Credit Risk Conference

Credit Risk Conference

Credit Risk Conference

Credit Risk Management Conference

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ICAP Bulgaria, member of ICAP, group of companies, the largest B2B Services Group in Southeastern Europe, is organizing the 11th Credit Risk Management Conference in Bulgaria.

The event will be held online on the 30th of September, Wednesday. To ensure the health and safety of our partners and customers, we have made the decision to host the event in a completely virtual format this year.

Bulgarian and international keynote speakers will provide useful information on Credit Risk issues.

This exchange of ideas together with the dialogue developed throughout the Conference with regards to solid Credit Risk reducing practices, represent the starting point for future action plans.


10:00 – 10:10 Welcome by moderator
10:10 – 10:30 Opening address

Tsvetan Simeonov, President, Bulgarian Chamber of Commerce and Industry

10:30 – 11:00 A radiography of the Bulgarian economy in the first half of 2020

Iliya Lingorski, Chief Economist, Bulgarian Development Bank

11:00 – 11:30 Risk perspectives on emerging markets

Richard Hunter, Global Group Head Corporate Ratings, Fitch Ratings

11:30 – 12:00 Business Overview

Roumen Galabinov, Economist

12:00 – 13:00 Break
13:00 – 13:30 Country Risk and COVID – What’s in Store for the Global Economy in 2021?

Markus Kuger, Chief Economist, Dun & Bradstreet

13:30 – 14:00 New funding opportunities for companies through debt instruments

Doncho Donev, Head of Capital Market Division, Postbank  

14:00 – 14:30 Credit Rating Reports: What data were included, why you should care and what every credit risk analyst must know

Myrto Kyriakidou, Executive Director, Credit Risk Services, ICAP SA

14:30 – 15:30 Panel Discussion: Digitalization in Credit Risk Management and new Business solutions in current situation with COVID-19

Moderator: Apostolos Tsoubris, Executive Director, Management Consultants, ICAP

Victor Batov, Chief Growth Officer, Unimasters Logistics SCS

Elena Kirova, Business Solutions and Systems Country Manager Bulgaria, Coca-Cola HBC Bulgaria

15:30 End of conference








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Participation Form

    The Conference will be a hybrid event and will offer the opportunity to attend online or in person at the conference venue.

    Price per participant:
    - Online participation: 50 euro plus VAT
    - Participation at the Conference venue: 130 euro plus VAT

    *Early bird until 15/09: 110 euro per person plus VAT

    Important Information
    Please note, that in view of the current circumstances and the related State Regulations, the attendance of the event in person, will be possible with a Green Certificate (a vaccination certificate, a certificate of recovery, a negative PCR result or a rapid antigen test), certified with the respective documents.

    Registration Procedure
    Please fill in the above Registration Form. Following this, please proceed to depositing the final amount to the Bank Account below by mentioning your Company's Name:

    Bank Account Details
    Account: 1000973417
    Bank: Eurobank Bulgaria
    IBAN: BG29BPBI88981000973417

    Finally, please forward us the payment receipt by email at

    Terms and conditions:
    * By filling in this form you express your intention to participate in the 12th Credit Risk Conference.
    *Your participation will be finalized once it has been paid off. In case you cannot attend the event, a colleague can take your place without any extra charge.

    ICAP Bulgaria, member of ICAP, group of companies, the largest Business Information and Consulting group in Southeastern Europe, is organizing the 10th Credit Risk Management Conference in Bulgaria.

    The event will take place on Thursday the 16th of May at Sofia Hotel Balkan.

    This year’s discussions will recap the past decade, which was marked by challenges, economic crisis and uncertainty.

    How the Bulgarian companies managed credit risk during the last ten years and what is the current economic situation, in the context of automation and digitization of products and services, are some of the topics to be discussed during the Credit Risk Management Conference.

    Bulgarian and international keynote speakers will provide useful information enabling debates and brainstorming on Credit Risk issues.

    This exchange of ideas together with the dialogue developed throughout the Conference with regards to solid Credit Risk reducing practices, represent the starting point for future action plans.


    08:30 – 09:00    Registration / Coffee
    09:00 – 09:20 Welcome
    Vladimir Danailov, Executive Director, Sofia Municipal Privatisation and Investment Agency
    09:20 – 09:40 Introductory Remarks
    Nikitas Konstantellos, President & CEO, ICAP group of companies
    09:40 – 10:10 Economic Overview
    Roumen Galabinov, Economist
    10:10 – 11:00 “Structured Finance Ratings: old sins and new challenges”
    George Christodoulakis, Associate Professor of Finance, Manchester Business School
    11:00 – 11:20 Networking break
    11:20 – 11:50 “AML compliance steps”
    Lora Georgieva, Jurist, Penkov, Markov & Partners
    11:50 – 12:50 Panel Discussion: “Compliance – an ongoing commitment that evolves in alignment with changes in the market, as well as changes in businesses”

    Nikolay Cvetanov, Junior Partner, Penkov, Markov & Partners

    • Rozana Petrova, Head of Compliance Department and Compliance officer, Unicredit Bulbank
    • Albena Rasheva, Senior Advisor, Eurofast
    • Ivan Kavrukov, Manager of the Anti-Money Laundering Sector Branch Association (AMLSBA)
    • Nikolay Aldimirov, Chairman of the Management Board of the Center for Prevention and Countering Money Laundering (CPCML), Alsas

    12:50 – 13:20 “Rethinking Enterprises, Ecosystems and Economies with Blockchains”
    Haris Linardakis, IBM Cloud Leader, Greece & Cyprus
    13:20 – 14:30 Networking Lunch
    14:30 – 15:00 “Risk Profiling of Corporates: Diving into a Quantitative method”
    Myrto Kyriakidou, Executive Director, Credit Risk Services, ICAP SA
    15:00 – 15:30 “Discovering hidden opportunities in the portfolio of customers”
    Simone Rampichini, Senior Manager, Global Business Information, CRIF
    15:30 – 17:00 Panel Discussion: “Managing the tension between business growth and credit risk”

    Dimitar Mihaylov, Chief Commercial Officer, ARS Bulgaria

    • Dimitar Marinov, Attorney at law and insolvency administrator
    • Martin Mihaylovski, Business Development Director, HUS
    • Victor Batov, Chief Growth Officer, 
    Unimasters Logistics
    • Alexander Buhchev, Senior Manager, Credit Risk Corporate Clients, 
    UniCredit Bulbank
    • Radoslav Pashov, Chief Financial Officer, Belovo Paper Mill S.A

    17:00 End of Conference


    Credit Risk Conference

    Haris Linardakis

    Cloud leader, IBM Greece and Cyprus

    Haris Linardakis is the IBM cloud leader, Greece and Cyprus since 2015. Within his role, he is helping enterprises of all sizes in Greece and Cyprus to assess cloud readiness, develop cloud adoption strategies and power their digital transformation.
    Throughout his career in IBM, he held business development positions in global technology services and enterprise business unit. As a professional, he is committed to deliver business value through technological advancement and innovative thinking. His main interests include cloud platforms and services, business analytics, internet of things, cognitive applications and agile application development.
    Haris’ academic background includes electrical and computer engineering degree and a PhD degree in telecommunications, both from the National Technical University of Athens. He has published and participated in research programmes in the area of medium access control protocols in Optical Networks.


    Simone Rampichini

    Global Business Information, CRIF

    Born in 1972 in Milan, Italy, Simone Rampichini got a Master of Science in Aeronautics Engineering from the University of Politecnico di Milano. Passionate in innovation and in leading edge technologies he brought his curiosity and creativity into the b2b ``world``. With over 18 years of experience in Presales, Business Development, Business Consulting, Technologies, Scoring models, Trade Portfolio data management, and Data Mining, he is a Senior Manager in the Global Business Information in CRIF (


    Roumen Galabinov


    Roumen Galabinov graduated in Economics at the University of National and World Economy and holds post-graduate qualifications from the University of Georgetown in the United States and the University of Exeter, UK. аs well as specializations in the Netherlands and Austria. He was the chairman of the Insurance Supervision Agency and then Deputy Chairman of the Financial Supervision Commission. He has worked for the boards of international financial companies such as ING, AIG and VIG. Roumen Galabinov is the author of three books and a series of articles in the national and international press in the field of banks, insurance and finance. He speaks English and Russian and he is a member of the Strategic Council of the President of the Republic of Bulgaria.


    George Christodoulakis

    Associate Professor of Finance, Manchester Business School

    Д-р Джордж Христодулакис е член на Съвета на директорите на ICAP, академик в бизнес училище „Алианс Манчестър“, Университета в Манчестър, финансов съветник и предприемач. Той е бил държавен секретар за преструктурирането на активите и приватизацията на Гърция, съветник на управителя на Банката на Гърция, член на Гръцкия съвет за корпоративно управление, както и академик в Cass Business School of City, Лондонския университет. Неговият опит се концентрира върху кредитния и пазарния риск, финансовото прогнозиране и регулирането. Има публикации в научни списания и книги, и е редактирал книгата ``Управление на рисковете в европейската криза на периферните дългове``, Палгрейв Макмилан 2015. Съвместно редактира анализ на риска, Elsevier 2008 и вестник за валидиране на модела на риска, списания за риска 2006.


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