Credit Risk Conference

Head of global corporate ratings group, covering non-financial corporates. Fitch’s corporate rating work is carried out by more than 350 dedicated corporate analysts, based in 22 cities around the world, and also covers all aspects of the rating and surveillance of upwards of 2,000 non-financial corporations across the globe, rating over $10 trillion of debt. Beyond ratings, the group also publishes timely commentary on different sector trends, scenario analyses for industries and individual companies, issuer forecasts, commodity price decks and loan and bond performance across regions.

Markus is the Chief Economist of Dun & Bradstreet and is based in the company’s London office. He holds a Diploma in Economics with a specialisation in labour markets, monetary policy and European economics.In 2009, he obtained a Robert Schuman Scholarship in the European Parliament where he worked for the Committee for Economic and Monetary Affairs, as well as assisting in the Monetary Dialogue between the Parliament and the European Central Bank.After a stint as academic research assistant at the University of Würzburg, he joined Dun & Bradstreet’s Country Insight Services in the UK as a Country Risk Analyst in 2010. In this role, he is covering the UK, France and his home country Germany, combining the company’s vast micro-economic data with his macroeconomic and political expertise. Since 2016 he has been one of Dun & Bradstreet’s media spokespersons. In this role, he has featured in newspapers and magazines many times and has also participated in interviews on national television. In addition, he regularly speaks in front of domestic and international audiences.

Myrto Kyriakidou is Executive Director of the Credit Risk Services at ICAP and responsible for the function of ICAP as a Credit Rating Agency.
Prior to ICAP, she was Director of the Portfolio Analytics Department of Qualco, leading a team of experts who evaluated and designed credit & collections strategies, based on data mining findings and risk modelling. She has held a Risk Analytics consultancy position at National Bank of Greece (NPL Division), contributing to the improvement of Credit and Collections processes. As Head of Statistical Decisions Hellas, she analyzed and evaluated credit portfolios for leading Retail Banks. Her first position was actuary at Interamerican Property & Casualty Insurance Company S.A.

Apostolos Tsoubris is the Executive Director and global head of the Management Consulting Practice of ICAP Group. ICAP Management Consultants provide solutions and services globally with specialization in Customer Strategy, Risk Management & Finance, Operational Excellence and Sales & Marketing. A strong team of business consultants and technology experts combine business consulting and innovative technologies resulting to a unique value proposition. Apostolos previously worked for many International solution provider companies & their partners like Sungard, Fiserv, FUNDTech, Unisys, IBM etc.
During his 28 year career he has delivered consulting services and complex technology projects to most Banks and Firms like Alpha Bank, Eurobank, Piraeus Bank, Praxia Bank, Optima Bank, Emporiki Bank, Credit Agricole, National Bank of Greece, First Data Hellas (Sia) to name a few.
Apostolos is specialized in Credit Risk Management, Customer Loyalty and Analytics, Digital Transformation and Big Data & Analytics. He leads teams specialized in Strategy & Business Consulting, Business Process Management, Corporate Performance Management and Compliance. He is the CEO of Comply.Data, a 100% ICAP Company specialized in Compliance. Apostolos has an excellent domain knowledge in Banking, Telco and Retail business. He holds a Bachelor degree with highest distinction in Computer Engineering, and Masters in Artificial Intelligence, Polytechnic School of Engineering, University of Patras. During his professional career, Apostolos has been trained in different phases of the Adizes program for organizational transformation (Worldwide Leading methodology for accelerating organizational change).

Tsvetan Atanasov Simeonov has been working at the Bulgarian Chamber of Commerce and Industry for more than 30 years now, starting his professional experience as a specialist-jurist in various departments of the Chamber such as the Trade Register Directorate, Law Department etc. He was elected BCCI President in June 2009. He is a member of the following national and international professional bodies:
EMPLOYERS’ DELEGATION OF THE R.BULGARIA WITH THE INTERNATIONAL LABOUR ORGANIZATION-Geneva, BOARD OF DIRECTORS OF THE ASSOCIATION OF THE EUROPEAN CHAMBERS OF COMMERCE AND INDUSTRY (EUROCHAMBRES - Brussels), Organization of the Black Sea economic Cooperation Business Council (BSEC BC) as well as the NATIONAL COUNCIL FOR TRIPARTITE COOPERATION AT THE COUNCIL OF MINISTERS, the ECONOMIC AND SOCIAL COUNCIL, PRESIDENT OF THE BOARD OF GS1 – BULGARIA, Arbitrator at BCCI’s ARBITRATION COURT etc.

Tsvetan Simeonov was born in Bulgaria and has studied Law in Sofia University “St. Kliment Ohridski”. He graduated in 1979 getting a M.A Degree in Law. His post graduate qualifications include International Arbitration and Commercial Law. He also specialized in Labour Law and Social Relations at the International Training Centre of the International Labour Organization, Turin.

Apart from his native Bulgarian, he speaks English and Russian

Elena Kirova is a computer scientist by profession. He joined the team of Coca-Cola HBC in 2008 as an IT expert and over the years passed through various management positions in the organization, covering business solutions and processes from ``Finance``, ``Supply Chain Function`` and ``Sales``, and recently held the position of Director of Business Solutions and Systems.

With over 7 years of experience as a Sales Manager in February 2014 Victor Batov joined the Unimasters family. First as a Sales Manager in the entrepreneurial startup subsidiary e-Novator with main focus on providing advanced collaborative IT tools and solutions (Data capture, Integration and ETL, Business intelligence and analysis, Business process capture, design & management, and etc) for organisations ranging from SMEs to global players in the logistics and transportation industry. In September 2018 he took the role of Project Manager of Unimasters’ Salesforce transformation and sales & marketing process automation. As of November 2018 Victor Batov is Head of Sales, Marketing & Business Development department in Unimasters.

Reaching almost 10 years’ experience in FMCG business, looking it both from perspective of retail and distribution, going through key account manager, sales manager and cluster manager, responsible on group level. Boyan is on the edge of moving back to Bulgarian management board where he will be responsible for developing for new G2M models, solution provider concept and digitalization of the company.

Head of Capital Markets Department at Postbank Doncho Donev is Head of the Capital Markets Division at Postbank. He is responsible for the management of the Bank's activities related to global markets, including - asset and liability management, foreign exchange trading, sale of financial products, distribution of mutual funds, investment banking, brokering and custody services, and services as a trustee bank. Under his leadership, the Capital Markets team achieved several top positions for Postbank in prestigious rankings such as - the most active bank in the local money market, a leading provider of complex derivative solutions in Bulgaria for foreign and domestic customers, and № 1 custodian bank in the Global Custodian rankings for nine consecutive years. Mr. Donev has 20 years of professional experience in the financial markets. He is a successful senior executive with a PhD in Finance, an MBA from London Business School and a CFA certificate. Mr. Donev has extensive experience in portfolio management, investment banking and financial instrument operations. He is also the Chairman of the Arbitration Court at the Bulgarian Stock Exchange since 2010.

Born in 1966 in Bourgas. He graduated in Economics at the University of National and World Economy and holds post-graduate qualifications from the University of Georgetown in the United States and the University of Exeter, UK. As well as specializations in the Netherlands and Austria. He was the chairman of the Insurance Supervision Agency, and then Deputy Chairman of the Financial Supervision Commission. He has worked for the boards of international financial companies such as ING, AIG and VIG. He is the author of three books and a series of articles in the national and international press in the field of banks, insurance and finance. He speaks English and Russian and he is a member of the Strategic Council of the President of the Republic of Bulgaria.

Stefanos Prokos is the Director of Services for Convert Group – a leading digital consulting firm, based in Athens, Greece. He is responsible for all advisory, training and recruiting services that the company offers to their clients in 13 countries. Stefanos has studied Communication & Mass Media at the University of Athens and holds an MBA International title (with distinction) from the Athens University of Economics and Business with a major in Strategy & Marketing. After working for many years in the Marketing and Sales departments of huge Greek and multinational corporations, he was won over by the challenges of the startup scene with which he was involved for 4 years. He is currently offering his knowledge and experience as an eBusiness Consultant to major corporations in various industries, based in Athens, Greece. Stefanos has handled projects for Philip Morris International (tobacco industry), Kafkas (the largest electrical appliances retailer in Greece ~ €130m rev/year), MyMarket (click & mortar super market ~ 223 points of sale, €1.1b rev/year), WeLoveSupermarket.gr (first online super market in Greece ~ €3m rev/year), as well as several clients in the fashion industry. Complementary to eBusiness consulting, Stefanos has managed projects of sourcing and recruiting senior executives for key roles for his clients, has provided many hours of digital training to senior staff of corporations like Beiersdorf (averaging 80 executives per session) and also successfully consulted one of the most intricate and complicated M&As in the Online Grocery industry in Greece. He was the co-founder of Vieno an innovative startup company that builds mobile solutions for HoReCa businesses in Greece and UAE (exited) and his past experience includes, Online Marketplaces (marketing manager at doctoranytime.gr), SaaS (co-founder of price crawling SaaS, Craw.ly), FMCG and online pharmacy (2 yrs at L’Oreal marketing – dermocosmetic products division) and Book Retail (store manager for the largest book retailer in Greece). He is a twice award winning public speaker and passionate about goal-driven, cross-border eBusiness.

Haris Linardakis is the IBM cloud leader, Greece and Cyprus since 2015. Within his role, he is helping enterprises of all sizes in Greece and Cyprus to assess cloud readiness, develop cloud adoption strategies and power their digital transformation.
Throughout his career in IBM, he held business development positions in global technology services and enterprise business unit. As a professional, he is committed to deliver business value through technological advancement and innovative thinking. His main interests include cloud platforms and services, business analytics, internet of things, cognitive applications and agile application development.
Haris’ academic background includes electrical and computer engineering degree and a PhD degree in telecommunications, both from the National Technical University of Athens. He has published and participated in research programmes in the area of medium access control protocols in Optical Networks.

Born in 1972 in Milan, Italy, Simone Rampichini got a Master of Science in Aeronautics Engineering from the University of Politecnico di Milano. Passionate in innovation and in leading edge technologies he brought his curiosity and creativity into the b2b ``world``. With over 18 years of experience in Presales, Business Development, Business Consulting, Technologies, Scoring models, Trade Portfolio data management, and Data Mining, he is a Senior Manager in the Global Business Information in CRIF (www.crif.it).

Roumen Galabinov graduated in Economics at the University of National and World Economy and holds post-graduate qualifications from the University of Georgetown in the United States and the University of Exeter, UK. аs well as specializations in the Netherlands and Austria. He was the chairman of the Insurance Supervision Agency and then Deputy Chairman of the Financial Supervision Commission. He has worked for the boards of international financial companies such as ING, AIG and VIG. Roumen Galabinov is the author of three books and a series of articles in the national and international press in the field of banks, insurance and finance. He speaks English and Russian and he is a member of the Strategic Council of the President of the Republic of Bulgaria.

Д-р Джордж Христодулакис е член на Съвета на директорите на ICAP, академик в бизнес училище „Алианс Манчестър“, Университета в Манчестър, финансов съветник и предприемач. Той е бил държавен секретар за преструктурирането на активите и приватизацията на Гърция, съветник на управителя на Банката на Гърция, член на Гръцкия съвет за корпоративно управление, както и академик в Cass Business School of City, Лондонския университет. Неговият опит се концентрира върху кредитния и пазарния риск, финансовото прогнозиране и регулирането. Има публикации в научни списания и книги, и е редактирал книгата ``Управление на рисковете в европейската криза на периферните дългове``, Палгрейв Макмилан 2015. Съвместно редактира анализ на риска, Elsevier 2008 и вестник за валидиране на модела на риска, списания за риска 2006.