>\n<li><strong>Mihai Prajea<\/strong>, Director al Diviziei Compliance, <strong>Garanti BBVA<\/strong><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>Conferin\u021ba de Management al Riscului de Credit organizat\u0103 de ICAP CRIF \u00ee\u0219i propune s\u0103 aduc\u0103 \u00een prim-plan idei \u0219i strategii noi, factorii care v\u0103 pot afecta afacerea \u0219i evolu\u021bia industriilor \u00een care activa\u021bi.<\/p>\n<p><strong>Pre\u021bul biletului pentru edi\u021bia a XIV-a a Conferin\u021bei este de 100\u20ac.<\/strong><\/p>\n<p><strong>Oferta Early Bird: 70\u20ac pentru achizi\u021bionarea \u0219i achitarea biletului p\u00e2n\u0103 pe 25 septembrie!<\/strong><\/p>\n<p><em>* pre\u021burile nu con\u021bin TVA<\/em>[\/vc_column_text]<div class=\"qode-accordion-holder clearfix qode-toggle qode-initial \">\n\t<h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-book \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Agenda    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_column_text]<strong>Coordonator eveniment: Lucian Mandruta, Jurnalist<\/strong><\/p>\n<table border=\"0\" cellspacing=\"1\" cellpadding=\"1\">\n<tbody>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">09.30 \u2013 10:00<\/td>\n<td><\/td>\n<td><em>Welcome coffee \u0219i inregistrarea participantilor<\/em><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">10:00 \u2013 10:15<\/td>\n<td><\/td>\n<td>\u201cMesaj de bun venit\u201d<br \/>\n<strong>Nikitas Konstantellos, <\/strong>Presedinte si CEO Grup, <strong>ICAP CRIF<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><strong>Sectiunea I &#8211; Riscurile macro \u00een epoca instabilit\u0103\u021bii sociale, suverane \u0219i geopolitice<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">10:15 \u2013 10:45<\/td>\n<td><\/td>\n<td>\u201cDespre Deficitele Gemene\u201d<strong><br \/>\nValentin Lazea<\/strong>, Economist Sef, <strong>Banca Nationala a Romaniei<\/strong><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">10:45 \u2013 11:15<\/td>\n<td><\/td>\n<td>\u201cRisc \u0219i rezilien\u021b\u0103 \u00een economia Rom\u00e2niei \u0219i SE Europei\u201d<strong><br \/>\nGeorge Christodoulakis<\/strong>, Membru executiv al CA, ICAP CRIF SA \u0219i Sef al Agen\u021biei de Credit Rating<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">11:15 \u2013 11:30<\/td>\n<td><\/td>\n<td>\u201cIncertitudine \u0219i Factoring\u201d<strong><br \/>\nLaura Stancescu<\/strong>, Manager Regional Coordonator Factoring, <strong>Banca Transilvania<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><strong>Sectiunea II &#8211; Panel de Discutie: Schimb\u0103rile climatice \u0219i riscurile ESG<\/strong><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">11:30 \u2013 12:30<\/td>\n<td><\/td>\n<td valign=\"top\">Moderator: Lucian Mandruta, Jurnalist<\/p>\n<p><strong>Amalia Stamate<\/strong>, Senior Economist, Departamentul Stabilitate Financiara, <strong>Banca Nationala a Romaniei<\/strong><br \/>\n<strong>Simone Rampichini<\/strong>, Director ESG, <strong>CRIF<\/strong><br \/>\n<strong>Oana Grosanu<\/strong>, Director Executiv, <strong>Ambasada Sustenabilitatii in Romania<\/strong><br \/>\n<strong>Magdalena Caramilea<\/strong>, Director Sustenabilitate, <strong>Autonom<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">12:30 \u2013 13:30<\/td>\n<td><\/td>\n<td><em>Pauz\u0103 de pr\u00e2nz<\/em><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><strong>Sectiunea III: AI si analiza datelor \u00een finan\u021be<\/strong><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">13:30 \u2013 13:50<\/td>\n<td><\/td>\n<td><strong>Adrian Grigoras<\/strong>, Director Consultan\u021b\u0103 Tehnologic\u0103, AI, <strong>Cybersecurity Leader EY South Cluster and Consulting Service<\/strong><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">13:50 \u2013 14:10<\/td>\n<td><\/td>\n<td>\u201cAI pentru implicarea digital\u0103 \u0219i fizic\u0103 fa\u021b\u0103 de IMM-uri\u201d<br \/>\n<strong>Albert Olivar<\/strong>, Manager de produs, <strong>Strands<\/strong><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">14:10 \u2013 14:30<\/td>\n<td><\/td>\n<td><strong>Cerasela Baiculescu<\/strong>, Country Leader, <strong>IBM Romania and Moldova<\/strong><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">14:30 \u2013 15:00<\/td>\n<td><\/td>\n<td>&#8220;Sfera datelor \u2013 Cum se modeleaza climatul datelor \u0219i al analizei prin accesul la noi date \u0219i tehnologii&#8221;<strong><br \/>\nAnthony J. Scriffignano, Ph.D.<\/strong>, Distins coleg, Centrul Stimson \/ Consilier executiv senior, <strong>DnB<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">15:00 \u2013 15:15<\/td>\n<td><\/td>\n<td><em>Pauza de cafea<\/em><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><strong>Sectiunea IV \u2013 Panel de Discutie: Compliance \u2013 Analiza optima a riscurilor<\/strong><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">15:15 \u2013 16:15<\/td>\n<td><\/td>\n<td>Moderator: Lucian Mandruta, Jurnalist<br \/>\n\u00b7\u00a0<strong>Christian Bogaru<\/strong>, Avocat, <strong>BCHLAW<\/strong><br \/>\n\u00b7\u00a0<strong>Oana Oprea<\/strong>, Ofi\u021ber de grup protec\u021bia datelor, risc \u0219i conformitate, <strong>Nepi Rockcastle<\/strong><br \/>\n\u00b7\u00a0<strong>Adrian Secolof<\/strong>, Head of FP&amp;A EuMEA, <strong>Nufarm | Business Coach<\/strong><br \/>\n\u00b7\u00a0<strong>Mihai Prajea<\/strong>, Director al Diviziei Compliance, <strong>Garanti BBVA<\/strong><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">16:15<\/td>\n<td><\/td>\n<td>Moment Special<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">16:30<\/td>\n<td><\/td>\n<td><em>Finalul Conferin\u021bei<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text]    <\/div>\n<\/div><h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-address-card \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Prezent\u0103ri    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_column_text]<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/14th-CRC\/Prezentare Valentin Lazea BNR.pdf\">Prezentarea<\/a> lui Valentin Lazea, Economist Sef, Banca Nationala a Romaniei<br \/>\n<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/14th-CRC\/Incertitudine si factoring_BT_ICAP_2023.pdf\">Prezentarea<\/a> lui Laura Stancescu, Manager Regional Coordonator Factoring, Banca Transilvania<br \/>\n<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/14th-CRC\/Prezentare Amalia Stamate BNR.pdf\">Prezentarea<\/a> lui Amalia Stamate, Senior Economist, Departamentul Stabilitate Financiara, Banca Nationala a Romaniei<br \/>\n<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/14th-CRC\/Prezentare Simone Rampichini.pdf\">Prezentarea<\/a> lui Simone Rampichini, Director ESG, CRIF<br \/>\n<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/14th-CRC\/Prezentare Oana Grosanu.pdf\">Prezentarea<\/a> lui Oana Grosanu, Director Executiv, Ambasada Sustenabilitatii in Romania<br \/>\n<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/14th-CRC\/Prezentare Magdalena Caramilea.pdf\">Prezentarea<\/a> lui Magdalena Caramilea, Director Sustenabilitate, Autonom<br \/>\n<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/14th-CRC\/Prezentare Cerasela Baiculescu (IBM).pdf\">Prezentarea<\/a> lui Cerasela Baiculescu, Country Leader, IBM Romania and Moldova<br \/>\n<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/14th-CRC\/Prezentare online Anthony Scriffignano.pdf\">Prezentarea<\/a> lui Anthony J. Scriffignano, Ph.D., Consilier executiv senior, D&amp;B<br \/>\n<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/14th-CRC\/Prezentare Albert Olivar (Strands).pdf\">Prezentarea<\/a> lui Albert Olivar, Manager de produs, Strands[\/vc_column_text]    <\/div>\n<\/div><h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-headphones \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Speakeri    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_tta_section tab_id=&#8221;1690281821462-bccf7aba-82be&#8221;][vc_row_inner row_type=&#8221;row&#8221; type=&#8221;full_width&#8221; text_align=&#8221;center&#8221; css_animation=&#8221;&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;27878&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Valentin Lazea<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nEconomistul-sef al<strong> Bancii Nationale a Romaniei<\/strong><\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icapcrif.com\/ro\/14th-sp-lazea\/\" target=\"_blank\"  class=\"qbutton  small default  qode-button-shadow\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;27880&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Simone Rampichini<br \/>\n<\/span><\/strong><span lang=\"EN-GB\">Director al Informatiilor de Afaceri Globale la <strong>CRIF<\/strong><\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icapcrif.com\/ro\/14th-sp-rampichini\/\" target=\"_blank\"  class=\"qbutton  small default  qode-button-shadow\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;27882&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Christian Bogaru<\/span><\/strong><b><span lang=\"EN-GB\"><br \/>\n<\/span><\/b><span lang=\"EN-GB\">Founding and Managing Partner,<\/span><b><span lang=\"EN-GB\"><strong>BCHLAW<\/strong><\/span><\/b><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icapcrif.com\/ro\/14th-sp-bogaru\/\" target=\"_blank\"  class=\"qbutton  small default  qode-button-shadow\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;27884&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Dr George Christodoulakis<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nMembru executiv al CA, <strong>ICAP CRIF SA<\/strong> \u0219i Sef al Agen\u021biei de Credit Rating<\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icapcrif.com\/ro\/14th-sp-christodoulakis\/\" target=\"_blank\"  class=\"qbutton  small default  qode-button-shadow\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][\/vc_row_inner][vc_empty_space][vc_row_inner row_type=&#8221;row&#8221; type=&#8221;full_width&#8221; text_align=&#8221;center&#8221; css_animation=&#8221;&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;27886&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Anthony J. Scriffignano<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nConsilier executiv senior<strong>, Dun &amp; Bradstreet<\/strong><\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icapcrif.com\/ro\/14th-sp-scriffignano\/\" target=\"_blank\"  class=\"qbutton  small default  qode-button-shadow\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;28067&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Oana Gro\u0219anu<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nDirector Executiv, Ambasada sustenabilitatii in Romania<\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/14th-sp-grosanu\/\" target=\"_blank\"  class=\"qbutton  small default  qode-button-shadow\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;28273&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Magdalena Caramilea<br \/>\n<\/span><\/strong><span lang=\"EN-GB\">Director Sustenabilitate<br \/>\nAutonom<\/span><strong><span lang=\"EN-GB\"><br \/>\n<\/span><\/strong><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/14th-sp-caramilea\/\" target=\"_blank\"  class=\"qbutton  small default  qode-button-shadow\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;28281&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Adrian Secolof<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nHead of FP&amp;A EuMEA la Nufarm | Business Coach<\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/14th-sp-secolof\/\" target=\"_blank\"  class=\"qbutton  small default  qode-button-shadow\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][\/vc_row_inner][vc_empty_space][vc_row_inner row_type=&#8221;row&#8221; type=&#8221;full_width&#8221; text_align=&#8221;center&#8221; css_animation=&#8221;&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;24629&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Laura St\u0103ncescu<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nManager Coordonator Regional Factoring<br \/>\nBanca Transilvania<br \/>\n<\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/13th-sp-stancescu\/\" target=\"_blank\"  class=\"qbutton  small default  qode-button-shadow\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;28307&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Albert Olivar<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nManager de produs<br \/>\nStrands<br \/>\n<\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/14th-sp-olivar\/\" target=\"_blank\"  class=\"qbutton  small default  qode-button-shadow\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;28323&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Oana Oprea<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nOfi\u021ber de grup protec\u021bia datelor, risc \u0219i conformitate<br \/>\nNepi Rockcastle<br \/>\n<\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/14th-sp-oprea\/\" target=\"_blank\"  class=\"qbutton  small default  qode-button-shadow\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;28471&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Amalia Stamate<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nEconomist Senior, Direc\u021bia Stabilitate Financiar\u0103<br \/>\nBNR<br \/>\n<\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/14th-sp-stamate\/\" target=\"_blank\"  class=\"qbutton  small default  qode-button-shadow\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][\/vc_row_inner][vc_empty_space][vc_row_inner row_type=&#8221;row&#8221; type=&#8221;full_width&#8221; text_align=&#8221;center&#8221; css_animation=&#8221;&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;28509&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Mihai Prajea<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nDirector Directia Conformitate<br \/>\nGaranti BBVA<\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/14th-sp-prajea\/\" target=\"_blank\"  class=\"qbutton  small default  qode-button-shadow\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;28520&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Cerasela Baiculescu<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nCountry Leader<br \/>\nIBM Romania and Moldova<\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/14th-sp-baiculescu\/\" target=\"_blank\"  class=\"qbutton  small default  qode-button-shadow\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;28634&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong><span lang=\"EN-GB\">Adrian Grigoras<\/span><\/strong><span lang=\"EN-GB\"><br \/>\nDirector Consultan\u021b\u0103 Tehnologic\u0103, AI<br \/>\nCybersecurity Leader EY South Cluster and Consulting Service<\/span><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"\/ro\/14th-sp-grigoras\/\" target=\"_blank\"  class=\"qbutton  small default  qode-button-shadow\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][\/vc_row_inner][vc_empty_space][\/vc_tta_section]    <\/div>\n<\/div><h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-shield \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Sponsori    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_column_text]<strong>Sponsor Gold:<\/strong><\/p>\n<p><a href=\"https:\/\/www.bancatransilvania.ro\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-23351\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/06\/Translilvania-Bank-300x97.jpg\" alt=\"\" width=\"425\" height=\"137\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/06\/Translilvania-Bank-300x97.jpg 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/06\/Translilvania-Bank.jpg 620w\" sizes=\"(max-width: 425px) 100vw, 425px\" \/><\/a>[\/vc_column_text][vc_empty_space][vc_column_text]<strong>Sponsori:<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/www.hertz.ro\/ro\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-25099\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-300x188.png\" alt=\"\" width=\"148\" height=\"93\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-300x188.png 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-1024x640.png 1024w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-768x480.png 768w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-1536x960.png 1536w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo-700x438.png 700w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/10\/Hertz-Logo.png 1600w\" sizes=\"(max-width: 148px) 100vw, 148px\" \/><\/a>\u00a0 \u00a0 \u00a0 \u00a0\u00a0<a href=\"https:\/\/www.copyprint.ro\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-24194\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/09\/sigla-copy-print-260x55-1.png\" alt=\"\" width=\"260\" height=\"55\" \/><\/a>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0<a href=\"https:\/\/www.bchlaw.eu\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-24410\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/09\/Logo-BCHLaw-DLT-V4jpg-300x122.jpg\" alt=\"\" width=\"204\" height=\"83\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/09\/Logo-BCHLaw-DLT-V4jpg-300x122.jpg 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/09\/Logo-BCHLaw-DLT-V4jpg.jpg 524w\" sizes=\"(max-width: 204px) 100vw, 204px\" \/><\/a>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0<img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-23961\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/alpha-logo-300x64.png\" alt=\"\" width=\"239\" height=\"51\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/alpha-logo-300x64.png 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/alpha-logo-768x164.png 768w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/alpha-logo-1000x218.png 1000w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/alpha-logo-700x149.png 700w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/alpha-logo.png 1024w\" sizes=\"(max-width: 239px) 100vw, 239px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-28447\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-logo-web-300x288.jpg\" alt=\"\" width=\"129\" height=\"124\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-logo-web-300x288.jpg 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-logo-web.jpg 624w\" sizes=\"(max-width: 129px) 100vw, 129px\" \/>\u00a0 \u00a0 \u00a0 \u00a0<img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-28431\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-K2-logo-web-293x300.jpg\" alt=\"\" width=\"144\" height=\"148\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-K2-logo-web-293x300.jpg 293w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-K2-logo-web-700x717.jpg 700w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2023\/10\/Alpin-K2-logo-web.jpg 746w\" sizes=\"(max-width: 144px) 100vw, 144px\" \/>[\/vc_column_text][vc_empty_space][vc_column_text]<strong>Suporteri:<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/www.accaglobal.com\/gb\/en.html\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-23911\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/ACCA_Primary-Logo-300x300.png\" alt=\"\" width=\"82\" height=\"82\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/ACCA_Primary-Logo-300x300.png 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/ACCA_Primary-Logo-150x150.png 150w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/ACCA_Primary-Logo.png 392w\" sizes=\"(max-width: 82px) 100vw, 82px\" \/><\/a>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0\u00a0<a href=\"https:\/\/www.hrcc.ro\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-23977\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Logo-HRCC.jpg\" alt=\"\" width=\"202\" height=\"73\" \/><\/a>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 <a href=\"https:\/\/www.cameradicommercio.ro\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-24199\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/09\/Logo_CCIpR_160h-300x75-1.png\" alt=\"\" width=\"252\" height=\"63\" \/><\/a>[\/vc_column_text][vc_empty_space][vc_column_text]<strong>Partener media:<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/business-review.eu\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-23956\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-300x107.jpg\" alt=\"\" width=\"222\" height=\"79\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-300x107.jpg 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-1024x366.jpg 1024w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-768x274.jpg 768w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-700x250.jpg 700w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru.jpg 1137w\" sizes=\"(max-width: 222px) 100vw, 222px\" \/><\/a>[\/vc_column_text][vc_empty_space][vc_column_text][\/vc_column_text][vc_column_text][\/vc_column_text][vc_column_text][\/vc_column_text]    <\/div>\n<\/div><\/div>[\/vc_tab][vc_tab title=&#8221;2022&#8243; tab_id=&#8221;1654622277983-5-3&#8243;]<div class=\"qode-accordion-holder clearfix qode-toggle qode-initial \">\n\t<h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-pencil-square-o \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Formular de participare    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n            <\/div>\n<\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1665600323267{padding-top: 30px !important;padding-bottom: 15px !important;}&#8221;]Suntem \u00eenc\u00e2nta\u021bi s\u0103 v\u0103 anun\u021b\u0103m c\u0103 cea <b>de-a XIII-a edi\u021bie a Conferin\u021bei anuale de Management al Riscului de Creditare<\/b> se va desf\u0103\u0219ura pe<strong> 13 octombrie 2022 la JW Marriott Grand Hotel Bucharest, Constanta Ballroom.<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><strong>Subiecte fierbin\u021bi ce vor fi abordate:<\/strong><\/p>\n<ul>\n<li>ESG in Sectorul Financiar: Integrarea \u00a0factorilor ESG in Managementul de Risc<\/li>\n<li>Tehnologie\u00a0\u0219i Digitalizare: Noua Realitate de Business<\/li>\n<li>Consecin\u021bele situa\u021biei geopolitice actuale asupra companiilor romane\u0219ti si perturbarea lan\u021bului de aprovizionare<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><strong>Speakeri ce vor \u021bine prezent\u0103ri \u00een cadrul conferin\u021bei:<\/strong><\/p>\n<p><strong>\u2022 Valentin Lazea<\/strong>, Chief Economist,<strong> National Bank of Romania<br \/>\n\u2022 Francesco Diurni, <\/strong>Senior Risk Advisor<strong>, Capital Management in EIB HQ<br \/>\n\u2022 Richard Hunter, <\/strong>Chief Credit Officer<strong>, Fitch Ratings<br \/>\n<\/strong><strong>\u2022 Giorgio Costantino<\/strong>, Executive Director,<strong> CRIF Global Transformation Services<br \/>\n\u2022 Dirk Hagener, <\/strong>Director Group Marketing &amp; Communication,<strong> Atradius<\/strong><strong><br \/>\n\u2022 <\/strong><strong>Claudio Sangiorgi, <\/strong>Business Development Manager EMEA<strong>, CRIF<br \/>\n\u2022 Enrico Gambi, <\/strong>Director | Analytics &amp; Advance Analytics Consultancy,<strong> CRIF<br \/>\n<\/strong><strong><br \/>\n<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><strong>Speakeri ce vor participa \u00een panel:<\/strong><\/p>\n<p><strong>\u2022 Laura St\u0103ncescu<\/strong>, Coordonator Echipa Suport V\u00e2nz\u0103ri Factoring,<strong> Banca Transilvania<\/strong><strong><br \/>\n\u2022 <\/strong><strong>Christian Bogaru, <\/strong>Fondator \u0219i Managing Partner,<strong> BCHLAW (Christian Bogaru Law Firm &#8211; Geneva &amp; Bucharest)<\/strong><strong><br \/>\n\u2022 Bogdan Badea, <\/strong>CEO<strong>, eJobs Romania<\/strong><strong><br \/>\n\u2022 Radu Mu\u0219etescu, <\/strong>Profesor universitar dr.,<strong> ASE Bucure\u0219ti<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><b>Pre\u021bul biletului pentru edi\u021bia a XIII-a a Conferin\u021bei este de 130\u20ac.<\/b><\/p>\n<p><b>Am prelungit oferta Early Bird: 95\u20ac pentru achizi\u021bionarea \u0219i achitarea biletului p\u00e2n\u0103 pe 25 septembrie!<\/b><\/p>\n<p><em>* pre\u021burile nu con\u021bin TVA<\/em>[\/vc_column_text]<div class=\"qode-accordion-holder clearfix qode-toggle qode-initial \">\n\t<h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-book \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Agenda    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_column_text]<\/p>\n<table border=\"0\" cellspacing=\"1\" cellpadding=\"1\">\n<tbody>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">09:30 \u2013 10:00<\/td>\n<td><\/td>\n<td>Welcome coffee \u0219i \u00eenregistrarea participan\u021bilor<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">10:00 &#8211; 10:10<\/td>\n<td><\/td>\n<td>Introducere<br \/>\n<strong>Lucian M\u00eendru\u021b\u0103<\/strong>, Jurnalist, Moderatorul evenimentului<br \/>\n<strong>Alexandra Mehedin\u021bu<\/strong>, Country Manager, <strong>ICAP CRIF in Romania<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\">10:10 &#8211; 10:30<\/td>\n<td><\/td>\n<td>\u201cMesaj de bun venit\u201d<br \/>\n<strong>Nikitas Konstantellos<\/strong>, Pre\u0219edinte \u0219i CEO, <strong>ICAP CRIF<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">10:30 &#8211; 11:00<\/td>\n<td><\/td>\n<td>\u201cReforma fiscalit\u0103\u021bii din Romania, o revenire la realitate\u201d<br \/>\n<strong>Valentin Lazea<\/strong>, Economist \u0218ef, <strong>Banca Na\u021bional\u0103 a Rom\u00e2niei<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">11:00 &#8211; 11:30<\/td>\n<td><\/td>\n<td>\u201cRom\u00e2nia \u0219i Banca European\u0103 de Investi\u021bii\u201d<br \/>\n<strong>Francesco Diurni<\/strong>, Senior Risk Advisor, Capital Management in <strong>EIB HQ<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">11:30 &#8211; 11:45<\/td>\n<td><\/td>\n<td>Pauz\u0103 de cafea<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">11:45 &#8211; 12:15<\/td>\n<td><\/td>\n<td>\u201cESG \u2013 C\u00e2nd scalele de risc se ciocnesc. C\u00e2t de mult afecteaz\u0103 ESG ratingurile tradi\u021bionale de credit \u0219i ce alte ratinguri se pot folosi\u201d<br \/>\n<strong>Richard Hunter<\/strong>, Chief Credit Officer, <strong>Fitch Ratings<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">12:15 &#8211; 12:45<\/td>\n<td><\/td>\n<td>\u201cESG SI CADRUL DE SUSTENABILITATE CRIF: evaluare, certificare \u0219i bonitate. Rolul datelor si al analizei avansate\u201d<br \/>\n<strong>Giorgio Costantino<\/strong>, Executive Director, <strong>CRIF Global Transformation Services<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">12:45 &#8211; 14:00<\/td>\n<td><\/td>\n<td>Pauz\u0103 de pr\u00e2nz<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">14:00 &#8211; 14:30<\/td>\n<td><\/td>\n<td>\u201cESG \u2013 oportunit\u0103\u021bi \u0219i provoc\u0103ri pentru un asigurator de credit global\u201d<br \/>\n<strong>Dirk Hagener<\/strong>, Director Group Marketing &amp; Communication, <strong>Atradius<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">14:30 &#8211; 15:00<\/td>\n<td><\/td>\n<td>\u201cAvertiz\u0103rile timpurii \u0219i v\u00e2nzarea \u00eencruci\u0219at\u0103: cum v\u0103 poate ajuta AI s\u0103 cre\u0219te\u021bi profitabilitatea clien\u021bilor\u201d<br \/>\n<strong>Claudio Sangiorgi<\/strong>, Business Development Manager EMEA, <strong>CRIF<\/strong><br \/>\n<strong>Enrico Gambi<\/strong>, Director | Analytics &amp; Advance Analytics Consultancy, <strong>CRIF<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">15:00 &#8211; 16:30<\/td>\n<td><\/td>\n<td>Panel de Discutie: \u201cConsecin\u021bele situa\u021biei geopolitice actuale asupra companiilor rom\u00e2ne\u0219ti \u0219i perturbarea lan\u021bului de aprovizionare\u201d<br \/>\nModerator: <strong>Lucian Mindruta<\/strong>, Jurnalist<br \/>\n\u2022 <strong>Laura St\u0103ncescu<\/strong>, Coordonator Echipa Suport V\u00e2nz\u0103ri Factoring, Banca Transilvania<br \/>\n\u2022 <strong>Christian Bogaru<\/strong>, Fondator \u0219i Managing Partner, BCHLAW (Christian Bogaru Law Firm &#8211; Geneva &amp; Bucharest)<br \/>\n\u2022 <strong>Bogdan Badea<\/strong>, CEO, eJobs Romania<br \/>\n\u2022 <strong>Radu Mu\u0219etescu<\/strong>, Profesor universitar dr., ASE Bucure\u0219ti<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">16:30<\/td>\n<td><\/td>\n<td>Finalul Conferin\u021bei<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text]    <\/div>\n<\/div><h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-address-card \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Prezent\u0103ri    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_column_text]<a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/RO_CRC 2022_NK presentation.pdf\">Prezentarea<\/a> lui <strong>Nikitas Konstantellos<\/strong>, Pre\u0219edinte \u0219i CEO, <strong>ICAP CRIF<\/strong><\/p>\n<p><a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/Prez CRC_13.10_Valentin Lazea.pdf\">Prezentarea<\/a> lui <strong>Valentin Lazea<\/strong>, Economist \u0218ef, <strong>Banca Na\u021bional\u0103 a Rom\u00e2niei<\/strong><\/p>\n<p><a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/Richard Hunter_CRC13_Oct22.pdf\">Prezentarea<\/a> lui R<strong>ichard Hunter<\/strong>, Chief Credit Officer, <strong>Fitch Ratings<\/strong><\/p>\n<p><a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/ESG_Credit_Analytics_Giorgio Costantino.pdf\">Prezentarea<\/a> lui <strong>Giorgio Costantino<\/strong>, Executive Director, <strong>CRIF Global Transformation Services<\/strong><\/p>\n<p><a href=\"https:\/\/dir.icapcrif.com\/mailimages\/RO\/CRIF OTTOBRE 2022_Enrico Gambi.pdf\">Prezentarea<\/a> lui <strong>Enrico Gambi<\/strong>, Director Analytics &amp; Advance Analytics Consultancy, <strong>CRIF<\/strong>[\/vc_column_text]    <\/div>\n<\/div><h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-headphones \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Speakeri    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_tta_section tab_id=&#8221;1658231055796-fde0bee3-acc1&#8243;][vc_row_inner row_type=&#8221;row&#8221; type=&#8221;full_width&#8221; text_align=&#8221;center&#8221; css_animation=&#8221;&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;23606&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Richard Hunter<br \/>\n<\/strong>Chief Credit Officer<strong>, Fitch Ratings<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icapcrif.com\/ro\/13th-sp-hunter\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;23454&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Francesco Diurni<br \/>\n<\/strong>Senior Risk Advisor, Capital Management in<strong>\u00a0EIB HQ<\/strong><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icapcrif.com\/ro\/13th-sp-diurni\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;23459&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Valentin Lazea<br \/>\n<\/strong>Economist Sef,<strong> Banca Nationala a Romaniei<\/strong><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icapcrif.com\/ro\/13th-sp-lazea\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][\/vc_row_inner][vc_empty_space][vc_row_inner row_type=&#8221;row&#8221; type=&#8221;full_width&#8221; text_align=&#8221;center&#8221; css_animation=&#8221;&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;24454&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Giorgio Costantino<br \/>\n<\/strong>Executive Director, Global Transformation Services, <strong>CRIF Group<\/strong><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icapcrif.com\/ro\/13th-sp-costantino\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;24625&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Dirk Hagener<\/strong><br \/>\nDirector Group Marketing &amp; Communication, <strong>Atradius<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icapcrif.com\/ro\/13th-sp-hagener\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;24463&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Enrico Gambi<\/strong><br \/>\nDirector, Head of Analytics and Advanced Analytics Consultancy,\u00a0<strong>CRIF Group<\/strong><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icapcrif.com\/ro\/13th-sp-gambi\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;24742&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Claudio Sangiorgi<\/strong><br \/>\nBusiness Development Manager EMEA<strong>, CRIF<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icapcrif.com\/ro\/13th-sp-sangiorgi\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][\/vc_row_inner][vc_empty_space][vc_row_inner row_type=&#8221;row&#8221; type=&#8221;full_width&#8221; text_align=&#8221;center&#8221; css_animation=&#8221;&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;24629&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Laura St\u0103ncescu<br \/>\n<\/strong>Coordonator Echipa Suport V\u00e2nz\u0103ri Factoring<strong>, Banca Transilvania<\/strong><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icapcrif.com\/ro\/en\/13th-sp-stancescu\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;24852&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Christian Bogaru<br \/>\n<\/strong>Founding and Managing Partner,<br \/>\n<strong>BCHALAW<\/strong><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icapcrif.com\/ro\/en\/13th-sp-giugariu\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;24649&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Bogdan Badea<br \/>\n<\/strong>CEO, <strong>eJobs Romania<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icapcrif.com\/ro\/en\/13th-sp-badea\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;24635&#8243; img_size=&#8221;100&#215;100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Radu Musetescu<\/strong>,<br \/>\nProfesor universitar dr,\u00a0 <strong>Academia de Studii Economice, Bucure\u0219ti<\/strong><\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icapcrif.com\/ro\/en\/13th-sp-musetescu\/\" target=\"_blank\"  class=\"qbutton  small center default  qode-button-shadow\" style=\"\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][vc_empty_space]    <\/div>\n<\/div><h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-shield \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Sponsori    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_column_text]<strong>Gold sponsor:<\/strong><\/p>\n<p><a href=\"https:\/\/www.bancatransilvania.ro\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-23351\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/06\/Translilvania-Bank-300x97.jpg\" alt=\"\" width=\"425\" height=\"137\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/06\/Translilvania-Bank-300x97.jpg 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/06\/Translilvania-Bank.jpg 620w\" sizes=\"(max-width: 425px) 100vw, 425px\" \/><\/a>[\/vc_column_text][vc_empty_space][vc_column_text]<strong>Sponsori:<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/site.greco.services\/ro\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-23959\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/GrECo_Logo_CMYK_Vektor-300x300.jpg\" alt=\"\" width=\"106\" height=\"106\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/GrECo_Logo_CMYK_Vektor-300x300.jpg 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/GrECo_Logo_CMYK_Vektor-150x150.jpg 150w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/GrECo_Logo_CMYK_Vektor-570x570.jpg 570w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/GrECo_Logo_CMYK_Vektor-600x602.jpg 600w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/GrECo_Logo_CMYK_Vektor.jpg 602w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/GrECo_Logo_CMYK_Vektor-500x500.jpg 500w\" sizes=\"(max-width: 106px) 100vw, 106px\" \/><\/a>\u00a0 \u00a0 \u00a0 \u00a0 <a href=\"https:\/\/www.alphabank.ro\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-23961\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/alpha-logo-300x64.png\" alt=\"\" width=\"272\" height=\"58\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/alpha-logo-300x64.png 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/alpha-logo-768x164.png 768w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/alpha-logo-1000x218.png 1000w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/alpha-logo-700x149.png 700w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/alpha-logo.png 1024w\" sizes=\"(max-width: 272px) 100vw, 272px\" \/><\/a>\u00a0 \u00a0 \u00a0 \u00a0 <a href=\"https:\/\/www.copyprint.ro\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-24194\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/09\/sigla-copy-print-260x55-1.png\" alt=\"\" width=\"260\" height=\"55\" \/><\/a>\u00a0 \u00a0 <a href=\"https:\/\/www.bchlaw.eu\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-24410\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/09\/Logo-BCHLaw-DLT-V4jpg-300x122.jpg\" alt=\"\" width=\"204\" height=\"83\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/09\/Logo-BCHLaw-DLT-V4jpg-300x122.jpg 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/09\/Logo-BCHLaw-DLT-V4jpg.jpg 524w\" sizes=\"(max-width: 204px) 100vw, 204px\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<p>[\/vc_column_text][vc_empty_space][vc_column_text]<strong>Suporteri:<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/www.accaglobal.com\/gb\/en.html\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-23911\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/ACCA_Primary-Logo-300x300.png\" alt=\"\" width=\"82\" height=\"82\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/ACCA_Primary-Logo-300x300.png 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/ACCA_Primary-Logo-150x150.png 150w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/ACCA_Primary-Logo.png 392w\" sizes=\"(max-width: 82px) 100vw, 82px\" \/><\/a>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 <a href=\"https:\/\/brcconline.eu\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-23914\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/BRCC_sigla-300x56.jpg\" alt=\"\" width=\"284\" height=\"53\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/BRCC_sigla-300x56.jpg 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/BRCC_sigla-1024x192.jpg 1024w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/BRCC_sigla-768x144.jpg 768w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/BRCC_sigla-1536x288.jpg 1536w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/BRCC_sigla-2048x384.jpg 2048w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/BRCC_sigla-700x131.jpg 700w\" sizes=\"(max-width: 284px) 100vw, 284px\" \/><\/a>\u00a0 \u00a0 \u00a0 <a href=\"https:\/\/www.hrcc.ro\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-23977\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Logo-HRCC.jpg\" alt=\"\" width=\"202\" height=\"73\" \/><\/a>\u00a0 \u00a0 <a href=\"https:\/\/www.cameradicommercio.ro\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-24199\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/09\/Logo_CCIpR_160h-300x75-1.png\" alt=\"\" width=\"252\" height=\"63\" \/><\/a>[\/vc_column_text][vc_empty_space][vc_column_text]<strong>Partener media:<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/business-review.eu\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-23956\" src=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-300x107.jpg\" alt=\"\" width=\"222\" height=\"79\" srcset=\"https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-300x107.jpg 300w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-1024x366.jpg 1024w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-768x274.jpg 768w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru-700x250.jpg 700w, https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2022\/08\/Business-Review-alb-pe-albastru.jpg 1137w\" sizes=\"(max-width: 222px) 100vw, 222px\" \/><\/a>[\/vc_column_text][vc_empty_space]    <\/div>\n<\/div><\/div>[\/vc_tab][vc_tab title=&#8221;2021&#8243; tab_id=&#8221;a88b2cc2-0be5-5&#8243;]<div class=\"qode-accordion-holder clearfix qode-toggle qode-initial \">\n\t<h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-pencil-square-o \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Formular de participare    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n            <\/div>\n<\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1634215039638{padding-top: 30px !important;padding-bottom: 15px !important;}&#8221;]Suntem incantati sa va anuntam ca cea <strong>de-a XII-a editie a Conferintei anuale de Management al Riscului de Creditare<\/strong> se va desfasura anul acesta online pe<strong> 26 octombrie 2021.<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>Tema principala a conferintei este \u201e<strong>Riscul de creditare in epoca schimbarilor majore si a evolutiei\u201d<\/strong>, iar invitatii nostri vor aborda subiecte din urmatoarele domenii:<\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li>Macroeconomie\/ Previziuni Economice<\/li>\n<li>ESG si sustenabilitate<\/li>\n<li>Analiza financiara<\/li>\n<li>Fintech<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>Speakerii care au confirmat deja participarea la conferinta sunt:<\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li><strong>Valentin Lazea<\/strong>, Economist Sef, <strong>BNR<\/strong><\/li>\n<li><strong>Anthony Scriffignano<\/strong>, SVP, Chief Data Scientist, <strong>Dun &amp; Bradstreet<\/strong><\/li>\n<li><strong>Dr George Christodoulakis<\/strong>, Member of the <strong>ICAP <\/strong>Board of Directors, Head of the Credit Rating Agency<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>In cadrul conferintei, vom avea si o sesiune de schimb de idei in ceea ce priveste <strong>\u201c<\/strong><strong>Work from home: Riscuri si Oportunitati. Cum ne gestionam echipele?\u201d<\/strong><strong>.<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><strong>Conferinta de Management al Riscului de creditare <\/strong>organizata de<strong> ICAP Romania,<\/strong> are ca scop aducerea in prim plan a unor noi idei si strategii, \u00a0a factorilor ce va pot afecta afacerile si a evolutiei industriilor in care activati.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Pretul biletului pentru editia a XII-a a Conferintei este de 100\u20ac. Beneficiati de un discount de 30% la achizitionarea si achitarea biletului pana pe 15 octombrie.<\/strong><br \/>\n<strong>* preturile nu contin TVA<\/strong>[\/vc_column_text]<div class=\"qode-accordion-holder clearfix qode-toggle qode-initial \">\n\t<h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-book \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Agenda    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div id = agenda class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_column_text]<\/p>\n<table border=\"0\" cellspacing=\"1\" cellpadding=\"1\">\n<tbody>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\"><strong>10:00 &#8211; 10:15<\/strong><\/td>\n<td><strong>\u00a0\u00a0 <\/strong><\/td>\n<td>Introducere, <strong>Lucian Mindruta, Coordonator Eveniment, Jurnalist<\/strong> si<br \/>\n<strong>Alexandra Mehedintu<\/strong>, Country Manager, <strong>ICAP Romania<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><strong>10:15 &#8211; 10:45<\/strong><\/td>\n<td><\/td>\n<td>\u201cPrezentarea generala a economiei si strategii in economia romaneasca\u201d<br \/>\n<strong>Valentin Lazea<\/strong>, Economist sef, <strong>BNR<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><strong>10:45 &#8211; 11:15<\/strong><\/td>\n<td><\/td>\n<td>\u201cDrumul de la creditare la incasare\u201d<br \/>\n<strong>Tim Vine<\/strong>, Head of International Finance &amp; Risk Solutions, <strong>Dun &amp; Bradstreet<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><strong>11:15 &#8211; 11:45<\/strong><\/td>\n<td><\/td>\n<td>\u201cESG &amp; Economia verde \u2013 Inovatii si strategii pentru o dezvoltare sustenabila\u201d<br \/>\n<strong>Dr George Christodoulakis<\/strong>, Member of the <strong>ICAP<\/strong> Board of Directors, Head of the Credit Rating Agency<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><strong>11:45 &#8211; 12:00<\/strong><\/td>\n<td><\/td>\n<td>Pauza de cafea<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><strong>12:00 &#8211; 12:30<\/strong><\/td>\n<td><\/td>\n<td>\u201cTBD\u201d<br \/>\n<strong>Miquel Llado,<\/strong> IESE Business School<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><strong>12:30 &#8211; 13:30<\/strong><\/td>\n<td><\/td>\n<td><strong>Panel:<\/strong><br \/>\n\u2022 Lucian Mindruta, Moderator<br \/>\n\u2022 Christian Bogaru, Avocat, BCHLAW<br \/>\n\u2022 Tolga Banyocu, General Manager, Garanti BBVA Consumer Finance<br \/>\n\u2022 Cornel Costea, Trainer<br \/>\n\u2022 Vasile Godinca, Managing Partner CITR \/ Head of Business Development<br \/>\n\u2022 Florin Tataru, Group HR Manager, Farmexim<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><strong>13:30 &#8211; 14:30<\/strong><\/td>\n<td><\/td>\n<td>Pauza de pranz<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><strong>14:30 &#8211; 15:00<\/strong><\/td>\n<td><\/td>\n<td>\u201cTBD\u201d<br \/>\n<strong>Cosmin Curticapean<\/strong>, Presedinte al <strong>Asociatiei Romane de Fintech<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><strong>15:00 &#8211; 15:30<\/strong><\/td>\n<td><\/td>\n<td>\u201cReflectarea asupra impactului perturbarii globale in contextul luarii deciziilor in afaceri\u201d<br \/>\n<strong>Anthony Scriffignano<\/strong>, SVP, Chief Data Scientist, <strong>Dun &amp; Bradstreet<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><strong>15:30 &#8211; 16:00<\/strong><\/td>\n<td><\/td>\n<td>\u201cDigitalizare si Credit Risk Management\u201d<strong><br \/>\nSimone Rampichini, <\/strong>Director, Global Business Information,<strong> CRIF<br \/>\n<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><strong>16:00<\/strong><\/td>\n<td><\/td>\n<td>End of Conference<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text]    <\/div>\n<\/div><h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-headphones \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Speakeri    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_tta_section tab_id=&#8221;1632399583886-a3b45448-73c6&#8243;][vc_row_inner row_type=&#8221;row&#8221; type=&#8221;full_width&#8221; text_align=&#8221;center&#8221; css_animation=&#8221;&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;20172&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Anthony J. Scriffignano<\/strong><br \/>\nSenior Vice President, Chief Data Scientist, Dun &amp; Bradstreet<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icap.ro\/12th-sp-scriffignano\/\" target=\"_blank\" data-hover-background-color=#e46302 data-hover-color=#ffffff class=\"qbutton  small center default  qode-button-shadow\" style=\"color: #e46302; background-color: #ffffff;\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;20170&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Valentin Lazea<\/strong><br \/>\nEconomistul-sef al Bancii Nationale a Romaniei<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icap.ro\/12th-sp-lazea\/\" target=\"_blank\" data-hover-background-color=#e46302 data-hover-color=#ffffff class=\"qbutton  small center default  qode-button-shadow\" style=\"color: #e46302; background-color: #ffffff;\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;20304&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Simone Rampichini<br \/>\n<\/strong>Director al Global Business Information business line, CRIF<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icap.ro\/12th-sp-rampichini\/\" target=\"_blank\" data-hover-background-color=#e46302 data-hover-color=#ffffff class=\"qbutton  small center default  qode-button-shadow\" style=\"color: #e46302; background-color: #ffffff;\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;20310&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Tim Vine<\/strong><br \/>\nHead of International Finance &amp; Risk Solutions, Dun &amp; Bradstreet<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icap.ro\/12th-sp-vine\/\" target=\"_blank\" data-hover-background-color=#e46302 data-hover-color=#ffffff class=\"qbutton  small center default  qode-button-shadow\" style=\"color: #e46302; background-color: #ffffff;\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][\/vc_row_inner][vc_empty_space][vc_row_inner row_type=&#8221;row&#8221; type=&#8221;full_width&#8221; text_align=&#8221;center&#8221; css_animation=&#8221;&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;20157&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Dr George Christodoulakis<\/strong><br \/>\nMembru al consiliului de administratie ICAP, Manager al Agentiei de Credit Rating<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icap.ro\/12th-sp-christodoulakis\/\" target=\"_blank\" data-hover-background-color=#e46302 data-hover-color=#ffffff class=\"qbutton  small center default  qode-button-shadow\" style=\"color: #e46302; background-color: #ffffff;\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;20469&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Christian Bogaru<\/strong><br \/>\nLawyer, BCHLAW<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icap.ro\/12th-sp-bogaru\/\" target=\"_blank\" data-hover-background-color=#e46302 data-hover-color=#ffffff class=\"qbutton  small center default  qode-button-shadow\" style=\"color: #e46302; background-color: #ffffff;\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;20471&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Miquel Llad\u00f3<\/strong><br \/>\nIESE Business School<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icap.ro\/12th-sp-llado\/\" target=\"_blank\" data-hover-background-color=#e46302 data-hover-color=#ffffff class=\"qbutton  small center default  qode-button-shadow\" style=\"color: #e46302; background-color: #ffffff;\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;20505&#8243; img_size=&#8221;100X100&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_circle&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><strong>Florin Tataru<\/strong><br \/>\nDirectorul de Resurse Umane, Grupului PHOENIX Pharmahandel GmbH &amp; Co KG<\/p>\n<p>[\/vc_column_text]<a  itemprop=\"url\" href=\"https:\/\/www.icap.ro\/12th-sp-tataru\/\" target=\"_blank\" data-hover-background-color=#e46302 data-hover-color=#ffffff class=\"qbutton  small center default  qode-button-shadow\" style=\"color: #e46302; background-color: #ffffff;\">Cititi CV<i class=\"qode_icon_font_awesome fa fa-suitcase qode_button_icon_element\" style=\"\" ><\/i><\/a>[\/vc_column_inner][\/vc_row_inner][\/vc_tta_section]    <\/div>\n<\/div><h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-shield \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Sponsori    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_column_text]Sponsori:[\/vc_column_text][vc_column_text]<a href=\"https:\/\/www.alphabank.ro\/imm\/profesii-liberale-si-pfa\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-20396\" src=\"https:\/\/www.icap.ro\/wp-content\/uploads\/2021\/10\/logo-landscape-AlphaBank-300x63.png\" alt=\"\" width=\"252\" height=\"53\" \/><\/a> <a href=\"http:\/\/www.bchlaw.eu\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-20291\" src=\"https:\/\/www.icap.ro\/wp-content\/uploads\/2021\/10\/Logo-BBNA-300x98.jpg\" alt=\"\" width=\"193\" height=\"63\" \/><\/a><a href=\"http:\/\/www.tgs-romania.com\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-20141\" src=\"https:\/\/www.icap.ro\/wp-content\/uploads\/2021\/09\/Greco.png\" alt=\"\" width=\"83\" height=\"82\" \/>\u00a0 \u00a0<img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-20461\" src=\"https:\/\/www.icap.ro\/wp-content\/uploads\/2021\/10\/TGS-ROMANIA-300x97.png\" alt=\"\" width=\"195\" height=\"63\" \/><\/a>[\/vc_column_text][vc_empty_space height=&#8221;16px&#8221;][vc_column_text]Parteneri:[\/vc_column_text][vc_column_text]<a href=\"https:\/\/business-review.eu\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-20088\" src=\"https:\/\/www.icap.ro\/wp-content\/uploads\/2021\/09\/TL2019_RO_BR.jpg\" alt=\"\" width=\"125\" height=\"44\" \/><\/a>\u00a0 \u00a0<a href=\"https:\/\/www.accaglobal.com\/gb\/en.html\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-20086\" src=\"https:\/\/www.icap.ro\/wp-content\/uploads\/2021\/09\/ACCA_Primary-Logo_RGB_Pos-300x132-1.jpg\" alt=\"\" width=\"134\" height=\"59\" \/><\/a> \u00a0<a href=\"https:\/\/www.nrcc.ro\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-20084\" src=\"https:\/\/www.icap.ro\/wp-content\/uploads\/2021\/09\/10th_crc_NRCC.jpg\" alt=\"\" width=\"128\" height=\"46\" \/><\/a>\u00a0 \u00a0 \u00a0\u00a0<a href=\"https:\/\/brcconline.eu\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-20080\" src=\"https:\/\/www.icap.ro\/wp-content\/uploads\/2021\/09\/10th_crc_BRCC.jpg\" alt=\"\" width=\"205\" height=\"38\" \/><\/a>\u00a0 \u00a0<a href=\"https:\/\/www.hrcc.ro\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-20082\" src=\"https:\/\/www.icap.ro\/wp-content\/uploads\/2021\/09\/10th_crc_HR_commerce.jpg\" alt=\"\" width=\"175\" height=\"35\" \/><\/a>[\/vc_column_text]    <\/div>\n<\/div><\/div>[\/vc_tab][vc_tab title=&#8221;2020&#8243; tab_id=&#8221;1629282832470-4-7&#8243;]<div class=\"qode-accordion-holder clearfix qode-toggle qode-initial \">\n\t<h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-pencil-square-o \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Participation Form    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n            <\/div>\n<\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1603967422370{padding-top: 30px !important;padding-bottom: 15px !important;}&#8221;]<\/p>\n<p align=\"justify\"><strong>ICAP Romania<\/strong>, impreuna cu CYCLE European, membre ale grupului de companii ICAP, cel mai mare grup furnizor de informatii de Afaceri si Consultanta din Sud-Estul Europei, organizeaza anul acesta online cea de-a\u00a0 <strong>XI-a\u00a0 Conferinta de Management al Riscului de Creditare,\u00a0<\/strong>in data de 3 noiembrie.<\/p>\n<p>Printre subiectele actuale de interes financiar si de business ce vor fi abordate in cadrul conferintei, se numara:<\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li>Digitalizarea in managementul riscului de creditare si in fiscalitate \u2013 noi solutii de business in criza COVID-19;<\/li>\n<li>Modele de dezvoltare si rolul statului in iesirea din criza;<\/li>\n<li>Programul IMM Invest si avantaje pentru antreprenorii romani;<\/li>\n<li>Avantajele Data Analytics si Big Data.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>Pentru al unsprezecelea an consecutiv, unele dintre vocile cele mai mari la nivel local si international din domeniul managementului riscului de creditare, vor aduce in atentia dumneavoastra aceste teme de interes actual.<\/p>\n<p>&nbsp;<\/p>\n<p>In cadrul acestei editii online a conferintei, ii veti regasi pe:<\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li><strong>Valentin Lazea<\/strong>, Economist Sef, <strong>BNR<\/strong><\/li>\n<li><strong>Cristian Paun<\/strong>, Profesor universitar, <strong>ASE &#8211;\u00a0<\/strong>Prodecan,\u00a0<strong>REI<\/strong> &#8211; Presedinte al C.A, <strong>FNGCIMM<\/strong><\/li>\n<li><strong>Dumitru Nancu<\/strong>, Director General, <strong>FNGCIMM<\/strong><\/li>\n<li><strong>Richard Hunter,\u00a0<\/strong>Global Group Head &#8211; Corporate Ratings, <strong>Fitch Ratings<\/strong><\/li>\n<li><strong>Christian Bogaru<\/strong>, Avocat, <strong>BCHLAW<\/strong><\/li>\n<li><strong>Alecsandra Valasuteanu,\u00a0<\/strong>Head of Factoring,\u00a0<strong>UniCredit Bank SA<\/strong><\/li>\n<li><strong>Alexandru Balan, <\/strong>Chief Security Researcher, <strong>Bitdefender<\/strong><\/li>\n<li><strong>Daniel Anghel,<\/strong> Tax and Legal Services Leader, <strong>PwC Romania<\/strong><\/li>\n<li><strong>Markus Kuger,<\/strong> Economist Sef, <strong>Dun &amp; Bradstreet Country Insight Services<\/strong><\/li>\n<li><strong>Apostolos Tsoubris<\/strong>, Executive Director, Management Consultants Private Sector, <strong>ICAP group of companies<\/strong><\/li>\n<li><strong>Myrto Kyriakidou<\/strong>, Executive Director, Credit Risk Services, <strong>ICAP group of companies<\/strong>.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><strong>Conferinta de Management al Riscului de creditare <\/strong>organizata de ICAP Romania, are ca scop aducerea in prim plan a unor noi idei si strategii, \u00a0a factorilor ce va pot afecta afacerile si a evolutiei industriilor in care activati.[\/vc_column_text]<div class=\"qode-accordion-holder clearfix qode-toggle qode-initial \">\n\t<h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-book \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Agenda    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div id = agenda class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_column_text]<\/p>\n<table border=\"0\" cellspacing=\"1\" cellpadding=\"1\">\n<tbody>\n<tr>\n<td nowrap=\"nowrap\"><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">10:00- 10:10<\/span><\/td>\n<td><\/td>\n<td>&#8220;Mesajul de bun venit si instructiuni de utilizare a platformei&#8221;<\/p>\n<p><strong>Claudiu Popa, <\/strong>Coordonator Eveniment<strong>, Jurnalist<\/strong><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">10:10- 10:20<\/span><\/td>\n<td><\/td>\n<td>\u201cProfesionistii riscului: Noutati de la ICAP\u201d<\/p>\n<p><b>Alexandra Mehedintu<\/b>, Country Manager, <strong>ICAP Romania<\/strong><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td>\n<h4><strong>Perspective financiare si economice<\/strong><\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">10:20- 10:40<\/span><\/td>\n<td><\/td>\n<td>&#8220;Lipsa inovarii in contextul pachetului financiar &#8220;EU Next Generation&#8221; al Comisiei Europene, in companiile din Romania&#8221;<\/p>\n<p><strong>Valentin Lazea<\/strong>, Economist Sef, BNR<\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">10:40- 11:00<\/span><\/td>\n<td><\/td>\n<td>\u201cModele de dezvoltare si rolul statului in iesirea din criza\u201d<\/p>\n<p><strong>Cristian Paun<\/strong>, Profesor universitar, <strong>ASE,<\/strong><\/p>\n<p>Prodecan, <strong>REI &#8211; <\/strong>Presedinte al C.A, <strong>FMGCIMM<\/strong><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">11:00- 11:30<\/span><\/td>\n<td><\/td>\n<td>\u201cPandemia si creditele corporate\u201d<\/p>\n<p><strong>Richard Hunter,\u00a0<\/strong>Global Group Head &#8211; Corporate Ratings,\u00a0<strong>Fitch Ratings<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">11:30- 12:00<\/span><\/td>\n<td><\/td>\n<td>&#8220;Rapoartele de tara in pandemie: Cum va fi afectata economia globala in 2021\u201d<\/p>\n<p><strong>Markus Kuger,<\/strong> Economist Sef, <strong>Dun &amp; Bradstreet Country Insight Services<\/strong><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">12:00- 12:30<\/span><\/td>\n<td><\/td>\n<td><b>Networking break<\/b><\/p>\n<p>&nbsp;<\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td>\n<h4><strong>Modele de risc de credit si cele mai bune practici<\/strong><\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">12:30- 12:50<\/span><\/td>\n<td><\/td>\n<td>\u201eRapoartele de credit. Ce date includ, de ce sunt importante si ce trebuie sa stie toti analistii de risc despre ele.\u201d<\/p>\n<p><strong>Myrto Kyriakidou<\/strong>, Executive Director, Credit Risk Services,\u00a0<strong>ICAP Group<\/strong><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #000000; font-family: Times New Roman;\"><span style=\"font-size: small;\"><span style=\"color: #6f6f6f; font-family: Verdana;\">12:50- 13:10<\/span><\/span><\/span><\/td>\n<td><\/td>\n<td>\u201cProgramul IMM Invest si avantaje pentru antreprenorii romani\u201d<\/p>\n<p><strong>Dumitru Nancu<\/strong>, Director General, <strong>FNGCIMM<\/strong><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #000000; font-family: Times New Roman;\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">13:10- 13:30\u00a0<\/span><\/span><\/td>\n<td><\/td>\n<td>\u201cBunele practici in managementul portofoliului de clienti\u201d<\/p>\n<p><strong>Apostolos Tsoubris<\/strong>, Executive Director, Management Consultants Private Sector,\u00a0<strong>ICAP Group<\/strong><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000000; font-family: Times New Roman; font-size: medium;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td>\n<h4>Discutie de panel: \u201c<strong>Digitalizarea in managementul riscului de creditare si in fiscalitate \u2013 noi solutii de business in criza COVID-19<\/strong>\u201d<\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #000000; font-family: Times New Roman;\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">13:30- 14:00\u00a0<\/span><\/span><\/td>\n<td><\/td>\n<td>\n<ul>\n<li><strong>Daniel Anghel<\/strong>, Tax and Legal Services Leader, <strong>PwC Romania<\/strong><\/li>\n<li><strong>Christian Bogaru<\/strong>, Legal Advisor and Lawyer, <strong>BCHLAW<\/strong><\/li>\n<li><strong>Alecsandra Valasuteanu<\/strong>, Head of Factoring, <strong>Unicredit<\/strong><\/li>\n<li><strong>Alexandru Balan, <\/strong>Chief Security Researcher, <strong>Bitdefender<\/strong><\/li>\n<\/ul>\n<p>&nbsp;<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text]    <\/div>\n<\/div><h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-headphones \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Speakeri    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_column_text][\/vc_column_text]<div class='q_team info_description_below_image qode_team_disabled_hover'><div class='q_team_inner'><div class='q_team_image'><div class='q_team_image_holder'><img itemprop='image' src='' alt='' \/><\/div><div class='q_team_text' ><div class='q_team_text_inner'><div class='q_team_title_holder'><h3 class='q_team_name' style = ''>Richard Hunter<\/h3><span style = ''>Global Group Head Corporate Ratings, Fitch Ratings<\/span><\/div><div class='separator small center' style = ''><\/div><div class='q_team_description_below_image_wrapper'><div class='q_team_description'><div class='q_team_description_inner'><p>Head of global corporate ratings group, covering non-financial corporates. Fitch\u2019s corporate rating work is carried out by more than 350 dedicated corporate analysts, based in 22 cities around the world, and also covers all aspects of the rating and surveillance of upwards of 2,000 non-financial corporations across the globe, rating over $10 trillion of debt. Beyond ratings, the group also publishes timely commentary on different sector trends, scenario analyses for industries and individual companies, issuer forecasts, commodity price decks and loan and bond performance across regions.<\/p><\/div><\/div><\/div><\/div><\/div><div class='q_team_social_holder'><\/div><\/div><\/div><\/div><div class='q_team info_description_below_image qode_team_disabled_hover'><div class='q_team_inner'><div class='q_team_image'><div class='q_team_image_holder'><img itemprop='image' src='https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2020\/09\/M-Kuger2.jpg' alt='M Kuger2' \/><\/div><div class='q_team_text' ><div class='q_team_text_inner'><div class='q_team_title_holder'><h3 class='q_team_name' style = ''>Markus Kuger<\/h3><span style = ''>Chief Economist, Dun &amp; Bradstreet Country Insight Services<\/span><\/div><div class='separator small center' style = ''><\/div><div class='q_team_description_below_image_wrapper'><div class='q_team_description'><div class='q_team_description_inner'><p>Markus is the Chief Economist of Dun &amp; Bradstreet and is based in the company\u2019s London office. He holds a Diploma in Economics with a specialisation in labour markets, monetary policy and European economics.<br \/>\nIn 2009, he obtained a Robert Schuman Scholarship in the European Parliament where he worked for the Committee for Economic and Monetary Affairs, as well as assisting in the Monetary Dialogue between the Parliament and the European Central Bank.<br \/>\nAfter a stint as academic research assistant at the University of W\u00fcrzburg, he joined Dun &amp; Bradstreet\u2019s Country Insight Services in the UK as a Country Risk Analyst in 2010. In this role, he is covering the UK, France and his home country Germany, combining the company\u2019s vast micro-economic data with his macroeconomic and political expertise.<br \/>\nSince 2016 he has been one of Dun &amp; Bradstreet\u2019s media spokespersons. In this role, he has featured in newspapers and magazines many times and has also participated in interviews on national television. In addition, he regularly speaks in front of domestic and international audiences.<\/p><\/div><\/div><\/div><\/div><\/div><div class='q_team_social_holder'><\/div><\/div><\/div><\/div><div class='q_team info_description_below_image qode_team_disabled_hover'><div class='q_team_inner'><div class='q_team_image'><div class='q_team_image_holder'><img itemprop='image' src='' alt='' \/><\/div><div class='q_team_text' ><div class='q_team_text_inner'><div class='q_team_title_holder'><h3 class='q_team_name' style = ''>Valentin Lazea<\/h3><span style = ''>Chief Economist, National Bank of Romania<\/span><\/div><div class='separator small center' style = ''><\/div><div class='q_team_description_below_image_wrapper'><div class='q_team_description'><div class='q_team_description_inner'><p>Valentin LAZEA is Chief Economist of the National Bank of Romania, as well as President of the Board of TranFonD SA. He attended advanced courses at renowned institutions, such as: IMF Institute, Washington DC, USA, Sussex University, Brighton, Great Britain, Istituto Giordano dell'Amore, Milan, Italy.<\/p>\n<p>He is a founding member and President of the Steering Committee of the Romanian Center for Economic Policies (CEROPE).<\/p>\n<p>He has published numerous studies and specialized books as an author or co-author, such as: ``Conditionalities in the financial-banking field for Romania's admission to the EU``, CEROPE, 1999; ``Estimating the Balassa-Samuelson effect in Romania``, CEROPE, 2003; ``Rural development and agricultural reform in Romania``, CEROPE, 2004; ``Ways of measuring the quasi-fiscal deficit in Romania``, CEROPE, 2005; \u201eEnvironmental taxes in Romania\u2019, CEROPE, 2006; ``Structural changes in the Romanian economy after integration``, CEROPE, 2007; ``Prioritizing EU policies in the process of reviewing the Community budget``, CEROPE, 2012; co-author of ``The EU and Romania: Accession and Beyond``, The Federal Trust, London, 2006; co-editor and co-author of the volume \u201cStructural changes and economic performance in Romania\u201d, IRLI Publishing House, Bucharest, 2003; editor of the volume \u201cEconomic growth and convergence\u201d, Ed. Mustang, Bucharest, 2008. He also participated in three technical assistance programs for the National Forecast Commission, the Ministry of Finance and the Prime Minister's Office, financed by PHARE funds (2001-2007 ).<\/p><\/div><\/div><\/div><\/div><\/div><div class='q_team_social_holder'><\/div><\/div><\/div><\/div><div class='q_team info_description_below_image qode_team_disabled_hover'><div class='q_team_inner'><div class='q_team_image'><div class='q_team_image_holder'><img itemprop='image' src='' alt='' \/><\/div><div class='q_team_text' ><div class='q_team_text_inner'><div class='q_team_title_holder'><h3 class='q_team_name' style = ''>Apostolos Tsoubris<\/h3><span style = ''>Executive Director, ICAP Management Consultants, Private Sector<\/span><\/div><div class='separator small center' style = ''><\/div><div class='q_team_description_below_image_wrapper'><div class='q_team_description'><div class='q_team_description_inner'><p>Apostolos Tsoubris is the Executive Director and global head of the Management Consulting Practice of ICAP Group. ICAP Management Consultants provide solutions and services globally with specialization in Customer Strategy, Risk Management &amp; Finance, Operational Excellence and Sales &amp; Marketing. A strong team of business consultants and technology experts combine business consulting and innovative technologies resulting to a unique value proposition. Apostolos previously worked for many International solution provider companies &amp; their partners like Sungard, Fiserv, FUNDTech, Unisys, IBM etc.<br \/>\nDuring his 28 year career he has delivered consulting services and complex technology projects to most Banks and Firms like Alpha Bank, Eurobank, Piraeus Bank, Praxia Bank, Optima Bank, Emporiki Bank, Credit Agricole, National Bank of Greece, First Data Hellas (Sia) to name a few.<br \/>\nApostolos is specialized in Credit Risk Management, Customer Loyalty and Analytics, Digital Transformation and Big Data &amp; Analytics. He leads teams specialized in Strategy &amp; Business Consulting, Business Process Management, Corporate Performance Management and Compliance. He is the CEO of Comply.Data, a 100% ICAP Company specialized in Compliance. Apostolos has an excellent domain knowledge in Banking, Telco and Retail business. He holds a Bachelor degree with highest distinction in Computer Engineering, and Masters in Artificial Intelligence, Polytechnic School of Engineering, University of Patras. During his professional career, Apostolos has been trained in different phases of the Adizes program for organizational transformation (Worldwide Leading methodology for accelerating organizational change).<\/p><\/div><\/div><\/div><\/div><\/div><div class='q_team_social_holder'><\/div><\/div><\/div><\/div><div class='q_team info_description_below_image qode_team_disabled_hover'><div class='q_team_inner'><div class='q_team_image'><div class='q_team_image_holder'><img itemprop='image' src='' alt='' \/><\/div><div class='q_team_text' ><div class='q_team_text_inner'><div class='q_team_title_holder'><h3 class='q_team_name' style = ''>Myrto Kyriakidou<\/h3><span style = ''>Executive Director, ICAP Credit Risk Services<\/span><\/div><div class='separator small center' style = ''><\/div><div class='q_team_description_below_image_wrapper'><div class='q_team_description'><div class='q_team_description_inner'><p>Myrto Kyriakidou is Executive Director of the Credit Risk Services at ICAP and responsible for the function of ICAP as a Credit Rating Agency.<br \/>\nPrior to ICAP, she was Director of the Portfolio Analytics Department of Qualco, leading a team of experts who evaluated and designed credit &amp; collections strategies, based on data mining findings and risk modelling. She has held a Risk Analytics consultancy position at National Bank of Greece (NPL Division), contributing to the improvement of Credit and Collections processes. As Head of Statistical Decisions Hellas, she analyzed and evaluated credit portfolios for leading Retail Banks. Her first position was actuary at Interamerican Property &amp; Casualty Insurance Company S.A.<\/p><\/div><\/div><\/div><\/div><\/div><div class='q_team_social_holder'><\/div><\/div><\/div><\/div>    <\/div>\n<\/div><h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-shield \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Sponsori    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_separator type=&#8221;normal&#8221;][vc_column_text]Sponsori:[\/vc_column_text][vc_empty_space height=&#8221;16px&#8221;][vc_gallery type=&#8221;image_grid&#8221; images=&#8221;17855,17975,17891,17969&#8243; img_size=&#8221;medium&#8221; onclick=&#8221;&#8221; css_animation=&#8221;bounceInDown&#8221; column_number=&#8221;5&#8243; grayscale=&#8221;no&#8221; images_space=&#8221;gallery_with_space&#8221;][vc_empty_space height=&#8221;16px&#8221;][vc_separator type=&#8221;normal&#8221;][vc_column_text]Parteneri:[\/vc_column_text][vc_empty_space height=&#8221;16px&#8221;][vc_gallery type=&#8221;image_grid&#8221; images=&#8221;17433,17865,17942,17414,17406,17412&#8243; img_size=&#8221;medium&#8221; onclick=&#8221;&#8221; css_animation=&#8221;bounceInDown&#8221; column_number=&#8221;6&#8243; grayscale=&#8221;no&#8221; images_space=&#8221;gallery_with_space&#8221;]    <\/div>\n<\/div><\/div>[\/vc_tab][vc_tab title=&#8221;2019&#8243; tab_id=&#8221;1599570139527-3-7&#8243;][vc_single_image image=&#8221;17380&#8243; img_size=&#8221;1024X537&#8243; alignment=&#8221;center&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text css=&#8221;.vc_custom_1598945154965{padding-top: 30px !important;padding-bottom: 15px !important;}&#8221;]<\/p>\n<p align=\"justify\"><strong>ICAP Romania<\/strong>, impreuna cu CYCLE European, membre ale grupului de companii ICAP, cel mai mare grup furnizor de informatii de Afaceri si Consultanta din Sud-Estul Europei, organizeaza, in Romania, a\u00a0<strong>X-a editie a Conferintei de Management al Riscului de Creditare<\/strong>.<\/p>\n<p align=\"justify\">Evenimentul va avea loc miercuri,\u00a0<strong>22 mai<\/strong>, la\u00a0<strong>JW Marriott Grand Hotel, Bucuresti<\/strong>.<\/p>\n<p align=\"justify\">Anul acesta discutam despre o\u00a0<strong>decada marcata de provocari<\/strong>, criza economica, cresterea inflatiei, fluctuatii monetare si incertitudine.<\/p>\n<p align=\"justify\">Cum au gestionat companiile din Romania riscurile asociate creditarii in acesti ultimi zece ani si care este situatia economica actuala in contextul automatizarii si digitalizarii produselor si serviciilor sunt doar o parte din subiectele atinse la cea de a X a editie a Conferintei de Management al Riscului de Creditare.<\/p>\n<p align=\"justify\"><strong>Speakeri de prestigiu din Romania si din strainatate<\/strong>\u00a0vor oferi informatii de valoare, provocand dezbateri si reflectii cu privire la gestionarea Riscului Comercial.<\/p>\n<p align=\"justify\">Acest schimb de idei, impreuna cu dialogul din cadrul conferintei cu privire la practici concrete pentru minimizarea Riscului de Creditare, sunt inceputul viitoarelor planuri de actiune.<\/p>\n<p>[\/vc_column_text]<div class=\"qode-accordion-holder clearfix qode-toggle qode-initial \">\n\t<h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-book \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        AGENDA    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_column_text]<\/p>\n<table border=\"0\" cellspacing=\"1\" cellpadding=\"1\">\n<tbody>\n<tr>\n<td valign=\"top\" nowrap=\"nowrap\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">08:30\u00a0&#8211; 09:00<\/span><\/td>\n<td><\/td>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">Inregistrarea participantilor<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #000000; font-family: Times New Roman; font-size: medium;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">09:00\u00a0&#8211; 09:10<\/span><\/td>\n<td><\/td>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">Introducere<br \/>\n<strong>Emma Zeicescu<\/strong>, Coordonator Eveniment,\u00a0<strong>Jurnalist<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">09:10\u00a0&#8211; 09:30<\/span><\/td>\n<td><\/td>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">Adresa de deschidere<br \/>\n<strong>Nikitas Konstantellos<\/strong>, Presedinte &amp; CEO,\u00a0<strong>Grupul de companii ICAP<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">09:30\u00a0&#8211; 10:00<\/span><\/td>\n<td><\/td>\n<td><span style=\"color: #6f6f6f; font-family: Verdana;\"><span style=\"font-size: small;\">&#8220;O radiografie a economiei romanesti in prima jumatate a anului 2019&#8221;<br \/>\n<strong>Adrian Vasilescu<\/strong>, Consilier al Guvernatorului\u00a0<strong>Bancii Nationale a Romaniei<\/strong><\/span><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">10:00\u00a0&#8211; 10:30<\/span><\/td>\n<td><\/td>\n<td><span style=\"color: #6f6f6f; font-family: Verdana;\"><span style=\"font-size: small;\">&#8220;Bancile romanesti: O macro-economie puternica sustine performanta bancara&#8221;<br \/>\n<strong>Melina Skouridou<\/strong>, Asistent Vicepresedinte Insititutii Financiare, EMEA,\u00a0<strong>Moody&#8217;s Investors Service Cyprus<\/strong><\/span><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">10:30\u00a0&#8211; 11:00<\/span><\/td>\n<td><\/td>\n<td><span style=\"color: #6f6f6f; font-family: Verdana;\"><span style=\"font-size: small;\">&#8220;Cele mai recente tendinte globale privind gestionarea riscului de credit&#8221;<br \/>\n<strong>Christian Berger<\/strong>, Senior VP, Practice Leader,\u00a0 Credit comercial, Garantii si riscuri politice, Europa Central\u0103 \u0219i de Sud-Est,\u00a0<strong>Marsh<\/strong><\/span><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">11:00 &#8211; 11:15<\/span><\/td>\n<td><\/td>\n<td><span style=\"color: #6f6f6f; font-family: Verdana;\"><span style=\"font-size: small;\">Pauza de cafea<\/span><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">11:15\u00a0&#8211; 12:00<\/span><\/td>\n<td><\/td>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">&#8220;Ratingul financiar structurat: pacate vechi si provocari noi&#8221;<br \/>\n<strong>George Christodoulakis<\/strong>, Conferentiar, profesor de finante,\u00a0<strong>Manchester Business School<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">12:00 &#8211; 12:30<\/span><\/td>\n<td><\/td>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">&#8220;Profilul de risc al corpora\u021biilor: metoda cantitativ\u0103&#8221;<br \/>\n<strong>Myrto Kyriakidou<\/strong>, Director Executive, Credit Risk Services,\u00a0<strong>ICAP SA<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">12:30 &#8211; 13:00<\/span><\/td>\n<td><\/td>\n<td><span style=\"color: #6f6f6f; font-family: Verdana;\"><span style=\"font-size: small;\">\u201cRegandirea intreprinderilor, ecosistemelor \u0219i economiilor cu Blockchains\u201d<br \/>\n<strong>Haris Linardakis<\/strong>, IBM Cloud Leader,\u00a0<strong>Grecia si Cipru<\/strong><\/span><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">13:00 &#8211; 14:15<\/span><\/td>\n<td><\/td>\n<td><span style=\"color: #6f6f6f;\"><span style=\"font-family: Verdana;\"><span style=\"font-size: small;\">Pauza de pranz<\/span><\/span><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">14:15 &#8211; 14:45<\/span><\/td>\n<td><\/td>\n<td><span style=\"color: #6f6f6f; font-family: Verdana;\"><span style=\"font-size: small;\">\u201cCrestere organica prin optimizarea eficientei: Calatoria de transformare digitala 4.0 a industriei\u201d<br \/>\n<strong>Marcella Antolini<\/strong>, EMEA Director Dezvoltare Afaceri Noi,\u00a0<strong>CRIF<\/strong><\/span><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">14:45 &#8211; 15:15<\/span><\/td>\n<td><\/td>\n<td><span style=\"font-size: medium;\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\"><span style=\"color: #6f6f6f; font-family: Verdana;\"><span style=\"font-size: small;\">&#8220;Re-inventarea gestion\u0103rii crean\u021belor&#8221;<br \/>\n<\/span><\/span><strong>George Sotiropoulos<\/strong>, CEO, Cycle Credit,\u00a0<strong>grupul de companii ICAP<\/strong><\/span><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">15:15 &#8211; 15:30<\/span><\/td>\n<td><\/td>\n<td><span style=\"color: #6f6f6f; font-family: Verdana;\"><span style=\"font-size: small;\">Pauza de cafea<\/span><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">15:30 &#8211; 16:30<\/span><\/td>\n<td><\/td>\n<td><span style=\"font-size: medium;\"><span style=\"color: #6f6f6f; font-family: Verdana;\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">Panel: &#8220;Automatizare in Managementul Riscului de Creditare&#8221;<\/span><\/span><\/span><\/p>\n<p><span style=\"font-size: small;\">Participanti:<\/span><strong><br \/>\n<\/strong><span style=\"font-size: small;\">\u2022\u00a0<strong>Stefan Ponea<\/strong>, CEO,\u00a0<\/span><span style=\"font-size: small;\"><strong>Industrial Acces<br \/>\n<\/strong>\u2022\u00a0<strong>Alexandru Ososchi<\/strong>, Avocat,\u00a0<\/span><span style=\"font-size: small;\"><strong>Bogaru &amp; Associates<br \/>\n<\/strong>\u2022\u00a0<strong>Alina Platica<\/strong>, Head of Retail Credit Management,\u00a0<\/span><span style=\"font-size: small;\"><strong>Garanti Bank<br \/>\n<\/strong>\u2022\u00a0<strong>Lucia Gheorghe<\/strong>, Credit Manager,\u00a0<\/span><span style=\"font-size: small;\"><strong>Etex Group<br \/>\n<\/strong>\u2022\u00a0<strong>Claudia Stan<\/strong>, Senior Manager People Services,\u00a0<strong>KPMG<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">\u00a0<\/span><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"color: #6f6f6f; font-family: Verdana; font-size: small;\">16:30<\/span><\/td>\n<td><\/td>\n<td><span style=\"color: #6f6f6f; font-family: Verdana;\"><span style=\"font-size: small;\">Sfarsitul conferintei<\/span><\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text]    <\/div>\n<\/div><h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-headphones \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        VORBITORI INVITATI    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_column_text][\/vc_column_text]<div class='q_team info_description_below_image qode_team_disabled_hover'><div class='q_team_inner'><div class='q_team_image'><div class='q_team_image_holder'><img itemprop='image' src='' alt='' \/><\/div><div class='q_team_text' ><div class='q_team_text_inner'><div class='q_team_title_holder'><h3 class='q_team_name' style = ''>Melina Skouridou<\/h3><span style = ''>CFA Asistent Vicepresedinte \u2013 Analist Grupul de Institutii Financiare Serviciul de Investitori Moody<\/span><\/div><div class='separator small center' style = ''><\/div><div class='q_team_description_below_image_wrapper'><div class='q_team_description'><div class='q_team_description_inner'><p>Melina Skouridou este asistent vicepresedinte si analist principal pentru institutiile financiare EMEA, cu accent pe Europa Centrala si de Sud-Est. In prezent, realizeaza analize de rating pentru un portofoliu de banci din Ungaria, Romania si Slovenia, iar inainte a lucrat cu banci norvegiene si cipriote, precum si cu institutii financiare din Egipt, Israel si Bulgaria. Acestea includ banci private mari, publice si state afiliate; creditori comerciali mici si mijlocii si institutii guvernamentale.<\/p>\n<p>Melina s-a alaturat biroului Moody's Limassol in 2006 si-a inceput rolul in cadrul Moody servind institutiile financiare care opereaza in cadrul Consiliului de Cooperare al Golfului. Inainte de a se alatura companiei Moody's, a lucrat ca analist pentru o firm\u0103 locala de administrare a investitiilor, efectuand analize pentru diverse titluri de valoare si participand la procesul decizional pentru investitii.<\/p>\n<p>Melina are un masterat in matematic\u0103 financiar\u0103 de la Colegiul King's, Universitatea din Londra si o diplom\u0103 de licenta in matematic\u0103 de la aceeasi scoal\u0103. Ea a ob\u021binut denumirea CFA (analist financiar expert) \u00een 2009.<\/p><\/div><\/div><\/div><\/div><\/div><div class='q_team_social_holder'><\/div><\/div><\/div><\/div><div class='q_team info_description_below_image qode_team_disabled_hover'><div class='q_team_inner'><div class='q_team_image'><div class='q_team_image_holder'><img itemprop='image' src='' alt='' \/><\/div><div class='q_team_text' ><div class='q_team_text_inner'><div class='q_team_title_holder'><h3 class='q_team_name' style = ''>Christian Berger<\/h3><span style = ''>Practice Leader, Trade Credit Marsh Central and South Eastern Europe<\/span><\/div><div class='separator small center' style = ''><\/div><div class='q_team_description_below_image_wrapper'><div class='q_team_description'><div class='q_team_description_inner'><p>Christian Berger este lider de practica pentru credit comercial in regiunea centrala si sud-est europeana a Marsh, care cuprinde activitati in 17 piete diferite, din tarile baltice si pana in Israel. Christian lucreaza la sediul din Viena si gestioneaza, printre altele, conexiunea echipelor regionale cu practica de credit comercial la nivel european si global a Marsh.<\/p>\n<p>Inainte de a se alatura echipei Marsh in 2016, Christian a petrecut 17 ani in calitate de manager la Coface, unde a fost responsabil pentru crearea retelei de credite comerciale din Europa Centrala. Pe parcursul carierei sale la Coface, a detinut numeroase functii de conducere la nivel regional si national in zona EEC, inclusiv pozitia de director de tara in Austria si Republica Ceha.<\/p><\/div><\/div><\/div><\/div><\/div><div class='q_team_social_holder'><\/div><\/div><\/div><\/div><div class='q_team info_description_below_image qode_team_disabled_hover'><div class='q_team_inner'><div class='q_team_image'><div class='q_team_image_holder'><img itemprop='image' src='' alt='' \/><\/div><div class='q_team_text' ><div class='q_team_text_inner'><div class='q_team_title_holder'><h3 class='q_team_name' style = ''>Haris Linardakis<\/h3><span style = ''>Cloud leader IBM Grecia si Cipru<\/span><\/div><div class='separator small center' style = ''><\/div><div class='q_team_description_below_image_wrapper'><div class='q_team_description'><div class='q_team_description_inner'><p>Haris Linardakis este liderul IBM Cloud, Grecia si Cipru, din anul 2015. In cadrul rolului sau, ajuta intreprinderile de toate dimensiunile din Grecia si Cipru sa evalueze disponibilitatea cloud, sa dezvolte strategiile de adoptare a cloud-ului si sa activeze transformarea lor digitala.<\/p>\n<p>De-a lungul carierei sale in IBM, a detinut functii de dezvoltare a afacerilor in domeniul serviciilor tehnologice globale si a sectorul interprinderilor. Ca profesionist, el se angajeaza sa aduca un plus de valoare comerciala prin avansare tehnologica si gandirea inovatoare. Interesele sale principale includ platforme si servicii de tip cloud, analize de afaceri, IoT, aplicatii cognitive si dezvoltare de aplicatii agile.<\/p>\n<p>Parcursul academic al lui Haris include diploma de inginerie electrica si informatica si un doctorat in domeniul telecomunicatiilor, ambele de la Universitatea Nationala Tehnica din Atena. A publicat si a participat la programe de cercetare in domeniul protocoalelor de control al accesului mediu in retelele optice.<\/p><\/div><\/div><\/div><\/div><\/div><div class='q_team_social_holder'><\/div><\/div><\/div><\/div><div class='q_team info_description_below_image qode_team_disabled_hover'><div class='q_team_inner'><div class='q_team_image'><div class='q_team_image_holder'><img itemprop='image' src='' alt='' \/><\/div><div class='q_team_text' ><div class='q_team_text_inner'><div class='q_team_title_holder'><h3 class='q_team_name' style = ''>Adrian Vasilescu<\/h3><span style = ''>Consilier al Guvernatorului Bancii Nationale a Romaniei<\/span><\/div><div class='separator small center' style = ''><\/div><div class='q_team_description_below_image_wrapper'><div class='q_team_description'><div class='q_team_description_inner'><p>Adrian Vasilescu a \u00eenceput ca jurnalist \u0219i are peste 57 de ani de carier\u0103 jurnalistic\u0103 ne\u00eentrerupt\u0103 lucr\u00e2nd pentru ziare, reviste, radio \u0219i televiziune. P\u00e2n\u0103 \u00een 1996, a fost profesor asociat la Academia de Studii Economice, la Universitatea Bucure\u0219ti \u0219i la Facultatea de Jurnalism, calitate urmat\u0103 de mai multe pozi\u021bii cheie la Banca Na\u021bional\u0103 a Rom\u00e2niei: coordonator al strategiei de comunicare, parte a echipei de consilieri ai guvernatorului BNR \u0219i \u00een prezent consilier de strategie al BNR. \u00cen 2000 acesta a fost un membru al guvernului, afl\u00e2ndu-se \u00een echipa de consilieri ai Primului Ministru, \u00een timpul lui Mugur Is\u0103rescu.<\/p>\n<p>Dl. Adrian Vasilescu are rubrici financiare s\u0103pt\u0103m\u00e2nale \u00een ziarele rom\u00e2ne\u0219ti, interviuri \u0219i recenzii \u00een numeroase alte publica\u021bii \u0219i este titularul a numeroase premii.<\/p><\/div><\/div><\/div><\/div><\/div><div class='q_team_social_holder'><\/div><\/div><\/div><\/div><div class='q_team info_description_below_image qode_team_disabled_hover'><div class='q_team_inner'><div class='q_team_image'><div class='q_team_image_holder'><img itemprop='image' src='https:\/\/www.icapcrif.com\/ro\/wp-content\/uploads\/sites\/2\/2019\/05\/Christodoulakis_2019-1.jpg' alt='Christodoulakis_2019' \/><\/div><div class='q_team_text' ><div class='q_team_text_inner'><div class='q_team_title_holder'><h3 class='q_team_name' style = ''>George Christodoulakis<\/h3><span style = ''>Conferentiar, profesor de finante Manchester Business School<\/span><\/div><div class='separator small center' style = ''><\/div><div class='q_team_description_below_image_wrapper'><div class='q_team_description'><div class='q_team_description_inner'><p>Dr. George Christodoulakis este consultant financiar si antreprenor, membru al Consiliului de Administratie al ICAP, membru al Academiei de Afaceri din Manchester, Universitatea Manchester. A activat in calitate de secretar de stat pentru restructurarea activelor si privatizari in cadrul ministerului de finante din Grecia. De asemenea, a fost consilier al Guvernatorului Bancii Greciei, membru al Consiliul elen pentru guvernanta corporativa si profesor universitar la Cass Business School of City, Universitatea din Londra. Expertiza sa se axeaza pe riscul de credit si de piata, prognoza si reglementare financiara. A avut un numar considerabil de publicatii in reviste si carti de cercetare si a editat cartea \u201eGestionarea riscurilor in criza datoriilor statelor europene periferice\u201d, Palgrave Macmillan 2015 si a co-editat \u201eAnaliza validarii modelului de risc\u201d , Elsevier 2008 si \u201eJurnalul validarii modelului de risc\u201d, Journals Risk 2006.<\/p><\/div><\/div><\/div><\/div><\/div><div class='q_team_social_holder'><\/div><\/div><\/div><\/div><div class='q_team info_description_below_image qode_team_disabled_hover'><div class='q_team_inner'><div class='q_team_image'><div class='q_team_image_holder'><img itemprop='image' src='' alt='' \/><\/div><div class='q_team_text' ><div class='q_team_text_inner'><div class='q_team_title_holder'><h3 class='q_team_name' style = ''>Marcella Antolini<\/h3><span style = ''>EMEA Director Dezvoltare Afaceri Noi CRIF<\/span><\/div><div class='separator small center' style = ''><\/div><div class='q_team_description_below_image_wrapper'><div class='q_team_description'><div class='q_team_description_inner'><p>Marcella Antolini s-a concentrat, de-a lungul carierei sale, pe retail bancar. Principala sa preocupare a fost legata de riscul de creditare, prevenirea fraudei si optimizarea proceselor, punand accent pe imbunatatirea performantelor functiilor de creditare si de risc pentru clientii strategici de nivel international<\/p><\/div><\/div><\/div><\/div><\/div><div class='q_team_social_holder'><\/div><\/div><\/div><\/div>    <\/div>\n<\/div><h4 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t<i class=\"qode_icon_font_awesome fa fa-shield \" ><\/i>\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        SPONSORI    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h4>\n<div  class=\"qode-accordion-content qode-acc-title-with-icon\" >\n    <div class=\"qode-accordion-content-inner\">\n        [vc_separator type=&#8221;normal&#8221;][vc_column_text]<\/p>\n<h4><strong><u>Sponsori:<\/u><\/strong><\/h4>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;16px&#8221;][vc_gallery type=&#8221;image_grid&#8221; images=&#8221;17109,17392,17394,17396,17398&#8243; img_size=&#8221;medium&#8221; onclick=&#8221;&#8221; css_animation=&#8221;bounceInDown&#8221; column_number=&#8221;5&#8243; grayscale=&#8221;no&#8221; images_space=&#8221;gallery_with_space&#8221;][vc_gallery type=&#8221;image_grid&#8221; images=&#8221;17400,17402&#8243; img_size=&#8221;medium&#8221; onclick=&#8221;&#8221; css_animation=&#8221;bounceInDown&#8221; column_number=&#8221;5&#8243; grayscale=&#8221;no&#8221; images_space=&#8221;gallery_with_space&#8221;][vc_separator type=&#8221;normal&#8221;][vc_column_text css=&#8221;.vc_custom_1592901688997{margin-top: 30px !important;}&#8221;]<\/p>\n<h4><strong><u>Cu Suportul:<\/u><\/strong><\/h4>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;16px&#8221;][vc_gallery type=&#8221;image_grid&#8221; images=&#8221;17404,17406,17408,17410&#8243; img_size=&#8221;medium&#8221; onclick=&#8221;&#8221; css_animation=&#8221;bounceInDown&#8221; column_number=&#8221;5&#8243; grayscale=&#8221;no&#8221; images_space=&#8221;gallery_with_space&#8221;][vc_gallery type=&#8221;image_grid&#8221; images=&#8221;17412,17414&#8243; img_size=&#8221;medium&#8221; onclick=&#8221;&#8221; css_animation=&#8221;bounceInDown&#8221; column_number=&#8221;5&#8243; grayscale=&#8221;no&#8221; images_space=&#8221;gallery_with_space&#8221;][vc_separator type=&#8221;normal&#8221;][vc_column_text css=&#8221;.vc_custom_1592901746122{margin-top: 30px !important;}&#8221;]<\/p>\n<h4><strong><u>Sponsor print:<\/u><\/strong><\/h4>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;16px&#8221;][vc_gallery type=&#8221;image_grid&#8221; images=&#8221;17416&#8243; img_size=&#8221;medium&#8221; onclick=&#8221;&#8221; css_animation=&#8221;bounceInDown&#8221; column_number=&#8221;5&#8243; grayscale=&#8221;no&#8221; images_space=&#8221;gallery_with_space&#8221;][vc_separator type=&#8221;normal&#8221;]    <\/div>\n<\/div><\/div>[\/vc_tab][\/vc_tabs][\/vc_column][\/vc_row][vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;full_width&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221;][vc_column][vc_empty_space height=&#8221;200px&#8221;][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; padding_top=&#8221;25&#8243; background_color=&#8221;#ffffff&#8221; padding_bottom=&#8221;5&#8243; z_index=&#8221;&#8221;][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; background_color=&#8221;#ffffff&#8221; padding_bottom=&#8221;30&#8243; z_index=&#8221;&#8221; padding_top=&#8221;30&#8243;][vc_column][vc_tabs style=&#8221;boxed&#8221; el_class=&#8221;disabled-accordion&#8221;][vc_tab title=&#8221;2026&#8243; tab_id=&#8221;1775479863444-7-7&#8243;][vc_single_image image=&#8221;41049&#8243; img_size=&#8221;full&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]A 17\u2011a Conferin\u021b\u0103 de Credit Risk \u0219i Sustenabilitate Date mai precise. Decizii mai puternice. Cre\u0219tere sustenabil\u0103&#8230;.<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"full_width.php","meta":{"footnotes":""},"class_list":["post-17061","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Conferinta de Management al Riscului de Creditare - ICAP CRIF RO<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.icapcrif.com\/ro\/credit-risk-management-conference\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Conferinta de Management al Riscului de Creditare - ICAP CRIF RO\" \/>\n<meta property=\"og:description\" content=\"[vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; padding_top=&#8221;25&#8243; background_color=&#8221;#ffffff&#8221; padding_bottom=&#8221;5&#8243; z_index=&#8221;&#8221;][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; background_color=&#8221;#ffffff&#8221; padding_bottom=&#8221;30&#8243; z_index=&#8221;&#8221; padding_top=&#8221;30&#8243;][vc_column][vc_tabs style=&#8221;boxed&#8221; el_class=&#8221;disabled-accordion&#8221;][vc_tab title=&#8221;2026&#8243; tab_id=&#8221;1775479863444-7-7&#8243;][vc_single_image image=&#8221;41049&#8243; img_size=&#8221;full&#8221; qode_css_animation=&#8221;&#8221;][vc_column_text]A 17\u2011a Conferin\u021b\u0103 de Credit Risk \u0219i Sustenabilitate Date mai precise. 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qode_css_animation=&#8221;&#8221;][vc_column_text]A 17\u2011a Conferin\u021b\u0103 de Credit Risk \u0219i Sustenabilitate Date mai precise. Decizii mai puternice. 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