Nikolay Spasov,
CEO and Chairman,
Management Board, D Commerce Bank

Nikolay Spasov is CEO and Chairman of the Management Board of D Commerce Bank with a mandate to accelerate its transformation and development into a modern, efficient and technology-oriented financial institution.

He has extensive management experience in the banking sector, both in Bulgaria and the Balkans, with a focus on digital transformation, process optimization and operations management.

Mr. Spasov has a proven track record in implementing numerous successful projects in the field of digital transformation, both locally and internationally.  His professional path includes the implementation of large-scale and complex initiatives in areas such as payment technologies, credit administration, daily banking and risk management.