1. What are cookies and similar technologies?
3. What are cookies used for?
4. How does ICAP CRIF use cookies and what kind of cookies does especially use in its website?
5. How can users manage or opt out of cookies?
6. Contact details and where to find further information
This Cookies Policy explains how ICAP CRIF and their group companies (“hereafter ICAP CRIF”) use cookies and similar technologies. Whenever you use ICAP CRIF’s websites, apps, products, advertising services or other technologies (“Services”), or visit a website, app or service which uses our Services, information may be collected through the use of cookies and similar technologies. ICAP CRIF is committed to protecting the personal information collected when you use our Services.
This Cookies Policy provides the following information for users:
A cookie is a small data file, often including a unique identifier, which is sent to your computer, mobile phone or tablet device (referred to in this policy as a “device”) by the web server so the website can remember some information about your browsing activity on the website. The cookie will collect information relating to your use of our Services, information about your device, e.g. the device’s IP address and browser type, broad location and, if you arrived at our site via a link from third party site, the URL of the linking page. If you have registered for any Services or you are a subscriber, it may also collect your name and email address, which may be transferred to data processors for registered user or subscriber verification purposes.
Similar technologies known as “local storage” may also be used in our Services as an alternative to cookies. This is technology which is similar to cookies and performs very similar functions, such as caching data to enable us to improve our Services, allowing you to register for our Services, tracking activity to enable us and our advertisers to advertise to you in accordance with this policy and counting the number of people who view adverts on our Services. Where we refer to “cookies” in this policy, we mean cookies or similar technologies.
Cookies record information about your online preferences and help us to tailor our Services to your interests. Information provided by cookies can help us to analyse your use of our Services and help us to provide you with a better user experience.
In addition to cookies, our Services may also use web beacons, clear GIFs, page tags and web bugs. These are all types of technology implemented by websites or third party ad servers to allow them to analyse your website use and help improve your experience of the Services.
3.1. Functional Cookies
Functional cookies are essential to the running of our Services. They are used to remember your preferences on our websites and to provide enhanced, more personal features. The information collected by these cookies is usually anonymised, so we cannot identify you personally. Functional cookies do not track your internet usage or gather information which could be used for selling advertising, but they do help with serving advertising. These cookies are usually session cookies which will expire when you close your browsing session.
3.2. Essential or ‘Strictly Necessary’ Cookies
These cookies are essential for the running of our Services. Without these cookies, parts of our websites would not function. These cookies do not track where you have been on the internet and do remember preferences beyond your current visit and do not gather information about you that could be used for marketing purposes. These cookies are usually session cookies which will expire when you close your browsing session.
3.3. Targeting, Marketing or ‘Behavioural Advertising’ Cookies
These cookies, which may be placed on your device by us or our trusted third party service providers, remember that you have visited a website and use that information to provide you with content or advertising which is tailored to your interests. This type of processing is also known as online behavioural advertising (OBA) and is done by grouping together shared interests based upon web browsing history. Your web browsing history can be used to infer things about you (e.g. your age, gender etc.), and this information may also be used to make advertising on websites more relevant to you. Without these cookies, content and advertisements you encounter may be less relevant to you and your interests. If you would like more information about OBA, including how to opt-out of these cookies, please visit:
http://www.youronlinechoices.com/
or visit : https://www.trustarc.com/consumer-privacy/about-oba/
or scroll down to: How can users manage or opt out of cookies
3.4. Analytical Statistical, Performance and Measurement Cookies
Analytical performance cookies are used to monitor the performance of our Services, for example, to determine the number of pageviews and the number of unique users a website has. Web analytics services may be designed and operated by third parties. The information provided by these cookies allows us to analyse patterns of user behaviour and we use that information to enhance user experience or identify areas of the website which may require maintenance. The information is anonymous (i.e. it cannot be used to identify you and does not contain personal information such as your name and email address) and it is only used for statistical purposes.
ICAP CRIF, together with our trusted partners, uses cookies in combination with other information we maintain for a number of purposes, including the following:
4.1. Essential and Functional Cookies
We use these cookies to enable certain online functionality including:
– access your information so we can provide you with customised content and experiences, or remember the last page you visited on the Services;
– identify returning users, registrants and subscribers and allow them to be presented with a personalised version of the site;
– eliminating the need for returning users to re-enter their login details;
– commenting on our sites;
– operating a shopping trolley on various of our Services;
– maintain your settings and authenticate your identity while you are logged in to the Services;
– to support security measures and to assist in identifying possible fraudulent or abusive activities.
If you object to the use of essential and functional cookies please scroll down to: How can users manage or opt out of cookies?
4.2. Analytical Statistical, Performance and Measurement Cookies
We use these cookies to measure users’ behaviour to better develop our Services. By using analytics services provided by third parties such as Google Analytics and, we can analyse and measure which pages are viewed and how long for and which links are followed, and we can use this information to provide more content which is of interest. We also use this analysis to report on our performance and for marketing or advertising purposes.
If you object to the use of analytical performance and measurement cookies please see here: How can users manage or opt out of cookies?
4.3. Targeting and Behavioural Marketing and Advertising Cookies
We use these cookies to:
– manage online advertising and revenue share arrangements. Our approved advertising partners, primarily Google (Doubleclick, Analytics, AdWords), [.] use cookies together with web beacons to provide advertising to you and to enable us to manage our relationship with those advertisers by, for example, tracking how many unique users have seen a particular advertisement or followed a link in an advertisement;
– manage eCommerce activities via affiliate links and associated revenue share arrangements;
– measure general user behaviour across our sites and third party sites to build a profile based on users browsing patterns so that we and third parties can target advertising to users that will be more relevant to users’ interests. This means that if, for example, users visit a page with a review about a particular product or service then the cookie will collect this information and we may target adverts for that product or service to those users and, if users visit third party sites that are part of the same network, those third parties may target adverts for that product or service to those users;
– to create profiles in order to better target users behavior and send advertisements with more relevant content or analyze their behavior for marketing purposes; and
– keep track of the number of users who saw a particular ad or visited a particular page of one of our websites, analyse the effectiveness of our ads, and provide auditing, research and reporting for advertisers.
The trusted partners we work with in relation to targeting and behavioural advertising or for marketing purposes, include third-party ad servers, ad agencies, technology vendors, providers of advertisement content, research firms and other companies that help us provide more effective advertising/marketing and offer you a more personalised experience. As your browser, app or device communicates with the third party’s servers, these companies can collect information, including your IP address, page header information, browser or device information, just as if you had requested their web page or used their apps directly.
We cannot control nor do we have access to any cookies placed on your computer by third party advertisers and sponsors.
If you object to the use of targeting and behavioural advertising cookies please scroll down to: How can users manage or opt out of cookies?
4.4. Other Third Party Cookies
You may notice on some pages of our websites that cookies have been set that are not related to ICAP CRIF. When you visit a page with content embedded from, for example, YouTube or Facebook, these third party service providers may set their own cookies on your device. ICAP CRIF does not control the use of these third party cookies and cannot access them due to the way that cookies work, as cookies can only be accessed by the party who originally set them. Please check the third party websites for more information about these cookies.
Some of our websites use Adobe Flash Player to deliver video and other content to users. Adobe utilise their own cookies, which are not manageable through your browser settings but are used by the Flash Player for similar purposes, such as storing preferences or tracking users. Flash Cookies work in a different way to web browser cookies; rather than having individual cookies for particular jobs, a website is restricted to storing all data in one cookie. You can control how much data, if any, may be stored in that cookie but you cannot choose what type of information is allowed to be stored. You can manage which websites can store information in Flash cookies on your device via the website storage settings panel on the Adobe website.
We also include web beacons in our emails to track the success of our marketing campaigns. This means that if you open an email from us we can see which of the pages of our Website you have visited. Our web beacons do not store additional information on your device but, by communicating with our cookies on your device, they can tell us when you have opened our email.
If you object to the use of web beacons please scroll down to: How can users manage or opt out of cookies?
The following table lists the cookies that are used on the ICAP CRIF sites in each url individually:
URL/DOMAIN NAME | COOKIE CATEGORY | COOKIE NAME | PROVIDER | TYPE | EXPIRY | Cookie purpose description | SEND TO | |
1. | www.icapcrif.com | Necessary | ASP.NET_SessionId | www.icapcrif.com | HTTP | Preserves the visitor’s session state across page requests | Local | |
2. | -//- | -//- | BIGipServer | profiles.dunsregistered.com | HTTP | Used to distribute traffic to the website on several servers in order to optimize response times | Local | |
3. | -//- | Statistics | _utma | www.icapcrif.com | HTTP | 2 years | Used to distinguish users and sessions. The cookie is created when the javascript library executes and no existing __utma cookies exist. The cookie is updated every time data is sent to Google Analytics | Google Greece |
4. | -//- | -//- | _utmb | www.icapcrif.com | HTTP | Session | Used to determine new sessions/visits. The cookie is created when the javascript library executes and no existing __utmb cookies exist. The cookie is updated every time data is sent to Google Analytics | Google Greece |
5. | -//- | -//- | _utmc | www.icapcrif.com | HTTP | Session | this cookie operated in conjunction with the __utmb cookie to determine whether the user was in a new session/visit | Google Greece |
6. | -//- | -//- | _utmt | www.icapcrif.com | HTTP | Session | Used to throttle request rate | Google Greece |
7. | -//- | -//- | _utmz | www.icapcrif.com | HTTP | 6 months | Stores the traffic source or campaign that explains how the user reached your site. The cookie is created when the javascript library executes and is updated every time data is sent to Google Analytics | Google Greece |
8. | -//- | -//- | IDE[doubleclick.net] | doubleclick.net | HTTP | 2 year | Used by Google DoubleClick to register and report users actions after clicking an advertisement | Google USA |
9. | -//- | -//- | Test_cookier [doubleclick.net] | doubleclick.net | HTTP | Session | Tests if the browser accepts cookies | Google USA |
10. | -//- | Unclassified | 12_LOCALE_ID | www.icapcrif.com | HTTP | Session | Produced by icap/find biz portals to preserve the language Id of the specific site in case that it doesn’t exist in the Url | Local |
11. | -//- | -//- | xlaABMclient | findbiz.bg | HTTP | Session | Absolute Banner Management System | Greece |
12. | www.findbiz.bg | Necessary | ASP.NET_SessionId | findbiz.bg | HTTP | Session | Preserves the visitor’s session state across page requests | Local |
13. | -//- | Necessary | ASP.NET_SessionId | www.icapcrif.com | HTTP | Session | Preserves the visitor’s session state across page requests | Local |
14. | -//- | Statistics | _utma | findbiz.bg | HTTP | 2 years | Used to distinguish users and sessions. The cookie is created when the javascript library executes and no existing __utma cookies exist. The cookie is updated every time data is sent to Google Analytics | Google Greece |
15. | -//- | -//- | _utmb | findbiz.bg | HTTP | Session | Used to determine new sessions/visits. The cookie is created when the javascript library executes and no existing __utmb cookies exist. The cookie is updated every time data is sent to Google Analytics | Google Greece |
16. | -//- | -//- | _utmc | findbiz.bg | HTTP | Session | this cookie operated in conjunction with the __utmb cookie to determine whether the user was in a new session/visit | Google Greece |
17. | -//- | -//- | _utmt | findbiz.bg | HTTP | Session | Used to throttle request rate | Google Greece |
18. | -//- | -//- | _utmz | findbiz.bg | HTTP | 6 months | Stores the traffic source or campaign that explains how the user reached your site. The cookie is created when the javascript library executes and is updated every time data is sent to Google Analytics | Google Greece |
19. | -//- | -//- | Test_cookier [doubleclick.net] | doubleclick.net | HTTP | Session | Tests if the browser accepts cookies | Google USA |
20. | -//- | Unclassified | 12_LOCALE_ID | www.icapcrif.com | HTTP | Session | Produced by icap/findbiz portals to preserve the language Id of the specific site in case that it doesn’t exist in the Url | Local |
21. | -//- | -//- | xlaABMclient | findbiz.bg | HTTP | Session | Absolute Banner Management System | Greece |
22. | www.icapb2b.bg | Necessary | BIGipServer# | profiles.dunsregistered.com | HTTP | Session | Used to distribute traffic to the website on several servers in order to optimize response times | |
23. | -//- | -//- | JSESSIONID | icapb2b.bg | HTTP | Session | Preserves users states across page requests | |
24. | -//- | Unclassified | COOKIE_SUPPORT | icapb2b.bg | HTTP | 17028 days | Unclassified | |
25. | -//- | -//- | cookiesession1 | icapb2b.bg | HTTP | Session | -//- | |
26. | -//- | -//- | GUEST_LANGUAGE_ID | icapb2b.bg | HTTP | 17028 days | -//- | |
27. | -//- | -//- | LFR_SESSION_STATE_24714 | icapb2b.bg | HTTP | Session | -//- | |
Some people find the idea of a website storing information on their device a little intrusive, in particular when the information is stored and used by a third party. For example, you may object to being served advertising which is targeted to your interests based on your browsing history. If you would prefer to opt out of cookies, it is possible to control cookies by following the steps below, however you should be aware that you might lose some features and functionality of the website if you do so.
Cookies, including those which have already been set, can be deleted from your hard drive. You can also change the preferences/settings in your web browser to control cookies. Some internet browsers have a ‘Do Not Track or ‘DNT’ setting; this sends a signal to websites asking them not to track your browsing. The following links may be helpful:
Cookie setting in Firefox:
https://support.mozilla.org/en-US/kb/cookies-information-websites-store-on-your-computer?redirectlocale=en-US&redirectslug=Cookies
Cookie setting in Safari:
https://support.apple.com/kb/PH17191?locale=en_US
Cookie setting in Internet Explorer:
https://support.microsoft.com/el-gr/help/17442/windows-internet-explorer-delete-manage-cookies#ie=ie-10
Cookie setting in Chrome:
https://support.google.com/chrome/answer/95647?hl=en&ref_topic=14666
In some cases, you can choose to accept cookies from the primary site, but block them from third parties. In others, you can block cookies from specific advertisers, or clear out all cookies. Deleting or blocking cookies may reduce functionality of the site. To learn more about how to reject cookies, visit:
http://www.allaboutcookies.org/
or go to the help menu within your internet browser.
If you experience any problems having deleted cookies, you should contact the supplier of your web browser.
For more information about third party cookies generated by advertisers please visit:
www.youronlinechoices.com.
Please be aware that these are third party websites and ICAP CRIF does not accept any liability for the instructions given on these sites.
You can find out how to decline targeting and behavioural advertising cookies by visiting:
http://optout.networkadvertising.org/?c=1#!/
http://www.aboutads.info
http://www.youronlinechoices.eu
Web Beacons
You can normally render web beacons and other tracking technologies ineffective by switching off cookies in your browser. There are also browser add-ons and extensions that specifically block web beacons. If you object to web beacons in emails, we recommend that you follow the instructions for deleting existing cookies and disabling ICAP CRIF cookies above. We will still know how many of our emails are opened and we will automatically receive your IP address, a unique identifier of your device or other access device; but we will not identify you as an individual.
Further information and contact details:
Please contact ICAP CRIF’s Data Protection Officer if you would like more information on the cookies that we use and their purposes:
By email: privacybulgaria@icapcrif.com
By telephone: +359028014100
By post: Data Protection Enquiries, ICAP CRIF: 51B Bulgaria Blvd. fl.5, office 14, 1404 Sofia
For more information about cookies please visit http://www.allaboutcookies.org/
General information about data protection may be found at:
The Website of the competent Authority regarding the Protection of Personal Data: Bulgarian Personal Data Protection Commission:
We use cookies and other tracking technologies to ensure that we give you the best experience on our website, analyse your use of our products and services, assist with our promotional and marketing efforts, and provide content from third parties. All tracked cookies expire after 7 days. If this window is closed without any action, we will only track the neccessary cookies for the running of our services.
These cookies are essential for the running of our Services. Without these cookies, parts of our websites would not function. These cookies do not track where you have been on the internet and do remember preferences beyond your current visit and do not gather information about you that could be used for marketing purposes. These cookies are usually session cookies which will expire when you close your browsing session.
Cookie Name | Provider | Expiry | Send to |
cookies.js | icapcrif/bg | Session | Finland |
wp-settings-2 | icapcrif/bg | Session | Finland |
wp-settings-time-2 | icapcrif/bg | Session | Finland |
wp-wpml_current_language | icapcrif/bg | Session | Finland |
These cookies, which may be placed on your device by us or our trusted third party service providers, remember that you have visited a website and use that information to provide you with content or advertising which is tailored to your interests. This type of processing is also known as online behavioural advertising (OBA) and is done by grouping together shared interests based upon web browsing history. Your web browsing history can be used to infer things about you (e.g. your age, gender etc.), and this information may also be used to make advertising on websites more relevant to you. Without these cookies, content and advertisements you encounter may be less relevant to you and your interests.
Name | Provider | Expiry | Send to |
ads/ga-audiences | google.com | Session | USA |
eng_mt | icapcrif/bg | 7 days | USA |
IDE | doubleclick.net | 7 days | USA |
pagead/1p-user-list/# | google.com | Session | USA |
test_cookie | doubleclick.net | 1 day | USA |
trctestcookie | icapcrif/bg | Session | USA |
1287382:session-data | icapcrif/bg | 7 days | USA |
Analytical performance cookies are used to monitor the performance of our Services, for example, to determine the number of pageviews and the number of unique users a website has. Web analytics services may be designed and operated by third parties. The information provided by these cookies allows us to analyse patterns of user behaviour and we use that information to enhance user experience or identify areas of the website which may require maintenance. The information is anonymous (i.e. it cannot be used to identify you and does not contain personal information such as your name and email address) and it is only used for statistical purposes.
Cookie Name | Provider | Expiry | Send to |
__utma | icapcrif/bg | 7 days | USA |
__utmb | icapcrif/bg | 1 day | USA |
__utmc | icapcrif/bg | 7 days | USA |
__utmt | icapcrif/bg | 1 day | USA |
__utmz | icapcrif/bg | 7 days | USA |
mailchimp_ landing_site |
icapcrif/bg | 7 days | Finland |